Q4 2025 · 13F-HR
Rinkey Investmentsholdings as filed
Filed 2026-02-04 · accession 0001172661-26-000467
$393.8M
Reported value
129
Positions
2025-12-31
Period end
The Brief · Rinkey Investments · Q4 2025
AI · grounded in 13F
Rinkey Investments increased its position in BNDX by 140.902%. The fund also accumulated shares of BRK/B by 20.5714% and TFLO by 9.965%. On the selling side, the fund trimmed SPAB by 55.7647% and closed its position in AON, reducing exposure by $1,203,814.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 46434V860 | TFLO | ISHARES TR | $41.4M | 10.5% | 819,788 | Common | NONE |
| 92203J407 | BNDX | VANGUARD CHARLOTTE FDS | $36.2M | 9.19% | 748,803 | Common | NONE |
| 78463X889 | SPDW | SPDR INDEX SHS FDS | $30.8M | 7.83% | 694,494 | Common | NONE |
| 78464A805 | SPTM | SPDR SERIES TRUST | $30.4M | 7.71% | 368,202 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $19.7M | 5.00% | 314,960 | Common | NONE |
| 922908744 | VTV | VANGUARD INDEX FDS | $17.9M | 4.53% | 93,497 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $12.7M | 3.22% | 37,775 | Common | NONE |
| 464288661 | IEI | ISHARES TR | $12.1M | 3.08% | 101,713 | Common | NONE |
| 78468R101 | SPTS | SPDR SERIES TRUST | $11.9M | 3.03% | 406,949 | Common | NONE |
| 464288356 | CMF | ISHARES TR | $11.1M | 2.83% | 193,681 | Common | NONE |
| 464288414 | MUB | ISHARES TR | $9.3M | 2.37% | 87,004 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $8.9M | 2.25% | 18,148 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $7.9M | 2.02% | 30,813 | Common | NONE |
| 464288281 | EMB | ISHARES TR | $7.7M | 1.95% | 79,926 | Common | NONE |
| 921937835 | BND | VANGUARD BD INDEX FDS | $6.2M | 1.59% | 84,271 | Common | NONE |
| 78463X509 | SPEM | SPDR INDEX SHS FDS | $5.8M | 1.48% | 124,303 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $5.6M | 1.43% | 20,698 | Common | NONE |
| 78464A649 | SPAB | SPDR SERIES TRUST | $5.5M | 1.40% | 213,487 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $5.4M | 1.36% | 7,842 | Common | NONE |
| 808524409 | SCHV | SCHWAB STRATEGIC TR | $5.2M | 1.32% | 175,707 | Common | NONE |
| 92206C847 | VGLT | VANGUARD SCOTTSDALE FDS | $5.1M | 1.30% | 91,485 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $4.5M | 1.14% | 50,383 | Common | NONE |
| 808524607 | SCHA | SCHWAB STRATEGIC TR | $4.2M | 1.06% | 146,310 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $4.0M | 1.02% | 8,018 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $3.9M | 0.99% | 8,096 | Common | NONE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $3.8M | 0.98% | 71,496 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $2.8M | 0.72% | 4,600 | Common | NONE |
| 464287598 | IWD | ISHARES TR | $2.8M | 0.72% | 13,422 | Common | NONE |
| 743315103 | PGR | PROGRESSIVE CORP | $2.5M | 0.64% | 11,073 | Common | NONE |
| 872590104 | TMUS | T-MOBILE US INC | $2.3M | 0.57% | 11,128 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $2.1M | 0.53% | 9,007 | Common | NONE |
| 11271J107 | BN | BROOKFIELD CORP | $2.1M | 0.52% | 44,717 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $2.0M | 0.51% | 2,340 | Common | NONE |
| 808524300 | SCHG | SCHWAB STRATEGIC TR | $2.0M | 0.50% | 60,311 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $2.0M | 0.50% | 10,495 | Common | NONE |
| 78464A375 | SPIB | SPDR SERIES TRUST | $1.9M | 0.48% | 56,364 | Common | NONE |
| 78464A656 | SPIP | SPDR SERIES TRUST | $1.8M | 0.46% | 70,492 | Common | NONE |
| 921946885 | VWOB | VANGUARD WHITEHALL FDS | $1.5M | 0.39% | 22,725 | Common | NONE |
| 922020805 | VTIP | VANGUARD MALVERN FDS | $1.5M | 0.38% | 29,983 | Common | NONE |
| 68389X105 | ORCL | ORACLE CORP | $1.4M | 0.37% | 7,439 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $1.4M | 0.36% | 11,890 | Common | NONE |
| 92204A702 | VGT | VANGUARD WORLD FD | $1.4M | 0.35% | 1,816 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $1.4M | 0.34% | 4,326 | Common | NONE |
| 316188309 | FBND | FIDELITY MERRIMACK STR TR | $1.3M | 0.34% | 29,251 | Common | NONE |
| 67577C105 | OCGN | OCUGEN INC | $1.3M | 0.34% | 991,186 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $1.3M | 0.33% | 15,430 | Common | NONE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $1.2M | 0.30% | 4,045 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $1.2M | 0.29% | 1,837 | Common | NONE |
| 46438F101 | IBIT | ISHARES BITCOIN TRUST ETF | $1.1M | 0.29% | 22,878 | Common | NONE |
| 92206C102 | VGSH | VANGUARD SCOTTSDALE FDS | $1.1M | 0.28% | 18,824 | Common | NONE |
| 75513E101 | RTX | RTX CORPORATION | $1.1M | 0.28% | 5,993 | Common | NONE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $1.1M | 0.27% | 5,189 | Common | NONE |
| 464287226 | AGG | ISHARES TR | $993,906 | 0.25% | 9,951 | Common | NONE |
| 89417E109 | TRV | TRAVELERS COMPANIES INC | $976,922 | 0.25% | 3,368 | Common | NONE |
| 464288158 | SUB | ISHARES TR | $966,489 | 0.25% | 9,058 | Common | NONE |
| 863667101 | SYK | STRYKER CORPORATION | $953,187 | 0.24% | 2,712 | Common | NONE |
| G1151C101 | ACN | ACCENTURE PLC IRELAND | $926,708 | 0.24% | 3,454 | Common | NONE |
| 02079K107 | GOOG | ALPHABET INC | $895,032 | 0.23% | 2,852 | Common | NONE |
| 78463V107 | GLD | SPDR GOLD TR | $801,339 | 0.20% | 2,022 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $797,501 | 0.20% | 1,208 | Common | NONE |
| 464287309 | IVW | ISHARES TR | $731,425 | 0.19% | 5,934 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $669,538 | 0.17% | 2,307 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $664,228 | 0.17% | 2,110 | Common | NONE |
| 808524870 | SCHP | SCHWAB STRATEGIC TR | $663,945 | 0.17% | 25,064 | Common | NONE |
| 922908595 | VBK | VANGUARD INDEX FDS | $624,159 | 0.16% | 2,066 | Common | NONE |
| 92189H201 | ITM | VANECK ETF TRUST | $571,060 | 0.15% | 12,109 | Common | NONE |
| 464288679 | SHV | ISHARES TR | $547,115 | 0.14% | 4,967 | Common | NONE |
| 22052L104 | CTVA | CORTEVA INC | $541,066 | 0.14% | 8,072 | Common | NONE |
| 921909768 | VXUS | VANGUARD STAR FDS | $540,447 | 0.14% | 7,163 | Common | NONE |
| 67071L106 | NVG | NUVEEN AMT FREE MUN CR INC F | $524,124 | 0.13% | 41,400 | Common | NONE |
| 46432F396 | MTUM | ISHARES TR | $517,391 | 0.13% | 2,067 | Common | NONE |
| 67070X101 | NZF | NUVEEN MUNICIPAL CREDIT INC | $514,837 | 0.13% | 40,925 | Common | NONE |
| 29415C101 | EOSE | EOS ENERGY ENTERPRISES INC | $514,290 | 0.13% | 44,877 | Common | NONE |
| 922908611 | VBR | VANGUARD INDEX FDS | $506,602 | 0.13% | 2,392 | Common | NONE |
| 670657105 | XNEAX | NUVEEN AMT FREE QLTY MUN INC | $505,905 | 0.13% | 43,500 | Common | NONE |
| 922042742 | VT | VANGUARD INTL EQUITY INDEX F | $485,105 | 0.12% | 3,439 | Common | NONE |
| 464287523 | SOXX | ISHARES TR | $473,107 | 0.12% | 1,571 | Common | NONE |
| 88160R101 | TSLA | TESLA INC | $468,159 | 0.12% | 1,041 | Common | NONE |
| 464286533 | EEMV | ISHARES INC | $446,039 | 0.11% | 6,965 | Common | NONE |
| 931142103 | WMT | WALMART INC | $443,523 | 0.11% | 3,981 | Common | NONE |
| 22788C105 | CRWD | CROWDSTRIKE HLDGS INC | $435,009 | 0.11% | 928 | Common | NONE |
| 46429B267 | GOVT | ISHARES TR | $415,762 | 0.11% | 18,057 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $409,834 | 0.10% | 601 | Common | NONE |
| 26884L109 | EQT | EQT CORP | $409,718 | 0.10% | 7,644 | Common | NONE |
| 126408103 | CSX | CSX CORP | $398,206 | 0.10% | 10,985 | Common | NONE |
| 46428Q109 | SLV | ISHARES SILVER TR | $392,962 | 0.10% | 6,100 | Common | NONE |
| 464285204 | IAU | ISHARES GOLD TR | $392,457 | 0.10% | 4,835 | Common | NONE |
| 808524854 | SCHR | SCHWAB STRATEGIC TR | $388,564 | 0.10% | 15,493 | Common | NONE |
| 532457108 | LLY | ELI LILLY & CO | $383,661 | 0.10% | 357 | Common | NONE |
| 697435105 | PANW | PALO ALTO NETWORKS INC | $379,452 | 0.10% | 2,060 | Common | NONE |
| 883203101 | TXT | TEXTRON INC | $376,139 | 0.10% | 4,315 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $375,640 | 0.10% | 1,526 | Common | NONE |
| 69608A108 | PLTR | PALANTIR TECHNOLOGIES INC | $371,853 | 0.09% | 2,092 | Common | NONE |
| 64110L106 | NFLX | NETFLIX INC | $371,290 | 0.09% | 3,960 | Common | NONE |
| 46434V621 | DGRO | ISHARES TR | $368,204 | 0.09% | 5,304 | Common | NONE |
| 30212P303 | EXPE | EXPEDIA GROUP INC | $349,888 | 0.09% | 1,235 | Common | NONE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $336,581 | 0.09% | 12,507 | Common | NONE |
| 46435U853 | USHY | ISHARES TR | $336,555 | 0.09% | 9,000 | Common | NONE |
| 09248X100 | BBN | BLACKROCK TAX MUNICPAL BD TR | $335,947 | 0.09% | 20,585 | Common | NONE |
| 92826C839 | V | VISA INC | $325,108 | 0.08% | 927 | Common | NONE |
| 053611109 | AVY | AVERY DENNISON CORP | $316,835 | 0.08% | 1,742 | Common | NONE |
| 007903107 | AMD | ADVANCED MICRO DEVICES INC | $315,886 | 0.08% | 1,475 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $314,809 | 0.08% | 977 | Common | NONE |
| 464287184 | FXI | ISHARES TR | $309,039 | 0.08% | 8,071 | Common | NONE |
| 808524847 | SCHH | SCHWAB STRATEGIC TR | $304,158 | 0.08% | 14,560 | Common | NONE |
| 922042874 | VGK | VANGUARD INTL EQUITY INDEX F | $293,889 | 0.07% | 3,515 | Common | NONE |
| H1467J104 | CB | CHUBB LIMITED | $271,857 | 0.07% | 871 | Common | NONE |
| 172967424 | C | CITIGROUP INC | $270,371 | 0.07% | 2,317 | Common | NONE |
| 78464A474 | SPSB | SPDR SERIES TRUST | $269,928 | 0.07% | 8,938 | Common | NONE |
| 097023105 | BA | BOEING CO | $252,728 | 0.06% | 1,164 | Common | NONE |
| 025072877 | AVUV | AMERICAN CENTY ETF TR | $249,851 | 0.06% | 2,450 | Common | NONE |
| 90353T100 | UBER | UBER TECHNOLOGIES INC | $244,721 | 0.06% | 2,995 | Common | NONE |
| 82889N798 | TYA | SIMPLIFY EXCHANGE TRADED FUN | $243,000 | 0.06% | 18,000 | Common | NONE |
| 52635N103 | LENZ | LENZ THERAPEUTICS INC | $242,976 | 0.06% | 15,186 | Common | NONE |
| 595112103 | MU | MICRON TECHNOLOGY INC | $239,174 | 0.06% | 838 | Common | NONE |
| 438516106 | HON | HONEYWELL INTL INC | $233,370 | 0.06% | 1,196 | Common | NONE |
| 02209S103 | MO | ALTRIA GROUP INC | $229,948 | 0.06% | 3,988 | Common | NONE |
| 46434V381 | XT | ISHARES TR | $227,771 | 0.06% | 3,266 | Common | NONE |
| 36168Q104 | GFL | GFL ENVIRONMENTAL INC | $222,696 | 0.06% | 5,185 | Common | NONE |
| 70336F203 | PNBK | PATRIOT NATL BANCORP INC | $221,727 | 0.06% | 121,828 | Common | NONE |
| 896442308 | TRIN | TRINITY CAP INC | $216,636 | 0.06% | 14,787 | Common | NONE |
| 501044101 | KR | KROGER CO | $210,370 | 0.05% | 3,367 | Common | NONE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $206,935 | 0.05% | 4,147 | Common | NONE |
| 981811102 | WOR | WORTHINGTON ENTERPRISES INC | $205,971 | 0.05% | 3,994 | Common | NONE |
| 78464A870 | XBI | SPDR SERIES TRUST | $204,233 | 0.05% | 1,675 | Common | NONE |
| 464286632 | EIS | ISHARES INC | $203,225 | 0.05% | 1,847 | Common | NONE |
| 46641Q217 | BBJP | J P MORGAN EXCHANGE TRADED F | $201,355 | 0.05% | 3,055 | Common | NONE |
| 703481101 | PTEN | PATTERSON-UTI ENERGY INC | $172,485 | 0.04% | 28,230 | Common | NONE |
| 124155102 | BFLY | BUTTERFLY NETWORK INC | $158,080 | 0.04% | 41,600 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.