Q4 2025 · 13F-HR
VeraBank, N.A.holdings as filed
Filed 2026-02-11 · accession 0001767297-26-000001
$549.8M
Reported value
180
Positions
2025-12-31
Period end
The Brief · VeraBank, N.A. · Q4 2025
AI · grounded in 13F
VeraBank, N.A. increased its position in GLD by 404.943%. The fund also accumulated shares of DFIV by 37.447% and IVV by 5.6906%. On the sell side, the fund trimmed its holdings in MO by 31.8194% and JEPI by 20.9072%.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 25434V104 | DFAU | DIMENSIONAL ETF TRUST | $39.4M | 7.17% | 842,019 | Common | SOLE |
| 33939L860 | QDF | FLEXSHARES TR | $37.2M | 6.77% | 460,560 | Common | SOLE |
| 464287200 | IVV | ISHARES TR | $33.6M | 6.11% | 49,032 | Common | SOLE |
| BLUEBELL8 | — | BLUE BELL CREAMERIES INC. | $32.3M | 5.88% | 245 | Common | SOLE |
| 922908736 | VUG | VANGUARD INDEX FDS | $28.8M | 5.24% | 59,057 | Common | SOLE |
| 921946810 | VIGI | VANGUARD WHITEHALL FDS | $25.0M | 4.55% | 273,269 | Common | SOLE |
| 25434V799 | DFIC | DIMENSIONAL ETF TRUST | $23.3M | 4.23% | 675,611 | Common | SOLE |
| 025072604 | AVEM | AMERICAN CENTY ETF TR | $20.7M | 3.77% | 269,353 | Common | SOLE |
| 037833100 | AAPL | APPLE INC | $19.4M | 3.53% | 71,361 | Common | SOLE |
| 25434V666 | DFLV | DIMENSIONAL ETF TRUST | $18.5M | 3.36% | 540,716 | Common | SOLE |
| 594918104 | MSFT | MICROSOFT CORP | $17.4M | 3.17% | 35,994 | Common | SOLE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $14.3M | 2.61% | 287,153 | Common | SOLE |
| 02079K107 | GOOG | ALPHABET INC | $11.9M | 2.16% | 37,797 | Common | SOLE |
| 33939L506 | TDTT | FLEXSHARES TR | $10.6M | 1.92% | 438,961 | Common | SOLE |
| 25434V500 | DFAS | DIMENSIONAL ETF TRUST | $9.2M | 1.66% | 131,373 | Common | SOLE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $7.5M | 1.37% | 23,316 | Common | SOLE |
| 023135106 | AMZN | AMAZON COM INC | $6.9M | 1.25% | 29,687 | Common | SOLE |
| 30231G102 | XOM | EXXON MOBIL CORP | $6.8M | 1.23% | 56,194 | Common | SOLE |
| 02079K305 | GOOGL | ALPHABET INC | $6.1M | 1.11% | 19,456 | Common | SOLE |
| 46641Q332 | JEPI | J P MORGAN EXCHANGE TRADED FD | $5.9M | 1.07% | 103,073 | Common | SOLE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $5.8M | 1.06% | 11,578 | Common | SOLE |
| 922908553 | VNQ | VANGUARD INDEX FDS | $5.2M | 0.94% | 58,389 | Common | SOLE |
| 922908744 | VTV | VANGUARD INDEX FDS | $4.3M | 0.78% | 22,394 | Common | SOLE |
| 00287Y109 | ABBV | ABBVIE INC | $3.5M | 0.64% | 15,510 | Common | SOLE |
| 166764100 | CVX | CHEVRON CORP NEW | $3.4M | 0.61% | 21,981 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $3.3M | 0.60% | 4,839 | Common | SOLE |
| 532457108 | LLY | ELI LILLY & CO | $3.2M | 0.59% | 3,018 | Common | SOLE |
| 548661107 | LOW | LOWES COS INC | $3.2M | 0.57% | 13,089 | Common | SOLE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $3.2M | 0.57% | 15,234 | Common | SOLE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $3.0M | 0.54% | 20,845 | Common | SOLE |
| 75513E101 | RTX | RTX CORPORATION | $2.9M | 0.52% | 15,613 | Common | SOLE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $2.8M | 0.51% | 14,917 | Common | SOLE |
| 464287804 | IJR | ISHARES TR | $2.6M | 0.48% | 22,008 | Common | SOLE |
| 79466L302 | CRM | SALESFORCE INC | $2.6M | 0.48% | 9,978 | Common | SOLE |
| 09857L108 | BKNG | BOOKING HOLDINGS INC | $2.6M | 0.47% | 486 | Common | SOLE |
| 33939L407 | GUNR | FLEXSHARES TR | $2.5M | 0.46% | 55,327 | Common | SOLE |
| 002824100 | ABT | ABBOTT LABS | $2.5M | 0.46% | 20,095 | Common | SOLE |
| 922908629 | VO | VANGUARD INDEX FDS | $2.5M | 0.45% | 8,453 | Common | SOLE |
| 464287614 | IWF | ISHARES TR | $2.3M | 0.43% | 4,957 | Common | SOLE |
| 697435105 | PANW | PALO ALTO NETWORKS INC | $2.3M | 0.42% | 12,648 | Common | SOLE |
| 580135101 | MCD | MCDONALDS CORP | $2.3M | 0.42% | 7,607 | Common | SOLE |
| 57636Q104 | MA | MASTERCARD INCORPORATED | $2.2M | 0.40% | 3,851 | Common | SOLE |
| 874039100 | TSM | TAIWAN SEMICONDUCTOR MFG LTD | $2.2M | 0.40% | 7,197 | Common | SOLE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $2.2M | 0.40% | 2,536 | Common | SOLE |
| 68389X105 | ORCL | ORACLE CORP | $2.1M | 0.39% | 10,888 | Common | SOLE |
| 78463V107 | GLD | SPDR GOLD TR | $2.1M | 0.38% | 5,312 | Common | SOLE |
| 30303M102 | META | META PLATFORMS INC | $2.1M | 0.38% | 3,168 | Common | SOLE |
| 25434V732 | DFEM | DIMENSIONAL ETF TRUST | $2.0M | 0.37% | 61,447 | Common | SOLE |
| 11135F101 | AVGO | BROADCOM INC | $2.0M | 0.37% | 5,838 | Common | SOLE |
| 235851102 | DHR | DANAHER CORPORATION | $2.0M | 0.37% | 8,790 | Common | SOLE |
| 464287465 | EFA | ISHARES TR | $1.9M | 0.35% | 20,184 | Common | SOLE |
| 742718109 | PG | PROCTER AND GAMBLE CO | $1.9M | 0.35% | 13,405 | Common | SOLE |
| 363576109 | AJG | GALLAGHER ARTHUR J & CO | $1.9M | 0.35% | 7,411 | Common | SOLE |
| 92826C839 | V | VISA INC | $1.9M | 0.34% | 5,307 | Common | SOLE |
| 713448108 | PEP | PEPSICO INC | $1.8M | 0.32% | 12,259 | Common | SOLE |
| 244199105 | DE | DEERE & CO | $1.7M | 0.31% | 3,706 | Common | SOLE |
| 464287507 | IJH | ISHARES TR | $1.7M | 0.31% | 26,017 | Common | SOLE |
| 17275R102 | CSCO | CISCO SYS INC | $1.7M | 0.31% | 21,906 | Common | SOLE |
| 785688102 | SBR | SABINE RTY TR | $1.6M | 0.30% | 24,024 | Common | SOLE |
| 031162100 | AMGN | AMGEN INC | $1.6M | 0.29% | 4,858 | Common | SOLE |
| 191216100 | KO | COCA COLA CO | $1.6M | 0.29% | 22,609 | Common | SOLE |
| 025816109 | AXP | AMERICAN EXPRESS CO | $1.5M | 0.28% | 4,116 | Common | SOLE |
| 902973304 | USB | US BANCORP DEL | $1.5M | 0.27% | 28,293 | Common | SOLE |
| 65339F101 | NEE | NEXTERA ENERGY INC | $1.4M | 0.25% | 17,459 | Common | SOLE |
| 94106L109 | WM | WASTE MGMT INC DEL | $1.4M | 0.25% | 6,298 | Common | SOLE |
| 78464A763 | SDY | SPDR SERIES TRUST | $1.4M | 0.25% | 9,900 | Common | SOLE |
| 464287598 | IWD | ISHARES TR | $1.4M | 0.25% | 6,485 | Common | SOLE |
| 88579Y101 | MMM | 3M CO | $1.4M | 0.25% | 8,457 | Common | SOLE |
| 718172109 | PM | PHILIP MORRIS INTL INC | $1.3M | 0.23% | 7,939 | Common | SOLE |
| N07059210 | ASML | ASML HOLDING N V | $1.3M | 0.23% | 1,175 | Common | SOLE |
| 001055102 | AFL | AFLAC INC | $1.2M | 0.22% | 11,135 | Common | SOLE |
| 58933Y105 | MRK | MERCK & CO INC | $1.2M | 0.22% | 11,641 | Common | SOLE |
| 37733W204 | GSK | GSK PLC | $1.2M | 0.22% | 24,269 | Common | SOLE |
| 29250N105 | ENB | ENBRIDGE INC | $1.1M | 0.21% | 23,970 | Common | SOLE |
| 655844108 | NSC | NORFOLK SOUTHN CORP | $1.1M | 0.21% | 3,905 | Common | SOLE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $1.1M | 0.20% | 5,123 | Common | SOLE |
| 369550108 | GD | GENERAL DYNAMICS CORP | $1.0M | 0.18% | 2,982 | Common | SOLE |
| 512807306 | LRCX | LAM RESEARCH CORP | $998,835 | 0.18% | 5,835 | Common | SOLE |
| 717081103 | PFE | PFIZER INC | $994,182 | 0.18% | 39,927 | Common | SOLE |
| 21037T109 | CEG | CONSTELLATION ENERGY CORP | $981,384 | 0.18% | 2,778 | Common | SOLE |
| 78467Y107 | MDY | SPDR S&P MIDCAP 400 ETF TR | $965,248 | 0.18% | 1,600 | Common | SOLE |
| 45866F104 | ICE | INTERCONTINENTAL EXCHANGE INC | $923,010 | 0.17% | 5,699 | Common | SOLE |
| G29183103 | ETN | EATON CORP PLC | $921,768 | 0.17% | 2,894 | Common | SOLE |
| 883556102 | TMO | THERMO FISHER SCIENTIFIC INC | $884,241 | 0.16% | 1,526 | Common | SOLE |
| 02209S103 | MO | ALTRIA GROUP INC | $869,052 | 0.16% | 15,072 | Common | SOLE |
| 053015103 | ADP | AUTOMATIC DATA PROCESSING INC | $851,431 | 0.15% | 3,310 | Common | SOLE |
| 464287150 | ITOT | ISHARES TR | $848,128 | 0.15% | 5,704 | Common | SOLE |
| 438516106 | HON | HONEYWELL INTL INC | $838,107 | 0.15% | 4,296 | Common | SOLE |
| 26441C204 | DUK | DUKE ENERGY CORP NEW | $835,825 | 0.15% | 7,131 | Common | SOLE |
| 670346105 | NUE | NUCOR CORP | $830,719 | 0.15% | 5,093 | Common | SOLE |
| 40412C101 | HCA | HCA HEALTHCARE INC | $829,610 | 0.15% | 1,777 | Common | SOLE |
| G1151C101 | ACN | ACCENTURE PLC IRELAND | $798,193 | 0.15% | 2,975 | Common | SOLE |
| 855244109 | SBUX | STARBUCKS CORP | $789,806 | 0.14% | 9,379 | Common | SOLE |
| 149123101 | CAT | CATERPILLAR INC | $789,415 | 0.14% | 1,378 | Common | SOLE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $766,319 | 0.14% | 12,267 | Common | SOLE |
| 464287655 | IWM | ISHARES TR | $757,927 | 0.14% | 3,079 | Common | SOLE |
| 13646K108 | CP | CANADIAN PACIFIC KANSAS CITY | $717,893 | 0.13% | 9,750 | Common | SOLE |
| 571748102 | MRSH | MARSH & MCLENNAN COS INC | $706,832 | 0.13% | 3,810 | Common | SOLE |
| 65473P105 | NI | NISOURCE INC | $705,911 | 0.13% | 16,904 | Common | SOLE |
| 780259305 | SHEL | SHELL PLC | $703,498 | 0.13% | 9,574 | Common | SOLE |
| 038222105 | AMAT | APPLIED MATLS INC | $697,214 | 0.13% | 2,713 | Common | SOLE |
| 931142103 | WMT | WALMART INC | $665,452 | 0.12% | 5,973 | Common | SOLE |
| 654106103 | NKE | NIKE INC | $661,692 | 0.12% | 10,386 | Common | SOLE |
| 437076102 | HD | HOME DEPOT INC | $660,672 | 0.12% | 1,920 | Common | SOLE |
| 500767769 | KEMX | KRANESHARES TRUST | $657,243 | 0.12% | 17,725 | Common | SOLE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $648,700 | 0.12% | 2,190 | Common | SOLE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS INC | $643,534 | 0.12% | 15,800 | Common | SOLE |
| 060505104 | BAC | BANK AMERICA CORP | $630,795 | 0.11% | 11,469 | Common | SOLE |
| 464287309 | IVW | ISHARES TR | $623,572 | 0.11% | 5,059 | Common | SOLE |
| 907818108 | UNP | UNION PAC CORP | $619,706 | 0.11% | 2,679 | Common | SOLE |
| 92939U106 | WEC | WEC ENERGY GROUP INC | $585,936 | 0.11% | 5,556 | Common | SOLE |
| 052769106 | ADSK | AUTODESK INC | $584,028 | 0.11% | 1,973 | Common | SOLE |
| 25746U109 | D | DOMINION ENERGY INC | $558,305 | 0.10% | 9,529 | Common | SOLE |
| 46641Q837 | JPST | J P MORGAN EXCHANGE TRADED FD | $555,377 | 0.10% | 10,978 | Common | SOLE |
| 09290D101 | BLK | BLACKROCK INC | $550,154 | 0.10% | 514 | Common | SOLE |
| 35473P884 | FLQM | FRANKLIN TEMPLETON ETF TR | $534,020 | 0.10% | 9,492 | Common | SOLE |
| 922475108 | VEEV | VEEVA SYS INC | $532,627 | 0.10% | 2,386 | Common | SOLE |
| 406216101 | HAL | HALLIBURTON CO | $525,636 | 0.10% | 18,600 | Common | SOLE |
| 030420103 | AWK | AMERICAN WTR WKS CO INC NEW | $522,783 | 0.10% | 4,006 | Common | SOLE |
| G54950103 | LIN | LINDE PLC | $514,226 | 0.09% | 1,206 | Common | SOLE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $509,030 | 0.09% | 1,542 | Common | SOLE |
| 97717X669 | DGRW | WISDOMTREE TR | $508,588 | 0.09% | 5,687 | Common | SOLE |
| 14040H105 | COF | CAPITAL ONE FINL CORP | $499,989 | 0.09% | 2,063 | Common | SOLE |
| 194162103 | CL | COLGATE PALMOLIVE CO | $468,589 | 0.09% | 5,930 | Common | SOLE |
| 231561101 | CW | CURTISS WRIGHT CORP | $463,067 | 0.08% | 840 | Common | SOLE |
| 075887109 | BDX | BECTON DICKINSON & CO | $458,587 | 0.08% | 2,363 | Common | SOLE |
| 375558103 | GILD | GILEAD SCIENCES INC | $458,066 | 0.08% | 3,732 | Common | SOLE |
| 192446102 | CTSH | COGNIZANT TECHNOLOGY SOLUTIONS | $448,698 | 0.08% | 5,406 | Common | SOLE |
| 30161N101 | EXC | EXELON CORP | $445,795 | 0.08% | 10,227 | Common | SOLE |
| 88160R101 | TSLA | TESLA INC | $423,636 | 0.08% | 942 | Common | SOLE |
| 842587107 | SO | SOUTHERN CO | $419,432 | 0.08% | 4,810 | Common | SOLE |
| 09260D107 | BX | BLACKSTONE INC | $418,798 | 0.08% | 2,717 | Common | SOLE |
| 464287408 | IVE | ISHARES TR | $415,445 | 0.08% | 1,959 | Common | SOLE |
| 33939L605 | TDTF | FLEXSHARES TR | $406,686 | 0.07% | 16,970 | Common | SOLE |
| 911312106 | UPS | UNITED PARCEL SERVICE INC | $401,125 | 0.07% | 4,044 | Common | SOLE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX FDS | $397,555 | 0.07% | 7,395 | Common | SOLE |
| 539830109 | LMT | LOCKHEED MARTIN CORP | $392,256 | 0.07% | 811 | Common | SOLE |
| 922908363 | VOO | VANGUARD INDEX FDS | $353,701 | 0.06% | 564 | Common | SOLE |
| 81369Y506 | XLE | SELECT SECTOR SPDR TR | $353,656 | 0.06% | 7,910 | Common | SOLE |
| 172967424 | C | CITIGROUP INC | $352,404 | 0.06% | 3,020 | Common | SOLE |
| 90470L550 | MGMT | UNIFIED SER TR | $346,839 | 0.06% | 7,824 | Common | SOLE |
| 12572Q105 | CME | CME GROUP INC | $338,346 | 0.06% | 1,239 | Common | SOLE |
| 20825C104 | COP | CONOCOPHILLIPS | $325,856 | 0.06% | 3,481 | Common | SOLE |
| H1467J104 | CB | CHUBB LIMITED | $324,293 | 0.06% | 1,039 | Common | SOLE |
| 464287705 | IJJ | ISHARES TR | $318,053 | 0.06% | 2,417 | Common | SOLE |
| 98978V103 | ZTS | ZOETIS INC | $317,821 | 0.06% | 2,526 | Common | SOLE |
| 291011104 | EMR | EMERSON ELEC CO | $315,874 | 0.06% | 2,380 | Common | SOLE |
| 609207105 | MDLZ | MONDELEZ INTL INC | $311,999 | 0.06% | 5,796 | Common | SOLE |
| 78409V104 | SPGI | S&P GLOBAL INC | $311,986 | 0.06% | 597 | Common | SOLE |
| 91913Y100 | VLO | VALERO ENERGY CORP | $308,324 | 0.06% | 1,894 | Common | SOLE |
| G5960L103 | MDT | MEDTRONIC PLC | $288,276 | 0.05% | 3,001 | Common | SOLE |
| 718546104 | PSX | PHILLIPS 66 | $282,727 | 0.05% | 2,191 | Common | SOLE |
| 872540109 | TJX | TJX COS INC NEW | $281,567 | 0.05% | 1,833 | Common | SOLE |
| 494368103 | KMB | KIMBERLY-CLARK CORP | $274,925 | 0.05% | 2,725 | Common | SOLE |
| 464287606 | IJK | ISHARES TR | $271,070 | 0.05% | 2,798 | Common | SOLE |
| 56585A102 | MPC | MARATHON PETE CORP | $268,014 | 0.05% | 1,648 | Common | SOLE |
| 871829107 | SYY | SYSCO CORP | $265,726 | 0.05% | 3,606 | Common | SOLE |
| 806857108 | SLB | SLB LIMITED | $262,289 | 0.05% | 6,834 | Common | SOLE |
| 501044101 | KR | KROGER CO | $259,979 | 0.05% | 4,161 | Common | SOLE |
| 824348106 | SHW | SHERWIN WILLIAMS CO | $259,224 | 0.05% | 800 | Common | SOLE |
| 370334104 | GIS | GENERAL MLS INC | $256,866 | 0.05% | 5,524 | Common | SOLE |
| 921910840 | MGV | VANGUARD WORLD FD | $256,770 | 0.05% | 1,819 | Common | SOLE |
| 110122108 | BMY | BRISTOL-MYERS SQUIBB CO | $255,730 | 0.05% | 4,741 | Common | SOLE |
| 464287846 | IYY | ISHARES TR | $239,761 | 0.04% | 1,446 | Common | SOLE |
| 37637Q105 | GBCI | GLACIER BANCORP INC NEW | $239,500 | 0.04% | 5,437 | Common | SOLE |
| 125896100 | CMS | CMS ENERGY CORP | $237,762 | 0.04% | 3,400 | Common | SOLE |
| 126650100 | CVS | CVS HEALTH CORP | $232,684 | 0.04% | 2,932 | Common | SOLE |
| 833034101 | SNA | SNAP ON INC | $224,679 | 0.04% | 652 | Common | SOLE |
| 126408103 | CSX | CSX CORP | $224,243 | 0.04% | 6,186 | Common | SOLE |
| 337738108 | FISV | FISERV INC | $221,325 | 0.04% | 3,295 | Common | SOLE |
| 92206C680 | VONG | VANGUARD SCOTTSDALE FDS | $219,515 | 0.04% | 1,803 | Common | SOLE |
| 879360105 | TDY | TELEDYNE TECHNOLOGIES INC | $218,592 | 0.04% | 428 | Common | SOLE |
| 595112103 | MU | MICRON TECHNOLOGY INC | $217,768 | 0.04% | 763 | Common | SOLE |
| 00206R102 | T | AT&T INC | $217,027 | 0.04% | 8,737 | Common | SOLE |
| 254687106 | DIS | DISNEY WALT CO | $216,618 | 0.04% | 1,904 | Common | SOLE |
| 464288414 | MUB | ISHARES TR | $214,220 | 0.04% | 2,000 | Common | SOLE |
| 682680103 | OKE | ONEOK INC NEW | $206,021 | 0.04% | 2,803 | Common | SOLE |
| 03073E105 | COR | CENCORA INC | $205,690 | 0.04% | 609 | Common | SOLE |
| 92204A504 | VHT | VANGUARD WORLD FD | $201,495 | 0.04% | 700 | Common | SOLE |
| 67073B106 | JPC | NUVEEN PFD & INCOME OPPORTUNIT | $110,766 | 0.02% | 13,658 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.