Q4 2025 · 13F-HR
Lutz Financial Services LLCholdings as filed
Filed 2026-02-06 · accession 0001737112-26-000002
$1.47B
Reported value
102
Positions
2025-12-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 922908363 | VOO | VANGUARD INDEX FDS | $159.0M | 10.8% | 253,536 | Common | NONE |
| 78464A508 | SPYV | SPDR SERIES TRUST | $135.7M | 9.23% | 2,387,903 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $104.2M | 7.08% | 1,578,398 | Common | NONE |
| 921937835 | BND | VANGUARD BD INDEX FDS | $101.0M | 6.87% | 1,362,944 | Common | NONE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $74.8M | 5.09% | 1,486,795 | Common | NONE |
| 78464A839 | MDYV | SPDR SERIES TRUST | $66.3M | 4.51% | 783,438 | Common | NONE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $65.3M | 4.44% | 819,525 | Common | NONE |
| 808524870 | SCHP | SCHWAB STRATEGIC TR | $58.5M | 3.98% | 2,206,735 | Common | NONE |
| 464288588 | MBB | ISHARES TR | $56.9M | 3.87% | 597,581 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $45.6M | 3.10% | 66,871 | Common | NONE |
| 464288414 | MUB | ISHARES TR | $37.6M | 2.56% | 351,298 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $35.5M | 2.42% | 896,946 | Common | NONE |
| 25434V799 | DFIC | DIMENSIONAL ETF TRUST | $27.3M | 1.85% | 791,288 | Common | NONE |
| 464288646 | IGSB | ISHARES TR | $25.7M | 1.75% | 486,755 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $23.0M | 1.56% | 191,033 | Common | NONE |
| 464287408 | IVE | ISHARES TR | $22.7M | 1.54% | 106,970 | Common | NONE |
| 464287226 | AGG | ISHARES TR | $22.0M | 1.49% | 219,891 | Common | NONE |
| 25434V831 | DUHP | DIMENSIONAL ETF TRUST | $21.4M | 1.45% | 562,375 | Common | NONE |
| 921937827 | BSV | VANGUARD BD INDEX FDS | $21.1M | 1.44% | 268,024 | Common | NONE |
| 808524508 | SCHM | SCHWAB STRATEGIC TR | $20.2M | 1.37% | 670,307 | Common | NONE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $19.6M | 1.33% | 728,336 | Common | NONE |
| 25434V500 | DFAS | DIMENSIONAL ETF TRUST | $16.5M | 1.12% | 237,201 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $16.4M | 1.12% | 23,966 | Common | NONE |
| 922908512 | VOE | VANGUARD INDEX FDS | $15.9M | 1.08% | 89,461 | Common | NONE |
| 464287705 | IJJ | ISHARES TR | $15.8M | 1.07% | 120,056 | Common | NONE |
| 922908744 | VTV | VANGUARD INDEX FDS | $15.6M | 1.06% | 81,790 | Common | NONE |
| 46432F339 | QUAL | ISHARES TR | $15.4M | 1.04% | 77,301 | Common | NONE |
| 921932703 | VOOV | VANGUARD ADMIRAL FDS INC | $15.2M | 1.03% | 74,136 | Common | NONE |
| 464287176 | TIP | ISHARES TR | $14.6M | 1.00% | 133,199 | Common | NONE |
| 78464A300 | SLYV | SPDR SERIES TRUST | $13.0M | 0.89% | 143,431 | Common | NONE |
| 025072703 | AVDE | AMERICAN CENTY ETF TR | $12.7M | 0.86% | 154,322 | Common | NONE |
| 921932844 | IVOV | VANGUARD ADMIRAL FDS INC | $11.8M | 0.80% | 116,480 | Common | NONE |
| 025072877 | AVUV | AMERICAN CENTY ETF TR | $11.7M | 0.79% | 114,577 | Common | NONE |
| 808524607 | SCHA | SCHWAB STRATEGIC TR | $11.6M | 0.79% | 408,365 | Common | NONE |
| 464287663 | IUSV | ISHARES TR | $11.5M | 0.78% | 112,344 | Common | NONE |
| 78467Y107 | MDY | SPDR S&P MIDCAP 400 ETF TR | $11.2M | 0.76% | 18,573 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $9.1M | 0.62% | 152,294 | Common | NONE |
| 46429B747 | STIP | ISHARES TR | $8.5M | 0.58% | 83,383 | Common | NONE |
| 25434V732 | DFEM | DIMENSIONAL ETF TRUST | $7.9M | 0.54% | 240,175 | Common | NONE |
| 25434V724 | DFUV | DIMENSIONAL ETF TRUST | $7.1M | 0.48% | 152,015 | Common | NONE |
| 464288158 | SUB | ISHARES TR | $6.2M | 0.42% | 57,779 | Common | NONE |
| 46434G103 | IEMG | ISHARES INC | $6.0M | 0.41% | 89,404 | Common | NONE |
| 922908611 | VBR | VANGUARD INDEX FDS | $5.2M | 0.35% | 24,507 | Common | NONE |
| 464287879 | IJS | ISHARES TR | $4.9M | 0.33% | 42,858 | Common | NONE |
| 464287689 | IWV | ISHARES TR | $4.7M | 0.32% | 12,175 | Common | NONE |
| 46432F859 | ISTB | ISHARES TR | $4.6M | 0.31% | 94,072 | Common | NONE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $4.3M | 0.29% | 79,115 | Common | NONE |
| 72201R205 | STPZ | PIMCO ETF TR | $4.2M | 0.29% | 78,868 | Common | NONE |
| 922020805 | VTIP | VANGUARD MALVERN FDS | $4.2M | 0.29% | 85,530 | Common | NONE |
| 464287622 | IWB | ISHARES TR | $2.7M | 0.19% | 7,304 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $2.3M | 0.16% | 4,655 | Common | NONE |
| 92206C771 | VMBS | VANGUARD SCOTTSDALE FDS | $2.0M | 0.14% | 42,449 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $1.9M | 0.13% | 30,798 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $1.9M | 0.13% | 10,254 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $1.6M | 0.11% | 6,044 | Common | NONE |
| 808524755 | FNDF | SCHWAB STRATEGIC TR | $1.5M | 0.10% | 33,329 | Common | NONE |
| 922908553 | VNQ | VANGUARD INDEX FDS | $1.5M | 0.10% | 16,813 | Common | NONE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $1.5M | 0.10% | 29,623 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $1.5M | 0.10% | 3,017 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $1.2M | 0.08% | 3,513 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $1.2M | 0.08% | 3,674 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $1.1M | 0.08% | 3,924 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $1.0M | 0.07% | 4,200 | Common | NONE |
| 25434V864 | DFSD | DIMENSIONAL ETF TRUST | $1.0M | 0.07% | 21,519 | Common | NONE |
| 464287598 | IWD | ISHARES TR | $877,328 | 0.06% | 4,171 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $858,420 | 0.06% | 3,719 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $826,380 | 0.06% | 3,760 | Common | NONE |
| 464287465 | EFA | ISHARES TR | $780,443 | 0.05% | 8,127 | Common | NONE |
| 084670108 | BRK/A | BERKSHIRE HATHAWAY INC DEL | $754,800 | 0.05% | 1 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $683,279 | 0.05% | 2,183 | Common | NONE |
| 97717W307 | DLN | WISDOMTREE TR | $656,728 | 0.04% | 7,456 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $655,513 | 0.04% | 2,541 | Common | NONE |
| 808524300 | SCHG | SCHWAB STRATEGIC TR | $630,685 | 0.04% | 19,334 | Common | NONE |
| 02079K107 | GOOG | ALPHABET INC | $574,568 | 0.04% | 1,831 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $553,155 | 0.04% | 838 | Common | NONE |
| 78464A847 | SPMD | SPDR SERIES TRUST | $536,478 | 0.04% | 9,264 | Common | NONE |
| 11135F101 | AVGO | BROADCOM INC | $507,037 | 0.03% | 1,465 | Common | NONE |
| 233051200 | DBEF | DBX ETF TR | $503,664 | 0.03% | 10,469 | Common | NONE |
| 025072802 | AVDV | AMERICAN CENTY ETF TR | $481,126 | 0.03% | 5,120 | Common | NONE |
| 25434V872 | DFCF | DIMENSIONAL ETF TRUST | $475,140 | 0.03% | 11,164 | Common | NONE |
| 025072885 | AVUS | AMERICAN CENTY ETF TR | $452,038 | 0.03% | 4,044 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $442,730 | 0.03% | 1,374 | Common | NONE |
| 464287630 | IWN | ISHARES TR | $442,152 | 0.03% | 2,440 | Common | NONE |
| 922042742 | VT | VANGUARD INTL EQUITY INDEX F | $421,456 | 0.03% | 2,988 | Common | NONE |
| 25434V815 | DFSV | DIMENSIONAL ETF TRUST | $398,265 | 0.03% | 12,109 | Common | NONE |
| 464287499 | IWR | ISHARES TR | $391,375 | 0.03% | 4,065 | Common | NONE |
| 808524805 | SCHF | SCHWAB STRATEGIC TR | $359,110 | 0.02% | 14,938 | Common | NONE |
| 532457108 | LLY | ELI LILLY & CO | $349,271 | 0.02% | 325 | Common | NONE |
| 025072349 | AVLV | AMERICAN CENTY ETF TR | $342,708 | 0.02% | 4,523 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $338,533 | 0.02% | 551 | Common | NONE |
| 78463X426 | QEMM | SPDR INDEX SHS FDS | $331,747 | 0.02% | 5,015 | Common | NONE |
| 464287127 | ILCB | ISHARES TR | $312,035 | 0.02% | 3,306 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $302,819 | 0.02% | 3,616 | Common | NONE |
| 78468R770 | ONEY | SPDR SERIES TRUST | $260,622 | 0.02% | 2,295 | Common | NONE |
| 931142103 | WMT | WALMART INC | $245,548 | 0.02% | 2,204 | Common | NONE |
| 808524409 | SCHV | SCHWAB STRATEGIC TR | $245,016 | 0.02% | 8,275 | Common | NONE |
| 92826C839 | V | VISA INC | $231,469 | 0.02% | 660 | Common | NONE |
| 78463X509 | SPEM | SPDR INDEX SHS FDS | $225,999 | 0.02% | 4,828 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $220,243 | 0.01% | 451 | Common | NONE |
| 464288638 | IGIB | ISHARES TR | $215,922 | 0.01% | 4,007 | Common | NONE |
| 025072604 | AVEM | AMERICAN CENTY ETF TR | $213,024 | 0.01% | 2,766 | Common | NONE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $202,092 | 0.01% | 354 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.