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Disclaimer

Last updated · July 16, 2026

Please read this disclaimer carefully before using Mondegar AI (the "Service"). It supplements our Terms of Service.

1. Educational Use Only — No Advice

Mondegar AI is an educational and informational service. Nothing on the Service constitutes investment, legal, or tax advice, or a recommendation to buy, sell, or hold any security, fund, or other financial instrument. All content — charts, consensus rankings, AI-generated summaries, and commentary — is provided for general informational and research purposes only.

2. No Adviser Relationship

Mondegar AI is not a registered investment adviser, broker-dealer, or financial planner, and using the Service does not create an advisory, fiduciary, or client relationship of any kind. You are solely responsible for your own investment decisions and should consult a licensed financial, legal, or tax professional before acting on anything you see here.

3. Data May Be Delayed or Inaccurate

Market data, quotes, and other figures displayed on the Service may be delayed, incomplete, or inaccurate. We do not guarantee the timeliness, accuracy, or completeness of any data. Always verify figures against an official or licensed source before relying on them.

4. 13F Holdings Lag and Are Not Predictive

Institutional holdings shown on the Service are sourced from SEC Form 13F filings, which disclose long equity positions only and can lag the actual reporting date by up to 45 days. Short positions, cash, foreign equities, and most derivatives are excluded from 13F filings. Past or historical positioning by any fund or filer is not predictive of future performance and should not be treated as a current or forward-looking signal.

5. Options Risk

Where the Service references options strategies (including covered calls or other derivatives content), options involve substantial risk and are not suitable for all investors. Before trading options, you should review The Options Clearing Corporation's "Characteristics and Risks of Standardized Options" disclosure document. Nothing on the Service is a recommendation to enter into any options position.

6. Hypothetical and Illustrative Results

Any backtests, simulations, hypothetical scenarios, or illustrative examples presented on the Service are provided for educational purposes only. They do not represent actual trading, are not a promise of future results, and are subject to significant limitations. Past performance — actual or hypothetical — is not indicative of future results.

7. No Warranty

The Service and all content on it are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of inaccuracies.

8. Contact

Questions about this disclaimer should be directed to: info@mondegar.ai.

This page is provided for transparency. It is not legal advice. See also our Terms of Service and Data Sources pages.