Q4 2025 · 13F-HR
Strategic Financial Services, Inc.holdings as filed
Filed 2026-02-09 · accession 0001432539-26-000001
$2.17B
Reported value
144
Positions
2025-12-31
Period end
The Brief · Strategic Financial Services, Inc. · Q4 2025
AI · grounded in 13F
Strategic Financial Services, Inc. established a new position in VGSH valued at $31.3M. The fund also increased its holdings in VGIT by 13.72% and LRGF by 2.75%. Conversely, the fund trimmed several positions, most notably reducing shares of GLD by 57.4% and GLDM by 34.09%.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 46434V274 | INTF | ISHARES TR | $352.3M | 16.3% | 8,690,116 | Common | NONE |
| 46434V290 | SMLF | ISHARES TR | $303.0M | 14.0% | 3,810,840 | Common | NONE |
| 46434V282 | LRGF | ISHARES TR | $272.8M | 12.6% | 3,912,625 | Common | NONE |
| 92206C706 | VGIT | VANGUARD SCOTTSDALE FDS | $158.9M | 7.33% | 2,653,141 | Common | NONE |
| 46434G889 | EMGF | ISHARES INC | $120.1M | 5.54% | 1,888,930 | Common | NONE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $93.2M | 4.30% | 1,166,674 | Common | NONE |
| 98149E303 | GLDM | WORLD GOLD TR | $90.4M | 4.17% | 921,392 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $71.6M | 3.30% | 853,990 | Common | NONE |
| 92206C847 | VGLT | VANGUARD SCOTTSDALE FDS | $71.2M | 3.28% | 1,273,353 | Common | NONE |
| 921935508 | VFMO | VANGUARD WELLINGTON FD | $58.5M | 2.70% | 284,153 | Common | NONE |
| 46432F396 | MTUM | ISHARES TR | $56.4M | 2.60% | 222,511 | Common | NONE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $46.0M | 2.12% | 843,698 | Common | NONE |
| 922020805 | VTIP | VANGUARD MALVERN FDS | $41.2M | 1.90% | 829,148 | Common | NONE |
| 381430107 | GSIE | GOLDMAN SACHS ETF TR | $41.1M | 1.90% | 903,394 | Common | NONE |
| 464286681 | EUSA | ISHARES INC | $40.4M | 1.86% | 376,631 | Common | NONE |
| 78464A870 | XBI | SPDR SERIES TRUST | $32.7M | 1.51% | 260,924 | Common | NONE |
| 92206C102 | VGSH | VANGUARD SCOTTSDALE FDS | $31.3M | 1.45% | 533,529 | Common | NONE |
| 464288612 | GVI | ISHARES TR | $29.4M | 1.36% | 273,978 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $18.9M | 0.87% | 68,104 | Common | NONE |
| 46432F370 | SIZE | ISHARES TR | $17.2M | 0.79% | 102,077 | Common | NONE |
| 921946885 | VWOB | VANGUARD WHITEHALL FDS | $14.9M | 0.69% | 220,844 | Common | NONE |
| 381430503 | GSLC | GOLDMAN SACHS ETF TR | $12.9M | 0.60% | 96,907 | Common | NONE |
| 02079K107 | GOOG | ALPHABET INC | $11.0M | 0.51% | 34,035 | Common | NONE |
| 381430206 | GEM | GOLDMAN SACHS ETF TR | $10.3M | 0.47% | 224,267 | Common | NONE |
| 512807306 | LRCX | LAM RESEARCH CORP | $8.7M | 0.40% | 37,744 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $8.0M | 0.37% | 24,850 | Common | NONE |
| 381430602 | GSSC | GOLDMAN SACHS ETF TR | $8.0M | 0.37% | 99,739 | Common | NONE |
| 482480100 | KLAC | KLA CORP | $7.1M | 0.33% | 4,954 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $6.7M | 0.31% | 16,585 | Common | NONE |
| 58155Q103 | MCK | MCKESSON CORP | $6.4M | 0.30% | 6,790 | Common | NONE |
| 78463V107 | GLD | SPDR GOLD TR | $5.4M | 0.25% | 11,826 | Common | NONE |
| 92826C839 | V | VISA INC | $5.3M | 0.24% | 16,007 | Common | NONE |
| 369604301 | GE | GE AEROSPACE | $4.0M | 0.18% | 12,458 | Common | NONE |
| 46641Q779 | JMOM | J P MORGAN EXCHANGE TRADED F | $3.5M | 0.16% | 49,099 | Common | NONE |
| 68389X105 | ORCL | ORACLE CORP | $3.4M | 0.16% | 23,925 | Common | NONE |
| 09290D101 | BLK | BLACKROCK INC | $3.4M | 0.16% | 3,199 | Common | NONE |
| 55261F104 | MTB | M & T BK CORP | $3.2M | 0.15% | 13,609 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $3.0M | 0.14% | 20,080 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $3.0M | 0.14% | 2,983 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $2.9M | 0.14% | 8,598 | Common | NONE |
| 65339F101 | NEE | NEXTERA ENERGY INC | $2.9M | 0.13% | 32,166 | Common | NONE |
| 78464A664 | SPTL | SPDR SERIES TRUST | $2.8M | 0.13% | 103,978 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $2.7M | 0.13% | 8,507 | Common | NONE |
| 88160R101 | TSLA | TESLA INC | $2.7M | 0.12% | 6,447 | Common | NONE |
| 36828A101 | GEV | GE VERNOVA INC | $2.5M | 0.11% | 3,146 | Common | NONE |
| 58933Y105 | MRK | MERCK & CO INC | $2.3M | 0.11% | 19,006 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $2.2M | 0.10% | 4,359 | Common | NONE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $2.2M | 0.10% | 8,995 | Common | NONE |
| 747525103 | QCOM | QUALCOMM INC | $2.1M | 0.10% | 15,390 | Common | NONE |
| 17275R102 | CSCO | CISCO SYS INC | $2.1M | 0.10% | 24,749 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $2.1M | 0.10% | 9,972 | Common | NONE |
| 921909768 | VXUS | VANGUARD STAR FDS | $2.1M | 0.10% | 25,725 | Common | NONE |
| 872540109 | TJX | TJX COS INC NEW | $2.1M | 0.10% | 13,358 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $1.9M | 0.09% | 10,276 | Common | NONE |
| 09857L108 | BKNG | BOOKING HOLDINGS INC | $1.9M | 0.09% | 422 | Common | NONE |
| 464288646 | IGSB | ISHARES TR | $1.9M | 0.09% | 35,388 | Common | NONE |
| 00162Q593 | SBIO | ALPS ETF TR | $1.7M | 0.08% | 33,103 | Common | NONE |
| 713448108 | PEP | PEPSICO INC | $1.6M | 0.08% | 9,553 | Common | NONE |
| 90384S303 | ULTA | ULTA BEAUTY INC | $1.5M | 0.07% | 2,183 | Common | NONE |
| 92206C664 | VTWO | VANGUARD SCOTTSDALE FDS | $1.5M | 0.07% | 14,035 | Common | NONE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $1.5M | 0.07% | 29,650 | Common | NONE |
| N6596X109 | NXPI | NXP SEMICONDUCTORS N V | $1.5M | 0.07% | 6,600 | Common | NONE |
| 11135F101 | AVGO | BROADCOM INC | $1.4M | 0.07% | 4,234 | Common | NONE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $1.3M | 0.06% | 4,369 | Common | NONE |
| 464288158 | SUB | ISHARES TR | $1.3M | 0.06% | 11,713 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $1.3M | 0.06% | 5,458 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $1.2M | 0.05% | 2,512 | Common | NONE |
| 464287614 | IWF | ISHARES TR | $1.1M | 0.05% | 2,346 | Common | NONE |
| 464288356 | CMF | ISHARES TR | $1.0M | 0.05% | 17,880 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $1.0M | 0.05% | 15,355 | Common | NONE |
| 742718109 | PG | PROCTER AND GAMBLE CO | $1.0M | 0.05% | 6,421 | Common | NONE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $972,367 | 0.04% | 1,772 | Common | NONE |
| 38141G104 | GS | GOLDMAN SACHS GROUP INC | $961,256 | 0.04% | 1,035 | Common | NONE |
| 00287Y109 | ABBV | ABBVIE INC | $928,268 | 0.04% | 4,155 | Common | NONE |
| 718546104 | PSX | PHILLIPS 66 | $924,235 | 0.04% | 5,857 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $924,060 | 0.04% | 1,397 | Common | NONE |
| 617446448 | MS | MORGAN STANLEY | $922,295 | 0.04% | 5,125 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $920,773 | 0.04% | 1,333 | Common | NONE |
| 244199105 | DE | DEERE & CO | $881,079 | 0.04% | 1,511 | Common | NONE |
| 931142103 | WMT | WALMART INC | $880,218 | 0.04% | 6,710 | Common | NONE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $802,285 | 0.04% | 2,900 | Common | NONE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $751,366 | 0.03% | 13,122 | Common | NONE |
| 580135101 | MCD | MCDONALDS CORP | $712,643 | 0.03% | 2,178 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $710,995 | 0.03% | 10,658 | Common | NONE |
| 922908538 | VOT | VANGUARD INDEX FDS | $707,365 | 0.03% | 2,582 | Common | NONE |
| H1467J104 | CB | CHUBB LIMITED | $679,481 | 0.03% | 2,053 | Common | NONE |
| 808513105 | SCHW | SCHWAB CHARLES CORP | $651,391 | 0.03% | 6,199 | Common | NONE |
| 669549107 | NWFL | NORWOOD FINANCIAL CORP | $632,889 | 0.03% | 19,846 | Common | NONE |
| 45168D104 | IDXX | IDEXX LABS INC | $585,306 | 0.03% | 908 | Common | NONE |
| 053015103 | ADP | AUTOMATIC DATA PROCESSING IN | $583,721 | 0.03% | 2,523 | Common | NONE |
| 203607106 | CBU | COMMUNITY FINANCIAL SYSTEM I | $576,664 | 0.03% | 8,686 | Common | NONE |
| 437076102 | HD | HOME DEPOT INC | $568,096 | 0.03% | 1,475 | Common | NONE |
| 74460D109 | PSA | PUBLIC STORAGE OPER CO | $543,865 | 0.03% | 1,895 | Common | NONE |
| 46434G103 | IEMG | ISHARES INC | $540,738 | 0.02% | 7,340 | Common | NONE |
| 532457108 | LLY | ELI LILLY & CO | $522,741 | 0.02% | 494 | Common | NONE |
| 46432F388 | VLUE | ISHARES TR | $514,873 | 0.02% | 3,390 | Common | NONE |
| 219350105 | GLW | CORNING INC | $502,200 | 0.02% | 4,111 | Common | NONE |
| 25434V724 | DFUV | DIMENSIONAL ETF TRUST | $498,688 | 0.02% | 9,875 | Common | NONE |
| 75513E101 | RTX | RTX CORPORATION | $487,313 | 0.02% | 2,453 | Common | NONE |
| N07059210 | ASML | ASML HOLDING N V | $484,662 | 0.02% | 343 | Common | NONE |
| 126408103 | CSX | CSX CORP | $471,320 | 0.02% | 11,606 | Common | NONE |
| 191216100 | KO | COCA COLA CO | $456,319 | 0.02% | 5,774 | Common | NONE |
| 92206C730 | VONE | VANGUARD SCOTTSDALE FDS | $446,816 | 0.02% | 1,425 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $445,701 | 0.02% | 1,607 | Common | NONE |
| 922908595 | VBK | VANGUARD INDEX FDS | $445,477 | 0.02% | 1,408 | Common | NONE |
| 890110109 | TMP | TOMPKINS FINL CORP | $429,712 | 0.02% | 5,095 | Common | NONE |
| 464288281 | EMB | ISHARES TR | $428,917 | 0.02% | 4,436 | Common | NONE |
| 149123101 | CAT | CATERPILLAR INC | $408,851 | 0.02% | 563 | Common | NONE |
| 166764100 | CVX | CHEVRON CORP NEW | $401,690 | 0.02% | 2,221 | Common | NONE |
| 452308109 | ITW | ILLINOIS TOOL WKS INC | $401,310 | 0.02% | 1,367 | Common | NONE |
| 89417E109 | TRV | TRAVELERS COMPANIES INC | $400,982 | 0.02% | 1,330 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $388,484 | 0.02% | 1,290 | Common | NONE |
| 922042775 | VEU | VANGUARD INTL EQUITY INDEX F | $372,193 | 0.02% | 4,700 | Common | NONE |
| 002824100 | ABT | ABBOTT LABS | $372,112 | 0.02% | 3,358 | Common | NONE |
| 922908611 | VBR | VANGUARD INDEX FDS | $326,024 | 0.02% | 1,405 | Common | NONE |
| 94106L109 | WM | WASTE MGMT INC DEL | $320,908 | 0.01% | 1,415 | Common | NONE |
| 416515104 | HIG | HARTFORD INSURANCE GROUP INC | $295,384 | 0.01% | 2,072 | Common | NONE |
| 427866108 | HSY | HERSHEY CO | $288,023 | 0.01% | 1,244 | Common | NONE |
| 020002101 | ALL | ALLSTATE CORP | $285,381 | 0.01% | 1,375 | Common | NONE |
| 097023105 | BA | BOEING CO | $281,915 | 0.01% | 1,160 | Common | NONE |
| 438516106 | HON | HONEYWELL INTL INC | $276,519 | 0.01% | 1,160 | Common | NONE |
| 92189F726 | BBH | VANECK ETF TRUST | $266,001 | 0.01% | 1,334 | Common | NONE |
| 609207105 | MDLZ | MONDELEZ INTL INC | $257,306 | 0.01% | 4,287 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $256,804 | 0.01% | 969 | Common | NONE |
| 194162103 | CL | COLGATE PALMOLIVE CO | $255,851 | 0.01% | 2,710 | Common | NONE |
| 773903109 | ROK | ROCKWELL AUTOMATION INC | $253,162 | 0.01% | 610 | Common | NONE |
| 254687106 | DIS | DISNEY WALT CO | $250,548 | 0.01% | 2,305 | Common | NONE |
| 036752103 | ELV | ELEVANCE HEALTH INC FORMERLY | $245,761 | 0.01% | 725 | Common | NONE |
| 20825C104 | COP | CONOCOPHILLIPS | $244,297 | 0.01% | 2,270 | Common | NONE |
| 808524607 | SCHA | SCHWAB STRATEGIC TR | $242,919 | 0.01% | 7,864 | Common | NONE |
| 842587107 | SO | SOUTHERN CO | $239,162 | 0.01% | 2,655 | Common | NONE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS INC | $238,682 | 0.01% | 5,154 | Common | NONE |
| 452525306 | ICCC | IMMUCELL CORP | $230,880 | 0.01% | 37,000 | Common | NONE |
| 064058100 | BK | BANK NEW YORK MELLON CORP | $228,997 | 0.01% | 1,842 | Common | NONE |
| 808524805 | SCHF | SCHWAB STRATEGIC TR | $226,510 | 0.01% | 8,722 | Common | NONE |
| 025816109 | AXP | AMERICAN EXPRESS CO | $225,546 | 0.01% | 628 | Common | NONE |
| 628778102 | NBTB | NBT BANCORP INC | $219,255 | 0.01% | 4,700 | Common | NONE |
| 458140100 | INTC | INTEL CORP | $216,981 | 0.01% | 4,289 | Common | NONE |
| 907818108 | UNP | UNION PAC CORP | $215,029 | 0.01% | 851 | Common | NONE |
| 207410101 | CNMD | CONMED CORP | $213,994 | 0.01% | 5,154 | Common | NONE |
| 693506107 | PPG | PPG INDS INC | $211,778 | 0.01% | 1,674 | Common | NONE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $209,503 | 0.01% | 7,691 | Common | NONE |
| 060505104 | BAC | BANK AMERICA CORP | $203,338 | 0.01% | 3,597 | Common | NONE |
| 78464A854 | SPYM | SPDR SERIES TRUST | $201,956 | 0.01% | 2,485 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.