Q4 2025 · 13F-HR
Arbor Investment Advisors, LLCholdings as filed
Filed 2026-01-23 · accession 0001590073-26-000002
$759.9M
Reported value
111
Positions
2025-12-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 464287622 | IWB | iShares Russell 1000 ETF | $108.7M | 14.3% | 291,167 | Common | NONE |
| 46137V613 | PRF | Invesco FTSE RAFI US 1000 ETF | $95.1M | 12.5% | 2,027,880 | Common | NONE |
| 921943858 | VEA | Vanguard FTSE Developed Markets ETF | $90.8M | 11.9% | 1,452,866 | Common | NONE |
| 46434V860 | TFLO | iShares Treasury Floating Rate Bond ETF | $62.3M | 8.20% | 1,235,075 | Common | NONE |
| 921937827 | BSV | Vanguard Short-Term Bond ETF | $48.4M | 6.37% | 614,693 | Common | NONE |
| 464287226 | AGG | iShares Core U.S. Aggregate Bond ETF | $40.0M | 5.27% | 400,886 | Common | NONE |
| 46137V597 | PRFZ | Invesco FTSE RAFI US 1500 Small-Mid ETF | $36.0M | 4.73% | 784,081 | Common | NONE |
| 464287176 | TIP | iShares TIPS Bond ETF | $35.8M | 4.71% | 325,970 | Common | NONE |
| 464287465 | EFA | iShares MSCI EAFE ETF | $27.8M | 3.66% | 289,862 | Common | NONE |
| 922042858 | VWO | Vanguard FTSE Emerging Markets ETF | $27.0M | 3.55% | 501,853 | Common | NONE |
| 46641Q837 | JPST | JPMorgan Ultra-Short Income ETF | $21.0M | 2.76% | 414,185 | Common | NONE |
| 92206C730 | VONE | Vanguard Russell 1000 ETF | $16.4M | 2.15% | 52,932 | Common | NONE |
| 921937835 | BND | Vanguard Total Bond Market ETF | $14.9M | 1.96% | 200,979 | Common | NONE |
| 464287614 | IWF | iShares Russell 1000 Growth ETF | $11.5M | 1.51% | 24,290 | Common | NONE |
| 464287655 | IWM | iShares Russell 2000 ETF | $11.1M | 1.46% | 45,169 | Common | NONE |
| 46432F842 | IEFA | iShares Core MSCI EAFE ETF | $9.8M | 1.29% | 109,840 | Common | NONE |
| 464287598 | IWD | iShares Russell 1000 Value ETF | $7.8M | 1.03% | 37,041 | Common | NONE |
| 922042742 | VT | Vanguard Total World Stock Index ETF | $5.9M | 0.78% | 41,918 | Common | NONE |
| 464287234 | EEM | iShares MSCI Emerging Markets ETF | $5.9M | 0.77% | 107,352 | Common | NONE |
| 72201R205 | STPZ | PIMCO 1-5 Year U.S. TIPS Index ETF | $5.1M | 0.67% | 94,534 | Common | NONE |
| 037833100 | AAPL | Apple Inc. | $5.0M | 0.66% | 18,358 | Common | NONE |
| 46435G326 | IDEV | iShares Core MSCI Intl Developed Markets ETF | $4.7M | 0.61% | 56,395 | Common | NONE |
| 46434G103 | IEMG | iShares Core MSCI Emerging Markets ETF | $4.5M | 0.60% | 67,667 | Common | NONE |
| 594918104 | MSFT | Microsoft Corp. | $3.4M | 0.45% | 6,993 | Common | NONE |
| 46434G764 | EMXC | iShares MSCI Emerging Markets ex China ETF | $3.3M | 0.43% | 45,052 | Common | NONE |
| 922908744 | VTV | Vanguard Value ETF | $2.5M | 0.33% | 13,045 | Common | NONE |
| 084670702 | BRK/B | Berkshire Hathaway Inc. Cl B | $2.4M | 0.32% | 4,838 | Common | NONE |
| 12740C103 | CADE | Cadence Bank | $2.4M | 0.32% | 56,597 | Common | NONE |
| 922908769 | VTI | Vanguard Total Stock Market ETF | $2.4M | 0.32% | 7,202 | Common | NONE |
| 17275R102 | CSCO | Cisco Systems Inc. | $2.4M | 0.31% | 30,589 | Common | NONE |
| 922020805 | VTIP | Vanguard Short-Term Inflation-Protected Securities ETF | $2.3M | 0.30% | 45,575 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF | $2.0M | 0.27% | 2,971 | Common | NONE |
| 92206C664 | VTWO | Vanguard Russell 2000 ETF | $1.8M | 0.23% | 17,856 | Common | NONE |
| 92206C714 | VONV | Vanguard Russell 1000 Value ETF | $1.6M | 0.21% | 17,234 | Common | NONE |
| 22160K105 | COST | Costco Wholesale Corp. | $1.6M | 0.21% | 1,809 | Common | NONE |
| 464287200 | IVV | iShares Core S&P 500 ETF | $1.5M | 0.20% | 2,205 | Common | NONE |
| 921910733 | ESGV | Vanguard ESG U.S. Stock ETF | $1.4M | 0.18% | 11,210 | Common | NONE |
| 922908611 | VBR | Vanguard Small-Cap Value Index ETF | $1.4M | 0.18% | 6,393 | Common | NONE |
| N07059210 | ASML | ASML Holding N.V. | $1.0M | 0.14% | 965 | Common | NONE |
| 25434V203 | DFAI | Dimensional International Core Equity Market ETF | $1.0M | 0.14% | 26,998 | Common | NONE |
| 72201R833 | MINT | PIMCO Enhanced Short Maturity Active ETF | $956,647 | 0.13% | 9,534 | Common | NONE |
| 02079K107 | GOOG | Alphabet Inc. Cl C | $952,069 | 0.13% | 3,034 | Common | NONE |
| 464287309 | IVW | iShares S&P 500 Growth ETF | $947,253 | 0.12% | 7,685 | Common | NONE |
| 921932703 | VOOV | Vanguard S&P 500 Value ETF | $802,402 | 0.11% | 3,917 | Common | NONE |
| 437076102 | HD | Home Depot Inc. | $800,511 | 0.11% | 2,326 | Common | NONE |
| 46641Q647 | JMUB | JPMorgan Municipal ETF | $793,860 | 0.10% | 15,720 | Common | NONE |
| 579780107 | MKC/V | McCormick & Company, Inc. | $769,205 | 0.10% | 11,310 | Common | NONE |
| 084670108 | BRK/A | Berkshire Hathaway Inc. | $754,800 | 0.10% | 1 | Common | NONE |
| 30231G102 | XOM | Exxon Mobil Corp. | $753,279 | 0.10% | 6,260 | Common | NONE |
| 617446448 | MS | Morgan Stanley | $741,135 | 0.10% | 4,175 | Common | NONE |
| 46625H100 | JPM | JPMorgan Chase & Co. | $722,383 | 0.10% | 2,242 | Common | NONE |
| 78463V107 | GLD | SPDR Gold Shares ETF | $706,295 | 0.09% | 1,782 | Common | NONE |
| 921935870 | VTES | Vanguard Short-Term Tax-Exempt Bond ETF | $674,864 | 0.09% | 6,644 | Common | NONE |
| 46429B747 | STIP | iShares 0-5 Year TIPS Bond ETF | $657,925 | 0.09% | 6,426 | Common | NONE |
| 620076307 | MSI | Motorola Solutions Inc. | $623,662 | 0.08% | 1,627 | Common | NONE |
| 149123101 | CAT | Caterpillar Inc. | $580,890 | 0.08% | 1,014 | Common | NONE |
| 478160104 | JNJ | Johnson & Johnson Inc. | $579,673 | 0.08% | 2,801 | Common | NONE |
| 097023105 | BA | Boeing Co. | $504,592 | 0.07% | 2,324 | Common | NONE |
| 92206C599 | VTHR | Vanguard Russell 3000 ETF | $496,486 | 0.07% | 1,653 | Common | NONE |
| 75513E101 | RTX | RTX Corporation | $492,246 | 0.06% | 2,684 | Common | NONE |
| 580135101 | MCD | McDonalds Corporation | $462,418 | 0.06% | 1,513 | Common | NONE |
| 464286392 | URTH | iShares MSCI World ETF | $459,948 | 0.06% | 2,476 | Common | NONE |
| 060505104 | BAC | Bank of America Corp. | $452,159 | 0.06% | 8,221 | Common | NONE |
| 26441C204 | DUK | Duke Energy Corp. | $451,078 | 0.06% | 3,848 | Common | NONE |
| 231021106 | CMI | Cummins Inc. | $431,841 | 0.06% | 846 | Common | NONE |
| 023135106 | AMZN | Amazon.com Inc. | $421,939 | 0.06% | 1,828 | Common | NONE |
| 02079K305 | GOOGL | Alphabet Inc. Cl A | $420,678 | 0.06% | 1,344 | Common | NONE |
| 742718109 | PG | Procter & Gamble Co. | $402,379 | 0.05% | 2,808 | Common | NONE |
| 053332102 | AZO | AutoZone Inc. | $390,023 | 0.05% | 115 | Common | NONE |
| 464289859 | AOA | iShares Core 80/20 Aggressive Allocation ETF | $381,665 | 0.05% | 4,262 | Common | NONE |
| 68389X105 | ORCL | Oracle Corporation | $369,549 | 0.05% | 1,896 | Common | NONE |
| 464287648 | IWO | iShares Russell 2000 Growth ETF | $361,272 | 0.05% | 1,118 | Common | NONE |
| 14040H105 | COF | Capital One Financial Corp. | $359,281 | 0.05% | 1,482 | Common | NONE |
| 464288570 | DSI | iShares MSCI KLD 400 Social ETF | $357,962 | 0.05% | 2,779 | Common | NONE |
| 57636Q104 | MA | Mastercard Incorporated | $351,662 | 0.05% | 616 | Common | NONE |
| 754730109 | RJF | Raymond James Financial Inc. | $350,247 | 0.05% | 2,181 | Common | NONE |
| 91324P102 | UNH | UnitedHealth Group Inc. | $344,800 | 0.05% | 1,045 | Common | NONE |
| 191216100 | KO | Coca-Cola Co. | $335,256 | 0.04% | 4,796 | Common | NONE |
| 00287Y109 | ABBV | AbbVie Inc. | $330,454 | 0.04% | 1,446 | Common | NONE |
| 46137V282 | RSPT | Invesco S&P 500 Equal Weight Technology ETF | $326,938 | 0.04% | 7,184 | Common | NONE |
| 778296103 | ROST | Ross Stores Inc. | $326,414 | 0.04% | 1,812 | Common | NONE |
| 464287762 | IYH | iShares U.S. Healthcare ETF | $324,458 | 0.04% | 4,984 | Common | NONE |
| 464287168 | DVY | iShares Select Dividend ETF | $315,604 | 0.04% | 2,236 | Common | NONE |
| 020002101 | ALL | Allstate Corporation | $310,248 | 0.04% | 1,491 | Common | NONE |
| 81369Y605 | XLF | Financial Select Sector SPDR Fund | $309,670 | 0.04% | 5,654 | Common | NONE |
| 464287499 | IWR | iShares Russell Mid-Cap ETF | $298,368 | 0.04% | 3,099 | Common | NONE |
| 92826C839 | V | Visa Inc. | $298,298 | 0.04% | 851 | Common | NONE |
| 81369Y506 | XLE | Energy Select Sector SPDR Fund | $297,769 | 0.04% | 6,660 | Common | NONE |
| 922908637 | VV | Vanguard Large Cap ETF | $295,597 | 0.04% | 939 | Common | NONE |
| 67066G104 | NVDA | NVIDIA Corporation | $292,458 | 0.04% | 1,568 | Common | NONE |
| 931142103 | WMT | Walmart Inc. | $290,780 | 0.04% | 2,610 | Common | NONE |
| 464287481 | IWP | iShares Russell Mid-Cap Growth ETF | $287,848 | 0.04% | 2,102 | Common | NONE |
| 166764100 | CVX | Chevron Corp. | $282,895 | 0.04% | 1,856 | Common | NONE |
| 89832Q109 | TFC | Truist Financial Corp. | $280,548 | 0.04% | 5,701 | Common | NONE |
| 88160R101 | TSLA | Tesla Inc. | $269,491 | 0.04% | 599 | Common | NONE |
| 907818108 | UNP | Union Pacific Corp. | $263,670 | 0.03% | 1,140 | Common | NONE |
| 922908538 | VOT | Vanguard Mid-Cap Growth ETF | $256,530 | 0.03% | 919 | Common | NONE |
| 464285204 | IAU | iShares Gold Trust ETF | $255,848 | 0.03% | 3,152 | Common | NONE |
| 532457108 | LLY | Eli Lilly & Co. | $248,352 | 0.03% | 231 | Common | NONE |
| 46641Q654 | JMST | JPMorgan Ultra-Short Municipal Income ETF | $239,418 | 0.03% | 4,700 | Common | NONE |
| 921910725 | VSGX | Vanguard ESG International Stock ETF | $230,810 | 0.03% | 3,223 | Common | NONE |
| 33733E500 | QCLN | First Trust NASDAQ Clean Edge Green Energy Idx EFT | $227,809 | 0.03% | 5,109 | Common | NONE |
| 808524771 | FNDX | Schwab Fundamental U.S. Large Company ETF | $215,748 | 0.03% | 7,929 | Common | NONE |
| 438516106 | HON | Honeywell International Inc. | $214,526 | 0.03% | 1,100 | Common | NONE |
| 459200101 | IBM | International Business Machines Corporation | $213,926 | 0.03% | 722 | Common | NONE |
| 464287473 | IWS | iShares Russell Mid-Cap Value ETF | $211,217 | 0.03% | 1,497 | Common | NONE |
| 358029106 | FMS | Fresenius Medical Care AG | $210,807 | 0.03% | 8,850 | Common | NONE |
| 61774R205 | CVLC | Calvert US Large-Cap Core Responsible Index ETF | $207,764 | 0.03% | 2,466 | Common | NONE |
| 345370860 | F | Ford Motor Company | $206,685 | 0.03% | 15,753 | Common | NONE |
| 04208T108 | AHRT | Armada Hoffler Properties Inc. | $193,046 | 0.03% | 29,161 | Common | NONE |
| 230215105 | CULP | Culp, Inc. | $149,285 | 0.02% | 41,934 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.