Q4 2024 · 13F-HR
ARROW FINANCIAL CORP (AROW)holdings as filed
Filed 2025-02-14 · accession 0000717538-25-000018
$1.05B
Reported value
167
Positions
2024-12-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 922908363 | VOO | VANGUARD S&P 500 ETF | $116.7M | 11.1% | 216,555 | Common | SOLE |
| 46090E103 | QQQ | INVESCO QQQ TRUST SERIES 1 | $80.0M | 7.59% | 156,458 | Common | SOLE |
| 042744102 | AROW | ARROW FINANCIAL CORPORATION | $54.5M | 5.18% | 1,899,569 | Common | SOLE |
| 464287507 | IJH | ISHARES CORE S&P MID-CAP ETF | $54.0M | 5.12% | 866,369 | Common | SOLE |
| 464287804 | IJR | ISHARES CORE S&P SMALL-CAP ETF | $44.3M | 4.21% | 384,741 | Common | SOLE |
| 78464A508 | SPYV | SPDR PORTFOLIO S&P 500 VALUE ETF | $40.5M | 3.84% | 791,546 | Common | SOLE |
| 46435U168 | IBHE | ISHARES IBONDS 2025 H/Y INC ETF | $34.3M | 3.26% | 1,479,655 | Common | SOLE |
| 46435G326 | IDEV | ISHARES CORE MSCI DEV MKTS ETF | $29.4M | 2.79% | 455,327 | Common | SOLE |
| 922908629 | VO | VANGUARD MID-CAP ETF | $29.3M | 2.78% | 110,986 | Common | SOLE |
| 037833100 | AAPL | APPLE INC | $28.8M | 2.74% | 115,147 | Common | SOLE |
| 594918104 | MSFT | MICROSOFT CORP | $24.4M | 2.31% | 57,791 | Common | SOLE |
| 67066G104 | NVDA | NVIDIA CORP | $24.3M | 2.31% | 181,237 | Common | SOLE |
| 02079K305 | GOOGL | ALPHABET INC CL A | $16.3M | 1.54% | 85,969 | Common | SOLE |
| 46436E312 | IBDX | ISHARES IBONDS DEC 2032 TC ETF | $14.7M | 1.40% | 599,943 | Common | SOLE |
| 46436E130 | IBDY | ISHARES IBONDS DEC 2033 CORP | $14.4M | 1.36% | 572,653 | Common | SOLE |
| 023135106 | AMZN | AMAZON.COM INC | $14.3M | 1.36% | 65,254 | Common | SOLE |
| 46436E486 | IBDW | ISHARES IBONDS DEC 2031 TERM CORP | $14.3M | 1.36% | 702,409 | Common | SOLE |
| 46436E726 | IBDV | ISHARES IBONDS DEC 2030 TERM CORP | $14.3M | 1.35% | 667,244 | Common | SOLE |
| 46436E205 | IBDU | ISHARES IBONDS DEC 2029 TERM CORP | $14.1M | 1.34% | 620,143 | Common | SOLE |
| 46435GAA0 | IBDR | ISHARES IBONDS DEC 2026 TERM CORP | $14.1M | 1.34% | 585,057 | Common | SOLE |
| 46435U515 | IBDT | ISHARES IBONDS DEC 2028 TERM CORP | $14.0M | 1.33% | 563,736 | Common | SOLE |
| 46435UAA9 | IBDS | ISHARES IBONDS DEC 2027 TERM CORP | $13.9M | 1.32% | 579,725 | Common | SOLE |
| 46434VBD1 | IBDQ | ISHARES IBONDS DEC 2025 TERM CORP | $13.9M | 1.32% | 553,062 | Common | SOLE |
| 922908751 | VB | VANGUARD SMALL-CAP ETF | $12.3M | 1.16% | 51,047 | Common | SOLE |
| 46625H100 | JPM | JP MORGAN CHASE & CO | $9.5M | 0.90% | 39,656 | Common | SOLE |
| 79466L302 | CRM | SALESFORCE INC | $8.8M | 0.83% | 26,223 | Common | SOLE |
| 437076102 | HD | HOME DEPOT INC | $8.3M | 0.79% | 21,369 | Common | SOLE |
| 464288653 | TLH | ISHARES 10-20 YEAR TREASURY BOND ETF | $8.1M | 0.77% | 81,467 | Common | SOLE |
| 78464A888 | XHB | SPDR S&P HOMEBUILDERS ETF | $8.0M | 0.76% | 76,173 | Common | SOLE |
| 30303M102 | META | META PLATFORMS INC CL A | $7.9M | 0.75% | 13,480 | Common | SOLE |
| 68389X105 | ORCL | ORACLE CORPORATION | $7.8M | 0.74% | 47,063 | Common | SOLE |
| 532457108 | LLY | LILLY ELI & CO | $6.6M | 0.63% | 8,569 | Common | SOLE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC-CL B | $6.6M | 0.62% | 14,459 | Common | SOLE |
| 464287226 | AGG | ISHARES CORE U.S. AGGREGATE | $6.5M | 0.62% | 67,236 | Common | SOLE |
| 92826C839 | V | VISA INC CL A | $6.2M | 0.59% | 19,621 | Common | SOLE |
| 09290D101 | BLK | BLACKROCK INC | $5.9M | 0.56% | 5,781 | Common | SOLE |
| 92206C409 | VCSH | VANGUARD SHORT TERM CORP BOND ETF | $5.8M | 0.55% | 74,421 | Common | SOLE |
| 931142103 | WMT | WALMART INC | $5.5M | 0.53% | 61,402 | Common | SOLE |
| 060505104 | BAC | BANK OF AMERICA CORP | $5.4M | 0.51% | 122,054 | Common | SOLE |
| 742718109 | PG | PROCTER & GAMBLE CO | $5.3M | 0.51% | 31,733 | Common | SOLE |
| 032095101 | APH | AMPHENOL CORP CL A | $5.2M | 0.49% | 75,019 | Common | SOLE |
| 81369Y860 | XLRE | REAL ESTATE SELECT SECTOR SPDR FUND | $5.2M | 0.49% | 126,879 | Common | SOLE |
| 149123101 | CAT | CATERPILLAR INC | $5.0M | 0.47% | 13,713 | Common | SOLE |
| 863667101 | SYK | STRYKER CORPORATION | $4.9M | 0.46% | 13,488 | Common | SOLE |
| 464288323 | NYF | ISHARES NEW YORK MUNI BOND ETF | $4.8M | 0.46% | 90,283 | Common | SOLE |
| 00724F101 | ADBE | ADOBE INC | $4.7M | 0.45% | 10,669 | Common | SOLE |
| 22160K105 | COST | COSTCO WHOLESALE CORP | $4.7M | 0.45% | 5,130 | Common | SOLE |
| 64110L106 | NFLX | NETFLIX INC | $4.7M | 0.45% | 5,262 | Common | SOLE |
| 45866F104 | ICE | INTERCONTINENTAL EXCHANGE GROUP, INC | $4.6M | 0.44% | 31,037 | Common | SOLE |
| 30231G102 | XOM | EXXON MOBIL CORP | $4.4M | 0.42% | 41,064 | Common | SOLE |
| 438516106 | HON | HONEYWELL INTERNATIONAL INC | $4.4M | 0.42% | 19,435 | Common | SOLE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $4.4M | 0.42% | 30,265 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF TRUST | $4.3M | 0.41% | 7,351 | Common | SOLE |
| 883556102 | TMO | THERMO FISHER SCIENTIFIC INC | $4.2M | 0.40% | 8,104 | Common | SOLE |
| 573874104 | MRVL | MARVELL TECHNOLOGY INC | $4.2M | 0.40% | 38,158 | Common | SOLE |
| 969457100 | WMB | WILLIAMS COS INC | $4.1M | 0.39% | 76,601 | Common | SOLE |
| 872540109 | TJX | TJX COS INC | $4.1M | 0.39% | 33,704 | Common | SOLE |
| 031162100 | AMGN | AMGEN INC | $4.1M | 0.39% | 15,597 | Common | SOLE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $3.8M | 0.36% | 7,576 | Common | SOLE |
| 002824100 | ABT | ABBOTT LABS | $3.7M | 0.35% | 32,675 | Common | SOLE |
| 574599106 | MAS | MASCO CORP | $3.6M | 0.35% | 50,200 | Common | SOLE |
| 617446448 | MS | MORGAN STANLEY | $3.6M | 0.34% | 28,729 | Common | SOLE |
| 88160R101 | TSLA | TESLA INC | $3.5M | 0.33% | 8,645 | Common | SOLE |
| 254687106 | DIS | DISNEY WALT CO NEW | $3.4M | 0.32% | 30,563 | Common | SOLE |
| 580135101 | MCD | MCDONALDS CORP | $3.3M | 0.32% | 11,480 | Common | SOLE |
| 17275R102 | CSCO | CISCO SYSTEMS INC | $3.2M | 0.31% | 54,592 | Common | SOLE |
| 45687V106 | IR | INGERSOLL-RAND INC | $2.9M | 0.28% | 32,343 | Common | SOLE |
| 81369Y803 | XLK | TECHNOLOGY SELECT SECTOR SPDR FUND | $2.9M | 0.27% | 12,428 | Common | SOLE |
| 235851102 | DHR | DANAHER CORP | $2.7M | 0.26% | 11,827 | Common | SOLE |
| 713448108 | PEP | PEPSICO INC | $2.7M | 0.25% | 17,437 | Common | SOLE |
| 872590104 | TMUS | T-MOBILE US INC | $2.5M | 0.24% | 11,437 | Common | SOLE |
| 02079K107 | GOOG | ALPHABET INC CL C | $2.4M | 0.23% | 12,451 | Common | SOLE |
| 92532F100 | VRTX | VERTEX PHARMACEUTICALS INC | $2.3M | 0.21% | 5,605 | Common | SOLE |
| 89417E109 | TRV | TRAVELERS COMPANIES INC | $2.2M | 0.21% | 9,196 | Common | SOLE |
| 253868103 | DLR | DIGITAL REALTY TRUST INC REIT | $2.2M | 0.21% | 12,300 | Common | SOLE |
| 166764100 | CVX | CHEVRON CORPORATION | $2.2M | 0.21% | 14,926 | Common | SOLE |
| 880770102 | TER | TERADYNE INC | $2.1M | 0.20% | 16,846 | Common | SOLE |
| 697435105 | PANW | PALO ALTO NETWORKS INC | $2.1M | 0.20% | 11,499 | Common | SOLE |
| 72201R833 | MINT | PIMCO ENHANCED SHORT MATURITY ETF | $2.1M | 0.20% | 20,578 | Common | SOLE |
| 57636Q104 | MA | MASTERCARD INC CL A | $2.0M | 0.19% | 3,827 | Common | SOLE |
| 191216100 | KO | COCA COLA CO | $2.0M | 0.19% | 32,319 | Common | SOLE |
| 907818108 | UNP | UNION PAC CORP | $2.0M | 0.19% | 8,797 | Common | SOLE |
| 38141G104 | GS | GOLDMAN SACHS GROUP INC | $1.7M | 0.16% | 3,017 | Common | SOLE |
| 46436E528 | IBHF | ISHARES IBONDS 2026 TERM HIGH YIELD AND INC | $1.7M | 0.16% | 74,460 | Common | SOLE |
| 369550108 | GD | GENERAL DYNAMICS CORP | $1.7M | 0.16% | 6,520 | Common | SOLE |
| 231021106 | CMI | CUMMINS INC | $1.7M | 0.16% | 4,862 | Common | SOLE |
| 921937835 | BND | VANGUARD TOTAL BOND MARKET ETF | $1.7M | 0.16% | 23,353 | Common | SOLE |
| 94106L109 | WM | WASTE MANAGEMENT INC | $1.7M | 0.16% | 8,299 | Common | SOLE |
| 20825C104 | COP | CONOCOPHILLIPS | $1.5M | 0.15% | 15,435 | Common | SOLE |
| 526057104 | LEN | LENNAR CORP CL A | $1.5M | 0.15% | 11,205 | Common | SOLE |
| 871829107 | SYY | SYSCO CORP | $1.5M | 0.14% | 19,727 | Common | SOLE |
| 81369Y605 | XLF | FINANCIAL SELECT SECTOR SPDR FUND | $1.5M | 0.14% | 30,733 | Common | SOLE |
| 46438G653 | IBDZ | ISHARES IBONDS DEC 2034 TM CORP | $1.5M | 0.14% | 57,421 | Common | SOLE |
| 81369Y100 | XLB | MATERIALS SELECT SECTOR SPDR FUND | $1.3M | 0.13% | 15,784 | Common | SOLE |
| 988498101 | YUM | YUM BRANDS INC | $1.3M | 0.12% | 9,579 | Common | SOLE |
| 74762E102 | QURE | QUANTA SERVICES INC | $1.3M | 0.12% | 4,015 | Common | SOLE |
| 464288414 | MUB | ISHARES NATIONAL MUNI BOND ETF | $1.3M | 0.12% | 11,733 | Common | SOLE |
| 81369Y886 | XLU | UTILITIES SELECT SECTOR SPDR FUND | $1.2M | 0.12% | 16,434 | Common | SOLE |
| 030420103 | AWK | AMERICAN WATER WORKS CO INC | $1.2M | 0.12% | 9,895 | Common | SOLE |
| 14040H105 | COF | CAPITAL ONE FINANCIAL CORP | $1.2M | 0.12% | 6,810 | Common | SOLE |
| 81369Y209 | XLV | HEALTH CARE SELECT SECTOR SPDR FUND | $1.2M | 0.11% | 8,748 | Common | SOLE |
| 548661107 | LOW | LOWES COS INC | $1.2M | 0.11% | 4,864 | Common | SOLE |
| 459200101 | IBM | INTL. BUSINESS MACHINES CORP | $1.2M | 0.11% | 5,270 | Common | SOLE |
| 00287Y109 | ABBV | ABBVIE INC | $1.1M | 0.10% | 5,977 | Common | SOLE |
| 65339F101 | NEE | NEXTERA ENERGY INC | $1.0M | 0.10% | 14,627 | Common | SOLE |
| 278865100 | ECL | ECOLAB INC | $1.0M | 0.10% | 4,363 | Common | SOLE |
| 81369Y407 | XLY | CONS DISC SELECT SECTOR SPDR FUND | $1.0M | 0.10% | 4,518 | Common | SOLE |
| 58933Y105 | MRK | MERCK & CO INC | $1.0M | 0.10% | 10,121 | Common | SOLE |
| 81369Y704 | XLI | INDUSTRIAL SELECT SECTOR SPDR FUND | $963,693 | 0.09% | 7,314 | Common | SOLE |
| 824348106 | SHW | SHERWIN WILLIAMS CO | $919,511 | 0.09% | 2,705 | Common | SOLE |
| 75513E101 | RTX | RTX CORPORATION | $869,404 | 0.08% | 7,513 | Common | SOLE |
| 053015103 | ADP | AUTOMATIC DATA PROCESSING INC | $845,405 | 0.08% | 2,888 | Common | SOLE |
| 009158106 | APD | AIR PRODUCTS & CHEMICALS INC | $840,826 | 0.08% | 2,899 | Common | SOLE |
| 25746U109 | D | DOMINION ENERGY INC | $835,154 | 0.08% | 15,506 | Common | SOLE |
| 842587107 | SO | SOUTHERN COMPANY | $819,907 | 0.08% | 9,960 | Common | SOLE |
| 025816109 | AXP | AMERICAN EXPRESS CO | $800,740 | 0.08% | 2,698 | Common | SOLE |
| 277432100 | EMN | EASTMAN CHEMICAL CO | $746,541 | 0.07% | 8,175 | Common | SOLE |
| 81369Y852 | XLC | COMM. SERV. SELECT SECTOR SPDR FUND | $722,977 | 0.07% | 7,468 | Common | SOLE |
| N53745100 | LYB | LYONDELLBASELL INDUSTRIES NV | $712,250 | 0.07% | 9,590 | Common | SOLE |
| 194162103 | CL | COLGATE PALMOLIVE CO | $705,189 | 0.07% | 7,757 | Common | SOLE |
| 882508104 | TXN | TEXAS INSTRUMENTS INC | $687,787 | 0.07% | 3,668 | Common | SOLE |
| 88579Y101 | MMM | 3M CO | $610,596 | 0.06% | 4,730 | Common | SOLE |
| 46435G243 | SUSB | ISHARES ESG AWARE 1-5 YEAR USD ETF | $606,262 | 0.06% | 24,545 | Common | SOLE |
| 427866108 | HSY | THE HERSHEY COMPANY | $590,693 | 0.06% | 3,488 | Common | SOLE |
| 922908553 | VNQ | VANGUARD REAL ESTATE ETF | $586,057 | 0.06% | 6,579 | Common | SOLE |
| 74460D109 | PSA | PUBLIC STORAGE INC REIT | $568,936 | 0.05% | 1,900 | Common | SOLE |
| 369604301 | GE | GE AEROSPACE | $531,059 | 0.05% | 3,184 | Common | SOLE |
| 833445109 | SNOW | SNOWFLAKE INC CL A | $523,914 | 0.05% | 3,393 | Common | SOLE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS | $506,873 | 0.05% | 12,675 | Common | SOLE |
| 291011104 | EMR | EMERSON ELEC CO | $500,802 | 0.05% | 4,041 | Common | SOLE |
| 929160109 | VMC | VULCAN MATERIALS CO | $473,818 | 0.04% | 1,842 | Common | SOLE |
| 461202103 | INTU | INTUIT INC | $471,375 | 0.04% | 750 | Common | SHARED |
| 81369Y308 | XLP | CONS STAPLES SELECT SECT SPDR FUND | $464,349 | 0.04% | 5,907 | Common | SOLE |
| 337738108 | FISV | FISERV INC | $462,195 | 0.04% | 2,250 | Common | SOLE |
| 03027X100 | AMT | AMERICAN TOWER CORP REIT | $453,390 | 0.04% | 2,472 | Common | SOLE |
| 78463V107 | GLD | SPDR GOLD TRUST | $436,318 | 0.04% | 1,802 | Common | SOLE |
| 110122108 | BMY | BRISTOL MYERS SQUIBB CO | $433,702 | 0.04% | 7,668 | Common | SOLE |
| 81369Y506 | XLE | ENERGY SELECT SECTOR SPDR FUND | $428,471 | 0.04% | 5,002 | Common | SOLE |
| 78464A409 | SPYG | SPDR PORTFOLIO S&P 500 GROWTH ETF | $425,612 | 0.04% | 4,842 | Common | SOLE |
| 949746101 | WMT2 | WELLS FARGO & CO | $420,246 | 0.04% | 5,983 | Common | SOLE |
| 855244109 | SBUX | STARBUCKS CORP | $419,294 | 0.04% | 4,595 | Common | SOLE |
| 922908769 | VTI | VANGUARD TOTAL STOCK MARKET ETF | $399,358 | 0.04% | 1,378 | Common | SOLE |
| 704326107 | PAYX | PAYCHEX INC | $395,141 | 0.04% | 2,818 | Common | SOLE |
| 718172109 | PM | PHILIP MORRIS INTERNATIONAL | $388,731 | 0.04% | 3,230 | Common | SOLE |
| 464287499 | IWR | ISHARES RUSSELL MIDCAP ETF | $368,274 | 0.03% | 4,166 | Common | SOLE |
| 14448C104 | CARR | CARRIER GLOBAL CORP | $366,898 | 0.03% | 5,375 | Common | SOLE |
| 464288646 | IGSB | ISHARES 1-5Y INV GRADE CORP ETF | $341,582 | 0.03% | 6,607 | Common | SOLE |
| 717081103 | PFE | PFIZER INC | $328,176 | 0.03% | 12,370 | Common | SOLE |
| 165303108 | CPK | CHESAPEAKE UTILITIES CORP | $300,948 | 0.03% | 2,480 | Common | SOLE |
| 038222105 | AMAT | APPLIED MATERIALS INC | $274,032 | 0.03% | 1,685 | Common | SOLE |
| 74144T108 | TROW | T ROWE PRICE GROUP INC | $271,190 | 0.03% | 2,398 | Common | SOLE |
| 464287457 | SHY | ISHARES BARCLAYS 1-3 YEAR TR ETF | $264,467 | 0.03% | 3,226 | Common | SOLE |
| 36828A101 | GEV | GE VERNOVA LLC | $263,802 | 0.03% | 802 | Common | SOLE |
| 02209S103 | MO | ALTRIA GROUP INC | $261,189 | 0.02% | 4,995 | Common | SOLE |
| 70450Y103 | PYPL | PAYPAL HOLDINGS INC | $254,514 | 0.02% | 2,982 | Common | SOLE |
| 256746108 | DLTR | DOLLAR TREE INC | $252,997 | 0.02% | 3,376 | Common | SOLE |
| 21036P108 | STZ | CONSTELLATION BRANDS INC CL A | $251,940 | 0.02% | 1,140 | Common | SOLE |
| 46435U259 | IBMO | ISHARES IBONDS DEC 2026 MUNI ETF | $240,622 | 0.02% | 9,451 | Common | SOLE |
| 46435U432 | — | ISHARES IBONDS DEC 2025 MUNI ETF | $239,695 | 0.02% | 9,006 | Common | SOLE |
| 46435U283 | IBMP | ISHARES IBONDS DEC 2027 MUNI ETF | $239,257 | 0.02% | 9,517 | Common | SOLE |
| 46435U325 | IBMQ | ISHARES IBONDS DEC 2028 TERM MUNI | $237,901 | 0.02% | 9,448 | Common | SOLE |
| 00206R102 | T | AT&T INC | $217,249 | 0.02% | 9,541 | Common | SOLE |
| 78464A763 | SDY | SPDR S&P DIVIDEND ETF | $216,908 | 0.02% | 1,642 | Common | SOLE |
| 67092P607 | NUSC | NUVEEN ESG SMALL-CAP ETF | $215,693 | 0.02% | 5,150 | Common | SOLE |
| 922908736 | VUG | VANGUARD GROWTH ETF | $211,787 | 0.02% | 516 | Common | SOLE |
| G29183103 | ETN | EATON CORP PLC | $200,781 | 0.02% | 605 | Common | SOLE |
| 345370860 | F | FORD MOTOR CO DEL | $103,950 | 0.01% | 10,500 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.