Q4 2025 · 13F-HR
Francis Financial, Inc.holdings as filed
Filed 2026-02-11 · accession 0001727514-26-000001
$512.1M
Reported value
111
Positions
2025-12-31
Period end
The Brief · Francis Financial, Inc. · Q4 2025
AI · grounded in 13F
Francis Financial, Inc. reduced its holdings in AMZN by 22.73% and META by 22.34%. The fund established a new position in SPYV valued at $2.85M. Other activity included accumulating shares of FLXR by 10.99% and trimming GOOGL by 16.28%.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 922908363 | VOO | VANGUARD INDEX FDS | $79.1M | 15.4% | 126,064 | Common | NONE |
| 921937819 | BIV | VANGUARD BD INDEX FDS | $46.4M | 9.06% | 595,914 | Common | NONE |
| 29287L700 | FLXR | TCW ETF TRUST | $36.7M | 7.16% | 926,037 | Common | NONE |
| 25434V690 | DFSI | DIMENSIONAL ETF TRUST | $31.8M | 6.21% | 741,881 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $28.6M | 5.59% | 58,682 | Common | NONE |
| 46641Q134 | JIRE | J P MORGAN EXCHANGE TRADED F | $27.5M | 5.37% | 367,367 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $26.7M | 5.22% | 40,523 | Common | NONE |
| 921932885 | IVOO | VANGUARD ADMIRAL FDS INC | $18.2M | 3.55% | 162,744 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $15.5M | 3.03% | 108,113 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $14.2M | 2.76% | 117,769 | Common | NONE |
| 92204H400 | MUNY | VANGUARD NY TAX FREE FDS | $13.6M | 2.66% | 131,987 | Common | NONE |
| 25434V666 | DFLV | DIMENSIONAL ETF TRUST | $12.4M | 2.42% | 362,504 | Common | NONE |
| 46435U440 | BGRN | ISHARES TR | $12.2M | 2.38% | 254,269 | Common | NONE |
| 464288570 | DSI | ISHARES TR | $12.0M | 2.34% | 92,853 | Common | NONE |
| 46435G243 | SUSB | ISHARES TR | $10.4M | 2.04% | 414,014 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $7.6M | 1.49% | 26,301 | Common | NONE |
| 67092P201 | NULG | NUSHARES ETF TR | $6.7M | 1.30% | 68,239 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $6.1M | 1.20% | 22,539 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $5.9M | 1.15% | 31,477 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $5.2M | 1.01% | 15,387 | Common | NONE |
| 92206C730 | VONE | VANGUARD SCOTTSDALE FDS | $4.9M | 0.96% | 15,860 | Common | NONE |
| 25434V682 | DFSE | DIMENSIONAL ETF TRUST | $4.5M | 0.87% | 107,308 | Common | NONE |
| 922908744 | VTV | VANGUARD INDEX FDS | $3.7M | 0.72% | 19,305 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $3.4M | 0.67% | 10,909 | Common | NONE |
| 464288414 | MUB | ISHARES TR | $3.3M | 0.65% | 30,888 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $3.3M | 0.64% | 6,739 | Common | NONE |
| 33739P830 | FSMB | FIRST TR EXCH TRADED FD III | $3.2M | 0.63% | 161,251 | Common | NONE |
| 921910691 | VCEB | VANGUARD WORLD FD | $3.0M | 0.59% | 47,840 | Common | NONE |
| 78464A508 | SPYV | SPDR SERIES TRUST | $2.9M | 0.56% | 50,215 | Common | NONE |
| 921910816 | MGK | VANGUARD WORLD FD | $2.6M | 0.52% | 6,415 | Common | NONE |
| 46137V357 | RSP | INVESCO EXCHANGE TRADED FD T | $2.6M | 0.52% | 13,816 | Common | NONE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $2.6M | 0.50% | 48,064 | Common | NONE |
| 92206C664 | VTWO | VANGUARD SCOTTSDALE FDS | $2.6M | 0.50% | 25,882 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $2.5M | 0.50% | 3,713 | Common | NONE |
| 46435U663 | ESML | ISHARES TR | $2.5M | 0.48% | 53,980 | Common | NONE |
| 46436E551 | XJH | ISHARES TR | $2.3M | 0.45% | 51,796 | Common | NONE |
| 464288323 | NYF | ISHARES TR | $2.1M | 0.42% | 40,033 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $2.0M | 0.39% | 8,661 | Common | NONE |
| 25434V724 | DFUV | DIMENSIONAL ETF TRUST | $2.0M | 0.39% | 42,353 | Common | NONE |
| 219350105 | GLW | CORNING INC | $1.9M | 0.37% | 21,611 | Common | NONE |
| 02079K107 | GOOG | ALPHABET INC | $1.7M | 0.32% | 5,261 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $1.5M | 0.29% | 2,925 | Common | NONE |
| 25434V880 | DFAX | DIMENSIONAL ETF TRUST | $1.4M | 0.27% | 41,708 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $1.3M | 0.25% | 32,895 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $1.3M | 0.25% | 3,903 | Common | NONE |
| 580135101 | MCD | MCDONALDS CORP | $1.2M | 0.23% | 3,937 | Common | NONE |
| 11135F101 | AVGO | BROADCOM INC | $1.1M | 0.22% | 3,198 | Common | NONE |
| 808524649 | SCMB | SCHWAB STRATEGIC TR | $1.1M | 0.21% | 42,671 | Common | NONE |
| 25434V401 | DFUS | DIMENSIONAL ETF TRUST | $1.1M | 0.21% | 14,400 | Common | NONE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $1.0M | 0.20% | 3,505 | Common | NONE |
| 38141G104 | GS | GOLDMAN SACHS GROUP INC | $946,683 | 0.18% | 1,077 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $855,149 | 0.17% | 3,474 | Common | NONE |
| 437076102 | HD | HOME DEPOT INC | $824,458 | 0.16% | 2,396 | Common | NONE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $824,367 | 0.16% | 30,634 | Common | NONE |
| 532457108 | LLY | ELI LILLY & CO | $807,085 | 0.16% | 751 | Common | NONE |
| 808524755 | FNDF | SCHWAB STRATEGIC TR | $752,921 | 0.15% | 16,654 | Common | NONE |
| 25434V203 | DFAI | DIMENSIONAL ETF TRUST | $720,318 | 0.14% | 18,901 | Common | NONE |
| 464287614 | IWF | ISHARES TR | $709,477 | 0.14% | 1,499 | Common | NONE |
| 87283Q834 | TOUS | T ROWE PRICE ETF INC | $702,869 | 0.14% | 20,373 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $679,292 | 0.13% | 11,409 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $600,508 | 0.12% | 2,328 | Common | NONE |
| 88160R101 | TSLA | TESLA INC | $595,878 | 0.12% | 1,325 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $594,081 | 0.12% | 900 | PUT | NONE |
| 464287309 | IVW | ISHARES TR | $581,474 | 0.11% | 4,717 | Common | NONE |
| 025816109 | AXP | AMERICAN EXPRESS CO | $566,393 | 0.11% | 1,531 | Common | NONE |
| 693475105 | PNC | PNC FINL SVCS GROUP INC | $512,433 | 0.10% | 2,455 | Common | NONE |
| 060505104 | BAC | BANK AMERICA CORP | $455,615 | 0.09% | 8,284 | Common | NONE |
| 46120E602 | ISRG | INTUITIVE SURGICAL INC | $452,523 | 0.09% | 799 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $443,930 | 0.09% | 651 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $442,381 | 0.09% | 513 | Common | NONE |
| 369604301 | GE | GE AEROSPACE | $433,413 | 0.08% | 1,407 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $425,103 | 0.08% | 692 | Common | NONE |
| 14020W106 | CGDV | CAPITAL GROUP DIVIDEND VALUE | $413,970 | 0.08% | 9,486 | Common | NONE |
| 921937835 | BND | VANGUARD BD INDEX FDS | $411,385 | 0.08% | 5,554 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $392,394 | 0.08% | 1,700 | PUT | NONE |
| 92826C839 | V | VISA INC | $380,170 | 0.07% | 1,084 | Common | NONE |
| 464287408 | IVE | ISHARES TR | $362,558 | 0.07% | 1,710 | Common | NONE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $356,368 | 0.07% | 1,722 | Common | NONE |
| 872540109 | TJX | TJX COS INC NEW | $354,686 | 0.07% | 2,309 | Common | NONE |
| 007903107 | AMD | ADVANCED MICRO DEVICES INC | $354,435 | 0.07% | 1,655 | Common | NONE |
| 25434V500 | DFAS | DIMENSIONAL ETF TRUST | $349,187 | 0.07% | 5,012 | Common | NONE |
| 78467X109 | DIA | SPDR DOW JONES INDL AVERAGE | $332,074 | 0.06% | 691 | Common | NONE |
| 464287150 | ITOT | ISHARES TR | $326,970 | 0.06% | 2,199 | Common | NONE |
| 254687106 | DIS | DISNEY WALT CO | $320,161 | 0.06% | 2,814 | Common | NONE |
| 670346105 | NUE | NUCOR CORP | $319,207 | 0.06% | 1,957 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $315,079 | 0.06% | 3,522 | Common | NONE |
| 464287689 | IWV | ISHARES TR | $310,641 | 0.06% | 803 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $300,730 | 0.06% | 2,499 | Common | NONE |
| 931142103 | WMT | WALMART INC | $292,172 | 0.06% | 2,622 | Common | NONE |
| 808524839 | SCHZ | SCHWAB STRATEGIC TR | $291,161 | 0.06% | 12,459 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $290,172 | 0.06% | 600 | PUT | NONE |
| 874039100 | TSM | TAIWAN SEMICONDUCTOR MFG LTD | $283,689 | 0.06% | 933 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $263,173 | 0.05% | 836 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $261,579 | 0.05% | 1,190 | Common | NONE |
| 464287663 | IUSV | ISHARES TR | $258,299 | 0.05% | 2,519 | Common | NONE |
| 00287Y109 | ABBV | ABBVIE INC | $239,458 | 0.05% | 1,048 | Common | NONE |
| 464287168 | DVY | ISHARES TR | $236,410 | 0.05% | 1,675 | Common | NONE |
| 806857108 | SLB | SLB LIMITED | $230,242 | 0.04% | 5,999 | Common | NONE |
| 842587107 | SO | SOUTHERN CO | $226,546 | 0.04% | 2,598 | Common | NONE |
| 78463X889 | SPDW | SPDR INDEX SHS FDS | $223,161 | 0.04% | 5,025 | Common | NONE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $221,501 | 0.04% | 388 | Common | NONE |
| 17275R102 | CSCO | CISCO SYS INC | $214,760 | 0.04% | 2,788 | Common | NONE |
| 69608A108 | PLTR | PALANTIR TECHNOLOGIES INC | $212,767 | 0.04% | 1,197 | Common | NONE |
| 64110L106 | NFLX | NETFLIX INC | $210,045 | 0.04% | 2,240 | Common | NONE |
| 512807306 | LRCX | LAM RESEARCH CORP | $209,433 | 0.04% | 1,223 | Common | NONE |
| 922042775 | VEU | VANGUARD INTL EQUITY INDEX F | $205,821 | 0.04% | 2,798 | Common | NONE |
| 46138J510 | BSMQ | INVESCO EXCH TRD SLF IDX FD | $204,175 | 0.04% | 8,635 | Common | NONE |
| 46432F339 | QUAL | ISHARES TR | $202,792 | 0.04% | 1,021 | Common | NONE |
| 46138J494 | BSMR | INVESCO EXCH TRD SLF IDX FD | $202,669 | 0.04% | 8,564 | Common | NONE |
| 46138J486 | BSMS | INVESCO EXCH TRD SLF IDX FD | $200,314 | 0.04% | 8,524 | Common | NONE |
| 92556V106 | VTRS | VIATRIS INC | $161,705 | 0.03% | 12,988 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.