Q3 2025 · 13F-HR
Strategic Financial Services, Inc.holdings as filed
Filed 2025-11-14 · accession 0001432539-25-000010
$1.99B
Reported value
142
Positions
2025-09-30
Period end
The Brief · Strategic Financial Services, Inc. · Q3 2025
AI · grounded in 13F
Strategic Financial Services, Inc. established a new position in INTF valued at $308.8M. The fund also initiated new stakes in SMLF for $278.4M and LRGF for $263.1M. Additional new positions include VGIT at $140.1M and GLDM at $106.9M.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 46434V274 | INTF | ISHARES TR | $308.8M | 15.5% | 8,598,454 | Common | SOLE |
| 46434V290 | SMLF | ISHARES TR | $278.4M | 14.0% | 3,745,097 | Common | SOLE |
| 46434V282 | LRGF | ISHARES TR | $263.1M | 13.2% | 3,808,047 | Common | SOLE |
| 92206C706 | VGIT | VANGUARD SCOTTSDALE FDS | $140.1M | 7.03% | 2,333,044 | Common | SOLE |
| 98149E303 | GLDM | WORLD GOLD TR | $106.9M | 5.36% | 1,397,914 | Common | SOLE |
| 46434G889 | EMGF | ISHARES INC | $106.0M | 5.32% | 1,873,012 | Common | SOLE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $84.5M | 4.24% | 1,056,698 | Common | SOLE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $68.9M | 3.46% | 818,802 | Common | SOLE |
| 92206C847 | VGLT | VANGUARD SCOTTSDALE FDS | $67.4M | 3.38% | 1,186,149 | Common | SOLE |
| 46432F396 | MTUM | ISHARES TR | $56.2M | 2.82% | 219,222 | Common | SOLE |
| 921935508 | VFMO | VANGUARD WELLINGTON FD | $53.7M | 2.69% | 280,279 | Common | SOLE |
| 922020805 | VTIP | VANGUARD MALVERN FDS | $39.4M | 1.98% | 777,530 | Common | SOLE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $39.2M | 1.97% | 851,030 | Common | SOLE |
| 381430107 | GSIE | GOLDMAN SACHS ETF TR | $38.1M | 1.91% | 927,844 | Common | SOLE |
| 464286681 | EUSA | ISHARES INC | $36.1M | 1.81% | 350,890 | Common | SOLE |
| 464288612 | GVI | ISHARES TR | $29.9M | 1.50% | 278,586 | Common | SOLE |
| 78464A870 | XBI | SPDR SERIES TRUST | $28.6M | 1.43% | 285,137 | Common | SOLE |
| 037833100 | AAPL | APPLE INC | $18.2M | 0.91% | 71,604 | Common | SOLE |
| 46432F370 | SIZE | ISHARES TR | $16.5M | 0.83% | 102,372 | Common | SOLE |
| 921946885 | VWOB | VANGUARD WHITEHALL FDS | $14.2M | 0.71% | 211,666 | Common | SOLE |
| 381430503 | GSLC | GOLDMAN SACHS ETF TR | $12.9M | 0.65% | 98,740 | Common | SOLE |
| 78463V107 | GLD | SPDR GOLD TR | $9.9M | 0.50% | 27,762 | Common | SOLE |
| 381430206 | GEM | GOLDMAN SACHS ETF TR | $9.6M | 0.48% | 236,749 | Common | SOLE |
| 594918104 | MSFT | MICROSOFT CORP | $8.9M | 0.44% | 17,110 | Common | SOLE |
| 02079K107 | GOOG | ALPHABET INC | $8.5M | 0.43% | 34,912 | Common | SOLE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $8.2M | 0.41% | 25,969 | Common | SOLE |
| 381430602 | GSSC | GOLDMAN SACHS ETF TR | $7.6M | 0.38% | 101,865 | Common | SOLE |
| 68389X105 | ORCL | ORACLE CORP | $6.9M | 0.35% | 24,449 | Common | SOLE |
| 92826C839 | V | VISA INC | $5.6M | 0.28% | 16,486 | Common | SOLE |
| 482480100 | KLAC | KLA CORP | $5.4M | 0.27% | 5,050 | Common | SOLE |
| 58155Q103 | MCK | MCKESSON CORP | $5.3M | 0.27% | 6,877 | Common | SOLE |
| 512807306 | LRCX | LAM RESEARCH CORP | $5.2M | 0.26% | 38,629 | Common | SOLE |
| 09290D101 | BLK | BLACKROCK INC | $3.9M | 0.20% | 3,363 | Common | SOLE |
| 46641Q779 | JMOM | J P MORGAN EXCHANGE TRADED F | $3.4M | 0.17% | 50,403 | Common | SOLE |
| 369604301 | GE | GE AEROSPACE | $3.3M | 0.17% | 10,966 | Common | SOLE |
| 88160R101 | TSLA | TESLA INC | $3.0M | 0.15% | 6,835 | Common | SOLE |
| 747525103 | QCOM | QUALCOMM INC | $2.8M | 0.14% | 16,925 | Common | SOLE |
| 78464A664 | SPTL | SPDR SERIES TRUST | $2.8M | 0.14% | 104,183 | Common | SOLE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $2.8M | 0.14% | 3,022 | Common | SOLE |
| 55261F104 | MTB | M & T BK CORP | $2.8M | 0.14% | 14,140 | Common | SOLE |
| 922908769 | VTI | VANGUARD INDEX FDS | $2.7M | 0.14% | 8,366 | Common | SOLE |
| 65339F101 | NEE | NEXTERA ENERGY INC | $2.6M | 0.13% | 34,207 | Common | SOLE |
| 09857L108 | BKNG | BOOKING HOLDINGS INC | $2.3M | 0.12% | 434 | Common | SOLE |
| 023135106 | AMZN | AMAZON COM INC | $2.3M | 0.12% | 10,634 | Common | SOLE |
| 30231G102 | XOM | EXXON MOBIL CORP | $2.3M | 0.12% | 20,666 | Common | SOLE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $2.3M | 0.11% | 4,512 | Common | SOLE |
| 02079K305 | GOOGL | ALPHABET INC | $2.2M | 0.11% | 8,873 | Common | SOLE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $2.1M | 0.10% | 11,119 | Common | SOLE |
| 872540109 | TJX | TJX COS INC NEW | $1.9M | 0.10% | 13,428 | Common | SOLE |
| 921909768 | VXUS | VANGUARD STAR FDS | $1.9M | 0.10% | 26,000 | Common | SOLE |
| 464288646 | IGSB | ISHARES TR | $1.9M | 0.09% | 35,628 | Common | SOLE |
| 17275R102 | CSCO | CISCO SYS INC | $1.7M | 0.09% | 25,244 | Common | SOLE |
| N6596X109 | NXPI | NXP SEMICONDUCTORS N V | $1.7M | 0.08% | 7,336 | Common | SOLE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $1.7M | 0.08% | 8,950 | Common | SOLE |
| 58933Y105 | MRK | MERCK & CO INC | $1.6M | 0.08% | 19,309 | Common | SOLE |
| 713448108 | PEP | PEPSICO INC | $1.6M | 0.08% | 11,122 | Common | SOLE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $1.5M | 0.07% | 4,314 | Common | SOLE |
| 00162Q593 | SBIO | ALPS ETF TR | $1.5M | 0.07% | 37,593 | Common | SOLE |
| 36828A101 | GEV | GE VERNOVA INC | $1.4M | 0.07% | 2,297 | Common | SOLE |
| 92206C664 | VTWO | VANGUARD SCOTTSDALE FDS | $1.4M | 0.07% | 14,035 | Common | SOLE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $1.4M | 0.07% | 27,162 | Common | SOLE |
| 90384S303 | ULTA | ULTA BEAUTY INC | $1.2M | 0.06% | 2,234 | Common | SOLE |
| 464287614 | IWF | ISHARES TR | $1.2M | 0.06% | 2,568 | Common | SOLE |
| 922908736 | VUG | VANGUARD INDEX FDS | $1.2M | 0.06% | 2,426 | Common | SOLE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $1.1M | 0.06% | 5,242 | Common | SOLE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $1.1M | 0.06% | 3,983 | Common | SOLE |
| 742718109 | PG | PROCTER AND GAMBLE CO | $1.1M | 0.05% | 6,853 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $1.0M | 0.05% | 1,548 | Common | SOLE |
| 30303M102 | META | META PLATFORMS INC | $1.0M | 0.05% | 1,397 | Common | SOLE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $1.0M | 0.05% | 1,772 | Common | SOLE |
| 00287Y109 | ABBV | ABBVIE INC | $961,962 | 0.05% | 4,155 | Common | SOLE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $920,072 | 0.05% | 15,355 | Common | SOLE |
| 38141G104 | GS | GOLDMAN SACHS GROUP INC | $824,222 | 0.04% | 1,035 | Common | SOLE |
| 718546104 | PSX | PHILLIPS 66 | $815,712 | 0.04% | 5,997 | Common | SOLE |
| 617446448 | MS | MORGAN STANLEY | $814,670 | 0.04% | 5,125 | Common | SOLE |
| 053015103 | ADP | AUTOMATIC DATA PROCESSING IN | $740,501 | 0.04% | 2,523 | Common | SOLE |
| 922908538 | VOT | VANGUARD INDEX FDS | $693,932 | 0.03% | 2,362 | Common | SOLE |
| 931142103 | WMT | WALMART INC | $691,533 | 0.03% | 6,710 | Common | SOLE |
| 244199105 | DE | DEERE & CO | $690,920 | 0.03% | 1,511 | Common | SOLE |
| 464288158 | SUB | ISHARES TR | $682,538 | 0.03% | 6,392 | Common | SOLE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $659,750 | 0.03% | 12,177 | Common | SOLE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $620,402 | 0.03% | 10,658 | Common | SOLE |
| 437076102 | HD | HOME DEPOT INC | $597,655 | 0.03% | 1,475 | Common | SOLE |
| 808513105 | SCHW | SCHWAB CHARLES CORP | $591,819 | 0.03% | 6,199 | Common | SOLE |
| 580135101 | MCD | MCDONALDS CORP | $587,197 | 0.03% | 1,932 | Common | SOLE |
| 45168D104 | IDXX | IDEXX LABS INC | $580,112 | 0.03% | 908 | Common | SOLE |
| H1467J104 | CB | CHUBB LIMITED | $579,459 | 0.03% | 2,053 | Common | SOLE |
| 11135F101 | AVGO | BROADCOM INC | $575,247 | 0.03% | 1,744 | Common | SOLE |
| 74460D109 | PSA | PUBLIC STORAGE OPER CO | $547,660 | 0.03% | 1,896 | Common | SOLE |
| 203607106 | CBU | COMMUNITY FINANCIAL SYSTEM I | $516,736 | 0.03% | 8,812 | Common | SOLE |
| 46434G103 | IEMG | ISHARES INC | $505,277 | 0.03% | 7,665 | Common | SOLE |
| 669549107 | NWFL | NORWOOD FINANCIAL CORP | $504,485 | 0.03% | 19,846 | Common | SOLE |
| 002824100 | ABT | ABBOTT LABS | $463,098 | 0.02% | 3,458 | Common | SOLE |
| 75513E101 | RTX | RTX CORPORATION | $461,161 | 0.02% | 2,756 | Common | SOLE |
| 922908751 | VB | VANGUARD INDEX FDS | $448,041 | 0.02% | 1,762 | Common | SOLE |
| 191216100 | KO | COCA COLA CO | $445,737 | 0.02% | 6,721 | Common | SOLE |
| 25434V724 | DFUV | DIMENSIONAL ETF TRUST | $441,314 | 0.02% | 9,875 | Common | SOLE |
| 92206C730 | VONE | VANGUARD SCOTTSDALE FDS | $430,849 | 0.02% | 1,425 | Common | SOLE |
| 207410101 | CNMD | CONMED CORP | $424,399 | 0.02% | 9,024 | Common | SOLE |
| 46432F388 | VLUE | ISHARES TR | $423,920 | 0.02% | 3,390 | Common | SOLE |
| 464288281 | EMB | ISHARES TR | $413,886 | 0.02% | 4,348 | Common | SOLE |
| 166764100 | CVX | CHEVRON CORP NEW | $412,450 | 0.02% | 2,656 | Common | SOLE |
| 126408103 | CSX | CSX CORP | $412,129 | 0.02% | 11,606 | Common | SOLE |
| 532457108 | LLY | ELI LILLY & CO | $384,552 | 0.02% | 504 | Common | SOLE |
| 036752103 | ELV | ELEVANCE HEALTH INC FORMERLY | $382,574 | 0.02% | 1,184 | Common | SOLE |
| 452308109 | ITW | ILLINOIS TOOL WKS INC | $379,667 | 0.02% | 1,456 | Common | SOLE |
| 922908629 | VO | VANGUARD INDEX FDS | $378,925 | 0.02% | 1,290 | Common | SOLE |
| 89417E109 | TRV | TRAVELERS COMPANIES INC | $372,200 | 0.02% | 1,333 | Common | SOLE |
| 922908595 | VBK | VANGUARD INDEX FDS | $369,644 | 0.02% | 1,242 | Common | SOLE |
| 890110109 | TMP | TOMPKINS FINL CORP | $337,340 | 0.02% | 5,095 | Common | SOLE |
| N07059210 | ASML | ASML HOLDING N V | $332,055 | 0.02% | 343 | Common | SOLE |
| 254687106 | DIS | DISNEY WALT CO | $330,515 | 0.02% | 2,887 | Common | SOLE |
| 94106L109 | WM | WASTE MGMT INC DEL | $312,474 | 0.02% | 1,415 | Common | SOLE |
| 416515104 | HIG | HARTFORD INSURANCE GROUP INC | $305,858 | 0.02% | 2,293 | Common | SOLE |
| 609207105 | MDLZ | MONDELEZ INTL INC | $303,979 | 0.02% | 4,866 | Common | SOLE |
| 020002101 | ALL | ALLSTATE CORP | $295,144 | 0.01% | 1,375 | Common | SOLE |
| 219350105 | GLW | CORNING INC | $288,007 | 0.01% | 3,511 | Common | SOLE |
| 949746101 | WMT2 | WELLS FARGO CO NEW | $286,596 | 0.01% | 3,419 | Common | SOLE |
| 922042775 | VEU | VANGUARD INTL EQUITY INDEX F | $276,416 | 0.01% | 3,873 | Common | SOLE |
| 149123101 | CAT | CATERPILLAR INC | $268,635 | 0.01% | 563 | Common | SOLE |
| 69608A108 | PLTR | PALANTIR TECHNOLOGIES INC | $264,509 | 0.01% | 1,450 | Common | SOLE |
| 64110L106 | NFLX | NETFLIX INC | $263,762 | 0.01% | 220 | Common | SOLE |
| 842587107 | SO | SOUTHERN CO | $255,310 | 0.01% | 2,694 | Common | SOLE |
| 438516106 | HON | HONEYWELL INTL INC | $253,935 | 0.01% | 1,206 | Common | SOLE |
| 922908611 | VBR | VANGUARD INDEX FDS | $243,078 | 0.01% | 1,165 | Common | SOLE |
| 452525306 | ICCC | IMMUCELL CORP | $239,390 | 0.01% | 37,000 | Common | SOLE |
| 464287655 | IWM | ISHARES TR | $234,459 | 0.01% | 969 | Common | SOLE |
| 427866108 | HSY | HERSHEY CO | $232,690 | 0.01% | 1,244 | Common | SOLE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS INC | $229,595 | 0.01% | 5,224 | Common | SOLE |
| 19260Q107 | COIN | COINBASE GLOBAL INC | $228,143 | 0.01% | 676 | Common | SOLE |
| 92189F726 | BBH | VANECK ETF TRUST | $221,077 | 0.01% | 1,334 | Common | SOLE |
| 808524607 | SCHA | SCHWAB STRATEGIC TR | $219,406 | 0.01% | 7,864 | Common | SOLE |
| 194162103 | CL | COLGATE PALMOLIVE CO | $216,637 | 0.01% | 2,710 | Common | SOLE |
| 20825C104 | COP | CONOCOPHILLIPS | $214,719 | 0.01% | 2,270 | Common | SOLE |
| 14040H105 | COF | CAPITAL ONE FINL CORP | $213,218 | 0.01% | 1,003 | Common | SOLE |
| 773903109 | ROK | ROCKWELL AUTOMATION INC | $213,213 | 0.01% | 610 | Common | SOLE |
| 907818108 | UNP | UNION PAC CORP | $210,415 | 0.01% | 890 | Common | SOLE |
| 025816109 | AXP | AMERICAN EXPRESS CO | $208,596 | 0.01% | 628 | Common | SOLE |
| 169656105 | CMG | CHIPOTLE MEXICAN GRILL INC | $205,748 | 0.01% | 5,250 | Common | SOLE |
| 78464A854 | SPYM | SPDR SERIES TRUST | $203,371 | 0.01% | 2,596 | Common | SOLE |
| 808524805 | SCHF | SCHWAB STRATEGIC TR | $203,048 | 0.01% | 8,722 | Common | SOLE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $202,581 | 0.01% | 7,691 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.