Q1 2025 · 13F-HR
Strategic Financial Services, Inc.holdings as filed
Filed 2025-05-23 · accession 0001432539-25-000006
$1.71B
Reported value
133
Positions
2025-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 46434V274 | INTF | ISHARES TR | $267.0M | 15.6% | 8,657,795 | Common | SOLE |
| 46434V290 | SMLF | ISHARES TR | $224.2M | 13.1% | 3,606,933 | Common | SOLE |
| 46434V282 | LRGF | ISHARES TR | $215.7M | 12.6% | 3,726,234 | Common | SOLE |
| 92206C706 | VGIT | VANGUARD SCOTTSDALE FDS | $129.0M | 7.55% | 2,171,286 | Common | SOLE |
| 98149E303 | GLDM | WORLD GOLD TR | $95.3M | 5.58% | 1,539,154 | Common | SOLE |
| 46434G889 | EMGF | ISHARES INC | $87.3M | 5.11% | 1,865,472 | Common | SOLE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $81.3M | 4.76% | 1,029,788 | Common | SOLE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $65.6M | 3.84% | 802,796 | Common | SOLE |
| 92206C847 | VGLT | VANGUARD SCOTTSDALE FDS | $59.7M | 3.50% | 1,035,908 | Common | SOLE |
| 464286681 | EUSA | ISHARES INC | $45.1M | 2.64% | 482,044 | Common | SOLE |
| 46432F396 | MTUM | ISHARES TR | $44.8M | 2.62% | 221,605 | Common | SOLE |
| 921935508 | VFMO | VANGUARD WELLINGTON FD | $40.9M | 2.39% | 269,499 | Common | SOLE |
| 922020805 | VTIP | VANGUARD MALVERN FDS | $37.3M | 2.19% | 748,143 | Common | SOLE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $33.7M | 1.97% | 856,439 | Common | SOLE |
| 464288612 | GVI | ISHARES TR | $31.7M | 1.86% | 298,977 | Common | SOLE |
| 381430107 | GSIE | GOLDMAN SACHS ETF TR | $31.4M | 1.84% | 882,042 | Common | SOLE |
| 78464A870 | XBI | SPDR SER TR | $21.3M | 1.25% | 262,569 | Common | SOLE |
| 037833100 | AAPL | APPLE INC | $16.2M | 0.95% | 72,974 | Common | SOLE |
| 921946885 | VWOB | VANGUARD WHITEHALL FDS | $13.2M | 0.78% | 206,172 | Common | SOLE |
| 78463V107 | GLD | SPDR GOLD TR | $11.5M | 0.67% | 39,826 | Common | SOLE |
| 78464A664 | SPTL | SPDR SER TR | $8.8M | 0.51% | 321,637 | Common | SOLE |
| 381430503 | GSLC | GOLDMAN SACHS ETF TR | $7.4M | 0.43% | 66,917 | Common | SOLE |
| 381430206 | GEM | GOLDMAN SACHS ETF TR | $7.2M | 0.42% | 216,057 | Common | SOLE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $6.6M | 0.39% | 27,055 | Common | SOLE |
| 594918104 | MSFT | MICROSOFT CORP | $6.4M | 0.38% | 17,095 | Common | SOLE |
| 92826C839 | V | VISA INC | $5.9M | 0.34% | 16,695 | Common | SOLE |
| 02079K107 | GOOG | ALPHABET INC | $5.6M | 0.33% | 35,697 | Common | SOLE |
| 58155Q103 | MCK | MCKESSON CORP | $4.8M | 0.28% | 7,180 | Common | SOLE |
| 68389X105 | ORCL | ORACLE CORP | $3.8M | 0.22% | 27,335 | Common | SOLE |
| 381430602 | GSSC | GOLDMAN SACHS ETF TR | $3.7M | 0.22% | 58,925 | Common | SOLE |
| 482480100 | KLAC | KLA CORP | $3.6M | 0.21% | 5,250 | Common | SOLE |
| 09290D101 | BLK | BLACKROCK INC | $3.2M | 0.19% | 3,392 | Common | SOLE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $2.9M | 0.17% | 3,116 | Common | SOLE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $2.9M | 0.17% | 5,460 | Common | SOLE |
| 512807306 | LRCX | LAM RESEARCH CORP | $2.8M | 0.17% | 38,800 | Common | SOLE |
| 747525103 | QCOM | QUALCOMM INC | $2.8M | 0.16% | 18,016 | Common | SOLE |
| 30231G102 | XOM | EXXON MOBIL CORP | $2.7M | 0.16% | 22,392 | Common | SOLE |
| 55261F104 | MTB | M & T BK CORP | $2.6M | 0.15% | 14,444 | Common | SOLE |
| 464288646 | IGSB | ISHARES TR | $2.5M | 0.15% | 47,990 | Common | SOLE |
| 65339F101 | NEE | NEXTERA ENERGY INC | $2.5M | 0.15% | 34,977 | Common | SOLE |
| 922908769 | VTI | VANGUARD INDEX FDS | $2.3M | 0.14% | 8,482 | Common | SOLE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $2.3M | 0.13% | 4,315 | Common | SOLE |
| 46641Q779 | JMOM | J P MORGAN EXCHANGE TRADED F | $2.1M | 0.12% | 37,092 | Common | SOLE |
| 09857L108 | BKNG | BOOKING HOLDINGS INC | $2.1M | 0.12% | 450 | Common | SOLE |
| 023135106 | AMZN | AMAZON COM INC | $2.0M | 0.12% | 10,356 | Common | SOLE |
| 58933Y105 | MRK | MERCK & CO INC | $1.9M | 0.11% | 20,621 | Common | SOLE |
| N6596X109 | NXPI | NXP SEMICONDUCTORS N V | $1.8M | 0.11% | 9,574 | Common | SOLE |
| 88160R101 | TSLA | TESLA INC | $1.7M | 0.10% | 6,617 | Common | SOLE |
| 713448108 | PEP | PEPSICO INC | $1.7M | 0.10% | 11,102 | Common | SOLE |
| 921909768 | VXUS | VANGUARD STAR FDS | $1.6M | 0.10% | 26,500 | Common | SOLE |
| 872540109 | TJX | TJX COS INC NEW | $1.6M | 0.10% | 13,499 | Common | SOLE |
| 17275R102 | CSCO | CISCO SYS INC | $1.6M | 0.09% | 25,891 | Common | SOLE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $1.5M | 0.09% | 9,289 | Common | SOLE |
| 02079K305 | GOOGL | ALPHABET INC | $1.3M | 0.08% | 8,591 | Common | SOLE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $1.3M | 0.08% | 26,162 | Common | SOLE |
| 742718109 | PG | PROCTER AND GAMBLE CO | $1.3M | 0.07% | 7,353 | Common | SOLE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $1.2M | 0.07% | 11,286 | Common | SOLE |
| 464287614 | IWF | ISHARES TR | $1.1M | 0.06% | 3,070 | Common | SOLE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $1.1M | 0.06% | 5,467 | Common | SOLE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $1.0M | 0.06% | 4,189 | Common | SOLE |
| 92206C664 | VTWO | VANGUARD SCOTTSDALE FDS | $1.0M | 0.06% | 12,450 | Common | SOLE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $975,105 | 0.06% | 1,779 | Common | SOLE |
| 922908736 | VUG | VANGUARD INDEX FDS | $933,354 | 0.05% | 2,517 | Common | SOLE |
| 90384S303 | ULTA | ULTA BEAUTY INC | $923,314 | 0.05% | 2,519 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $885,098 | 0.05% | 1,582 | Common | SOLE |
| 369604301 | GE | GE AEROSPACE | $857,879 | 0.05% | 4,286 | Common | SOLE |
| 00287Y109 | ABBV | ABBVIE INC | $855,601 | 0.05% | 4,084 | Common | SOLE |
| 30303M102 | META | META PLATFORMS INC | $823,054 | 0.05% | 1,428 | Common | SOLE |
| 053015103 | ADP | AUTOMATIC DATA PROCESSING IN | $792,850 | 0.05% | 2,595 | Common | SOLE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $780,495 | 0.05% | 15,355 | Common | SOLE |
| 464288356 | CMF | ISHARES TR | $753,814 | 0.04% | 13,394 | Common | SOLE |
| 718546104 | PSX | PHILLIPS 66 | $740,263 | 0.04% | 5,995 | Common | SOLE |
| 244199105 | DE | DEERE & CO | $727,023 | 0.04% | 1,549 | Common | SOLE |
| 38141G104 | GS | GOLDMAN SACHS GROUP INC | $620,039 | 0.04% | 1,135 | Common | SOLE |
| H1467J104 | CB | CHUBB LIMITED | $619,080 | 0.04% | 2,050 | Common | SOLE |
| 922908538 | VOT | VANGUARD INDEX FDS | $607,930 | 0.04% | 2,485 | Common | SOLE |
| 617446448 | MS | MORGAN STANLEY | $592,917 | 0.03% | 5,082 | Common | SOLE |
| 207410101 | CNMD | CONMED CORP | $573,645 | 0.03% | 9,499 | Common | SOLE |
| 931142103 | WMT | WALMART INC | $568,704 | 0.03% | 6,478 | Common | SOLE |
| 74460D109 | PSA | PUBLIC STORAGE OPER CO | $567,155 | 0.03% | 1,895 | Common | SOLE |
| 580135101 | MCD | MCDONALDS CORP | $559,226 | 0.03% | 1,790 | Common | SOLE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $551,664 | 0.03% | 10,714 | Common | SOLE |
| 00162Q593 | SBIO | ALPS ETF TR | $548,270 | 0.03% | 19,225 | Common | SOLE |
| 036752103 | ELV | ELEVANCE HEALTH INC | $545,440 | 0.03% | 1,254 | Common | SOLE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $540,857 | 0.03% | 11,950 | Common | SOLE |
| 203607106 | CBU | COMMUNITY FINANCIAL SYSTEM I | $513,730 | 0.03% | 9,035 | Common | SOLE |
| 437076102 | HD | HOME DEPOT INC | $497,693 | 0.03% | 1,358 | Common | SOLE |
| 46434G103 | IEMG | ISHARES INC | $495,930 | 0.03% | 9,189 | Common | SOLE |
| 922908751 | VB | VANGUARD INDEX FDS | $489,402 | 0.03% | 2,207 | Common | SOLE |
| 808513105 | SCHW | SCHWAB CHARLES CORP | $484,084 | 0.03% | 6,184 | Common | SOLE |
| 669549107 | NWFL | NORWOOD FINANCIAL CORP | $479,678 | 0.03% | 19,846 | Common | SOLE |
| 464287655 | IWM | ISHARES TR | $476,981 | 0.03% | 2,391 | Common | SOLE |
| 002824100 | ABT | ABBOTT LABS | $473,230 | 0.03% | 3,568 | Common | SOLE |
| 191216100 | KO | COCA COLA CO | $466,389 | 0.03% | 6,512 | Common | SOLE |
| 166764100 | CVX | CHEVRON CORP NEW | $445,326 | 0.03% | 2,662 | Common | SOLE |
| 532457108 | LLY | ELI LILLY & CO | $438,558 | 0.03% | 531 | Common | SOLE |
| 609207105 | MDLZ | MONDELEZ INTL INC | $436,343 | 0.03% | 6,431 | Common | SOLE |
| 464288281 | EMB | ISHARES TR | $412,003 | 0.02% | 4,548 | Common | SOLE |
| 25434V724 | DFUV | DIMENSIONAL ETF TRUST | $409,710 | 0.02% | 9,942 | Common | SOLE |
| 45168D104 | IDXX | IDEXX LABS INC | $381,315 | 0.02% | 908 | Common | SOLE |
| 46432F388 | VLUE | ISHARES TR | $373,275 | 0.02% | 3,500 | Common | SOLE |
| 464288158 | SUB | ISHARES TR | $361,363 | 0.02% | 3,422 | Common | SOLE |
| 452308109 | ITW | ILLINOIS TOOL WKS INC | $358,622 | 0.02% | 1,446 | Common | SOLE |
| 89417E109 | TRV | TRAVELERS COMPANIES INC | $352,261 | 0.02% | 1,332 | Common | SOLE |
| 126408103 | CSX | CSX CORP | $341,123 | 0.02% | 11,591 | Common | SOLE |
| 922908629 | VO | VANGUARD INDEX FDS | $333,620 | 0.02% | 1,290 | Common | SOLE |
| 94106L109 | WM | WASTE MGMT INC DEL | $327,124 | 0.02% | 1,413 | Common | SOLE |
| 36828A101 | GEV | GE VERNOVA INC | $323,597 | 0.02% | 1,060 | Common | SOLE |
| 890110109 | TMP | TOMPKINS FINL CORP | $320,883 | 0.02% | 5,095 | Common | SOLE |
| 922908595 | VBK | VANGUARD INDEX FDS | $312,698 | 0.02% | 1,242 | Common | SOLE |
| 75513E101 | RTX | RTX CORPORATION | $305,850 | 0.02% | 2,309 | Common | SOLE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS INC | $302,370 | 0.02% | 6,666 | Common | SOLE |
| 416515104 | HIG | HARTFORD INSURANCE GROUP INC | $302,040 | 0.02% | 2,441 | Common | SOLE |
| 254687106 | DIS | DISNEY WALT CO | $299,828 | 0.02% | 3,038 | Common | SOLE |
| 92206C730 | VONE | VANGUARD SCOTTSDALE FDS | $291,939 | 0.02% | 1,150 | Common | SOLE |
| 922042775 | VEU | VANGUARD INTL EQUITY INDEX F | $288,014 | 0.02% | 4,748 | Common | SOLE |
| 020002101 | ALL | ALLSTATE CORP | $284,514 | 0.02% | 1,374 | Common | SOLE |
| 194162103 | CL | COLGATE PALMOLIVE CO | $253,927 | 0.01% | 2,710 | Common | SOLE |
| 438516106 | HON | HONEYWELL INTL INC | $253,120 | 0.01% | 1,195 | Common | SOLE |
| 169656105 | CMG | CHIPOTLE MEXICAN GRILL INC | $251,050 | 0.01% | 5,000 | Common | SOLE |
| 842587107 | SO | SOUTHERN CO | $247,254 | 0.01% | 2,689 | Common | SOLE |
| 949746101 | WMT2 | WELLS FARGO CO NEW | $243,581 | 0.01% | 3,393 | Common | SOLE |
| 20825C104 | COP | CONOCOPHILLIPS | $237,555 | 0.01% | 2,262 | Common | SOLE |
| N07059210 | ASML | ASML HOLDING N V | $233,246 | 0.01% | 352 | Common | SOLE |
| 46432F842 | IEFA | ISHARES TR | $223,697 | 0.01% | 2,957 | Common | SOLE |
| 654106103 | NKE | NIKE INC | $220,974 | 0.01% | 3,481 | Common | SOLE |
| 922908611 | VBR | VANGUARD INDEX FDS | $216,966 | 0.01% | 1,165 | Common | SOLE |
| 427866108 | HSY | HERSHEY CO | $212,761 | 0.01% | 1,244 | Common | SOLE |
| 808524847 | SCHH | SCHWAB STRATEGIC TR | $210,798 | 0.01% | 9,800 | Common | SOLE |
| 64110L106 | NFLX | NETFLIX INC | $207,022 | 0.01% | 222 | Common | SOLE |
| 628778102 | NBTB | NBT BANCORP INC | $204,933 | 0.01% | 4,777 | Common | SOLE |
| 92189F726 | BBH | VANECK ETF TRUST | $202,692 | 0.01% | 1,288 | Common | SOLE |
| 452525306 | ICCC | IMMUCELL CORP | $148,490 | 0.01% | 31,000 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.