Q4 2025 · 13F-HR
SUMMIT WEALTH & RETIREMENT PLANNING, INC.holdings as filed
Filed 2026-02-02 · accession 0001766995-26-000001
$424.7M
Reported value
112
Positions
2025-12-31
Period end
The Brief · SUMMIT WEALTH & RETIREMENT PLANNING, INC. · Q4 2025
AI · grounded in 13F
SUMMIT WEALTH & RETIREMENT PLANNING, INC. established a new position in AAEQ valued at $1,944,399. The fund reduced its holdings in AAPL and EEM by 10.69% and 10.49% respectively. Other activity included accumulating shares of BOXX by 5.36% and SCHF by 3.41%.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 921910873 | MGC | VANGUARD WORLD FD | $53.8M | 12.7% | 214,254 | Common | NONE |
| 808524409 | SCHV | SCHWAB STRATEGIC TR | $50.6M | 11.9% | 1,707,367 | Common | NONE |
| 808524300 | SCHG | SCHWAB STRATEGIC TR | $49.9M | 11.7% | 1,528,494 | Common | NONE |
| 808524805 | SCHF | SCHWAB STRATEGIC TR | $35.6M | 8.38% | 1,481,053 | Common | NONE |
| 003263100 | GLTR | ABRDN PRECIOUS METALS BASKET | $28.9M | 6.80% | 140,485 | Common | NONE |
| 53700T827 | DBMF | LITMAN GREGORY FDS TR | $16.8M | 3.96% | 599,282 | Common | NONE |
| 02072L565 | BOXX | EA SERIES TRUST | $16.7M | 3.94% | 145,348 | Common | NONE |
| 808524607 | SCHA | SCHWAB STRATEGIC TR | $16.5M | 3.89% | 580,460 | Common | NONE |
| 808524706 | SCHE | SCHWAB STRATEGIC TR | $16.3M | 3.85% | 499,044 | Common | NONE |
| 464287598 | IWD | ISHARES TR | $12.5M | 2.95% | 59,508 | Common | NONE |
| 464287465 | EFA | ISHARES TR | $9.4M | 2.21% | 97,867 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $8.4M | 1.97% | 12,280 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $6.7M | 1.58% | 24,675 | Common | NONE |
| 808524102 | SCHB | SCHWAB STRATEGIC TR | $6.3M | 1.49% | 240,675 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $5.8M | 1.36% | 23,384 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $5.4M | 1.26% | 11,074 | Common | NONE |
| 464287614 | IWF | ISHARES TR | $5.0M | 1.18% | 10,566 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $4.8M | 1.12% | 7,589 | Common | NONE |
| 464287234 | EEM | ISHARES TR | $4.7M | 1.10% | 85,462 | Common | NONE |
| 922908611 | VBR | VANGUARD INDEX FDS | $4.3M | 1.01% | 20,214 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $4.2M | 1.00% | 13,517 | Common | NONE |
| 88160R101 | TSLA | TESLA INC | $3.1M | 0.72% | 6,807 | Common | NONE |
| 922908744 | VTV | VANGUARD INDEX FDS | $2.8M | 0.65% | 14,501 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $2.6M | 0.61% | 8,077 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $2.3M | 0.55% | 8,994 | Common | NONE |
| 02079K107 | GOOG | ALPHABET INC | $2.3M | 0.53% | 7,219 | Common | NONE |
| 11135F101 | AVGO | BROADCOM INC | $2.2M | 0.52% | 6,364 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $2.1M | 0.50% | 11,294 | Common | NONE |
| 92206C706 | VGIT | VANGUARD SCOTTSDALE FDS | $1.9M | 0.46% | 32,480 | Common | NONE |
| 02072Q358 | AAEQ | EA SERIES TRUST | $1.9M | 0.46% | 39,418 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $1.9M | 0.45% | 3,833 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $1.6M | 0.39% | 3,361 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $1.5M | 0.36% | 17,086 | Common | NONE |
| 132061201 | SYLD | CAMBRIA ETF TR | $1.5M | 0.34% | 20,860 | Common | NONE |
| 02072Q853 | AAUS | EA SERIES TRUST | $1.3M | 0.32% | 24,284 | Common | NONE |
| 532457108 | LLY | ELI LILLY & CO | $1.1M | 0.26% | 1,022 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $1.0M | 0.25% | 4,524 | Common | NONE |
| 437076102 | HD | HOME DEPOT INC | $955,300 | 0.22% | 2,776 | Common | NONE |
| 217204106 | CPRT | COPART INC | $933,649 | 0.22% | 23,848 | Common | NONE |
| 060505104 | BAC | BANK AMERICA CORP | $841,056 | 0.20% | 15,292 | Common | NONE |
| 00287Y109 | ABBV | ABBVIE INC | $794,917 | 0.19% | 3,479 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $763,484 | 0.18% | 6,344 | Common | NONE |
| 808524797 | SCHD | SCHWAB STRATEGIC TR | $749,953 | 0.18% | 27,341 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $695,244 | 0.16% | 11,129 | Common | NONE |
| 75513E101 | RTX | RTX CORPORATION | $681,514 | 0.16% | 3,716 | Common | NONE |
| 67103H107 | ORLY | OREILLY AUTOMOTIVE INC | $675,866 | 0.16% | 7,410 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $674,239 | 0.16% | 1,098 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $671,674 | 0.16% | 4,680 | Common | NONE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $645,665 | 0.15% | 1,131 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $640,030 | 0.15% | 1,909 | Common | NONE |
| 829073105 | SSD | SIMPSON MFG INC | $622,790 | 0.15% | 3,857 | Common | NONE |
| 464287622 | IWB | ISHARES TR | $597,131 | 0.14% | 1,599 | Common | NONE |
| 949746101 | WMT2 | WELLS FARGO CO NEW | $575,364 | 0.14% | 6,173 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $569,658 | 0.13% | 863 | Common | NONE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $558,871 | 0.13% | 10,396 | Common | NONE |
| 857477103 | STT | STATE STR CORP | $536,553 | 0.13% | 4,159 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $533,793 | 0.13% | 619 | Common | NONE |
| 002824100 | ABT | ABBOTT LABS | $504,793 | 0.12% | 4,029 | Common | NONE |
| 617446448 | MS | MORGAN STANLEY | $500,990 | 0.12% | 2,822 | Common | NONE |
| 46429B663 | HDV | ISHARES TR | $499,574 | 0.12% | 4,108 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $493,084 | 0.12% | 1,699 | Common | NONE |
| 09290D101 | BLK | BLACKROCK INC | $475,231 | 0.11% | 444 | Common | NONE |
| 697435105 | PANW | PALO ALTO NETWORKS INC | $473,026 | 0.11% | 2,568 | Common | NONE |
| 58933Y105 | MRK | MERCK & CO INC | $469,554 | 0.11% | 4,461 | Common | NONE |
| 863667101 | SYK | STRYKER CORPORATION | $452,537 | 0.11% | 1,288 | Common | NONE |
| 12572Q105 | CME | CME GROUP INC | $447,032 | 0.11% | 1,637 | Common | NONE |
| 747525103 | QCOM | QUALCOMM INC | $441,252 | 0.10% | 2,580 | Common | NONE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $436,044 | 0.10% | 2,107 | Common | NONE |
| 808513105 | SCHW | SCHWAB CHARLES CORP | $433,221 | 0.10% | 4,336 | Common | NONE |
| 92826C839 | V | VISA INC | $393,847 | 0.09% | 1,123 | Common | NONE |
| 17275R102 | CSCO | CISCO SYS INC | $381,186 | 0.09% | 4,949 | Common | NONE |
| 115637209 | BF/B | BROWN FORMAN CORP | $370,026 | 0.09% | 14,199 | Common | NONE |
| 816851109 | SRE | SEMPRA | $352,193 | 0.08% | 3,989 | Common | NONE |
| 571903202 | MAR | MARRIOTT INTL INC NEW | $352,122 | 0.08% | 1,135 | Common | NONE |
| 46438F101 | IBIT | ISHARES BITCOIN TRUST ETF | $348,940 | 0.08% | 7,028 | Common | NONE |
| 007903107 | AMD | ADVANCED MICRO DEVICES INC | $338,159 | 0.08% | 1,579 | Common | NONE |
| 655844108 | NSC | NORFOLK SOUTHN CORP | $329,718 | 0.08% | 1,142 | Common | NONE |
| 81369Y803 | XLK | SELECT SECTOR SPDR TR | $325,372 | 0.08% | 2,260 | Common | NONE |
| 446413106 | HII | HUNTINGTON INGALLS INDS INC | $324,087 | 0.08% | 953 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $316,689 | 0.07% | 1,006 | Common | NONE |
| 254687106 | DIS | DISNEY WALT CO | $315,623 | 0.07% | 2,774 | Common | NONE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $315,255 | 0.07% | 955 | Common | NONE |
| 892356106 | TSCO | TRACTOR SUPPLY CO | $315,063 | 0.07% | 6,300 | Common | NONE |
| 742718109 | PG | PROCTER AND GAMBLE CO | $313,790 | 0.07% | 2,190 | Common | NONE |
| 369604301 | GE | GE AEROSPACE | $298,923 | 0.07% | 970 | Common | NONE |
| 68389X105 | ORCL | ORACLE CORP | $288,897 | 0.07% | 1,482 | Common | NONE |
| 464287499 | IWR | ISHARES TR | $281,517 | 0.07% | 2,924 | Common | NONE |
| 922908512 | VOE | VANGUARD INDEX FDS | $277,939 | 0.07% | 1,567 | Common | NONE |
| 46641Q332 | JEPI | J P MORGAN EXCHANGE TRADED F | $275,324 | 0.06% | 4,810 | Common | NONE |
| 090043100 | BILL | BILL HOLDINGS INC | $272,700 | 0.06% | 5,000 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $272,577 | 0.06% | 6,885 | Common | NONE |
| G8994E103 | TT | TRANE TECHNOLOGIES PLC | $271,662 | 0.06% | 698 | Common | NONE |
| 031162100 | AMGN | AMGEN INC | $267,101 | 0.06% | 816 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $266,409 | 0.06% | 3,181 | Common | NONE |
| 244199105 | DE | DEERE & CO | $265,375 | 0.06% | 570 | Common | NONE |
| 46654Q609 | JGRO | J P MORGAN EXCHANGE TRADED F | $263,088 | 0.06% | 2,835 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $261,030 | 0.06% | 3,955 | Common | NONE |
| 580135101 | MCD | MCDONALDS CORP | $254,601 | 0.06% | 833 | Common | NONE |
| 149123101 | CAT | CATERPILLAR INC | $244,615 | 0.06% | 427 | Common | NONE |
| 464287663 | IUSV | ISHARES TR | $240,456 | 0.06% | 2,345 | Common | NONE |
| 921937819 | BIV | VANGUARD BD INDEX FDS | $237,768 | 0.06% | 3,053 | Common | NONE |
| 891160509 | TD | TORONTO DOMINION BK ONT | $232,203 | 0.05% | 2,465 | Common | NONE |
| 46641Q761 | JQUA | J P MORGAN EXCHANGE TRADED F | $230,102 | 0.05% | 3,642 | Common | NONE |
| 46641Q167 | JAVA | J P MORGAN EXCHANGE TRADED F | $227,926 | 0.05% | 3,178 | Common | NONE |
| 33733E104 | FTCS | FIRST TR EXCHANGE-TRADED FD | $225,081 | 0.05% | 2,433 | Common | NONE |
| 46641Q753 | JVAL | J P MORGAN EXCHANGE TRADED F | $224,786 | 0.05% | 4,580 | Common | NONE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $217,563 | 0.05% | 734 | Common | NONE |
| 464287168 | DVY | ISHARES TR | $205,923 | 0.05% | 1,459 | Common | NONE |
| 169656105 | CMG | CHIPOTLE MEXICAN GRILL INC | $200,540 | 0.05% | 5,420 | Common | NONE |
| 03843E104 | AQST | AQUESTIVE THERAPEUTICS INC | $96,900 | 0.02% | 15,000 | Common | NONE |
| 00258Y104 | ABX | ABACUS GLOBAL MGMT INC | $85,500 | 0.02% | 10,000 | Common | NONE |
| 171756117 | DAICW | CID HOLDCO INC | $1,478 | 0.00% | 18,456 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.