Q1 2025 · 13F-HR
ARROW FINANCIAL CORP (AROW)holdings as filed
Filed 2025-05-05 · accession 0000717538-25-000052
$894.5M
Reported value
155
Positions
2025-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 922908363 | VOO | VANGUARD S&P 500 ETF | $111.6M | 12.5% | 217,197 | Common | SOLE |
| 46090E103 | QQQ | INVESCO QQQ TRUST SERIES 1 | $74.2M | 8.29% | 158,151 | Common | SOLE |
| 464287507 | IJH | ISHARES CORE S&P MID-CAP ETF | $50.5M | 5.65% | 866,247 | Common | SOLE |
| 042744102 | AROW | ARROW FINANCIAL CORPORATION | $49.6M | 5.55% | 1,887,250 | Common | SOLE |
| 78464A508 | SPYV | SPDR PORTFOLIO S&P 500 VALUE ETF | $40.6M | 4.54% | 795,847 | Common | SOLE |
| 464287804 | IJR | ISHARES CORE S&P SMALL-CAP ETF | $40.1M | 4.49% | 383,938 | Common | SOLE |
| 46435G326 | IDEV | ISHARES CORE MSCI DEV MKTS ETF | $31.2M | 3.49% | 453,166 | Common | SOLE |
| 46435U168 | IBHE | ISHARES IBONDS 2025 H/Y INC ETF | $29.1M | 3.25% | 1,250,775 | Common | SOLE |
| 922908629 | VO | VANGUARD MID-CAP ETF | $28.1M | 3.14% | 108,765 | Common | SOLE |
| 037833100 | AAPL | APPLE INC | $16.1M | 1.80% | 72,599 | Common | SOLE |
| 46436E312 | IBDX | ISHARES IBONDS DEC 2032 TC ETF | $14.9M | 1.67% | 597,191 | Common | SOLE |
| 46436E130 | IBDY | ISHARES IBONDS DEC 2033 CORP | $14.6M | 1.63% | 570,865 | Common | SOLE |
| 46436E486 | IBDW | ISHARES IBONDS DEC 2031 TERM CORP | $14.5M | 1.62% | 699,516 | Common | SOLE |
| 46436E726 | IBDV | ISHARES IBONDS DEC 2030 TERM CORP | $14.4M | 1.61% | 664,224 | Common | SOLE |
| 46436E205 | IBDU | ISHARES IBONDS DEC 2029 TERM CORP | $14.4M | 1.61% | 622,702 | Common | SOLE |
| 46435U515 | IBDT | ISHARES IBONDS DEC 2028 TERM CORP | $14.3M | 1.60% | 566,467 | Common | SOLE |
| 46435GAA0 | IBDR | ISHARES IBONDS DEC 2026 TERM CORP | $14.1M | 1.57% | 580,936 | Common | SOLE |
| 594918104 | MSFT | MICROSOFT CORP | $14.0M | 1.56% | 37,272 | Common | SOLE |
| 46435UAA9 | IBDS | ISHARES IBONDS DEC 2027 TERM CORP | $14.0M | 1.56% | 578,531 | Common | SOLE |
| 46434VBD1 | IBDQ | ISHARES IBONDS DEC 2025 TERM CORP | $13.6M | 1.52% | 542,074 | Common | SOLE |
| 922908751 | VB | VANGUARD SMALL-CAP ETF | $11.3M | 1.26% | 50,745 | Common | SOLE |
| 67066G104 | NVDA | NVIDIA CORP | $11.2M | 1.25% | 103,378 | Common | SOLE |
| 02079K305 | GOOGL | ALPHABET INC CL A | $9.0M | 1.00% | 57,924 | Common | SOLE |
| 46436E528 | IBHF | ISHARES IBONDS 2026 TERM HIGH YIELD AND INC | $7.8M | 0.87% | 334,879 | Common | SOLE |
| 78464A888 | XHB | SPDR S&P HOMEBUILDERS ETF | $7.7M | 0.86% | 79,376 | Common | SOLE |
| 023135106 | AMZN | AMAZON.COM INC | $7.5M | 0.84% | 39,421 | Common | SOLE |
| 464288653 | TLH | ISHARES 10-20 YEAR TREASURY BOND ETF | $7.5M | 0.84% | 72,073 | Common | SOLE |
| 464287226 | AGG | ISHARES CORE U.S. AGGREGATE | $6.7M | 0.74% | 67,236 | Common | SOLE |
| 46625H100 | JPM | JP MORGAN CHASE & CO | $6.6M | 0.74% | 26,915 | Common | SOLE |
| 92206C409 | VCSH | VANGUARD SHORT TERM CORP BOND ETF | $5.8M | 0.65% | 74,016 | Common | SOLE |
| 81369Y860 | XLRE | REAL ESTATE SELECT SECTOR SPDR FUND | $5.4M | 0.60% | 128,558 | Common | SOLE |
| 68389X105 | ORCL | ORACLE CORPORATION | $5.0M | 0.56% | 35,776 | Common | SOLE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC-CL B | $5.0M | 0.55% | 9,302 | Common | SOLE |
| 437076102 | HD | HOME DEPOT INC | $4.9M | 0.55% | 13,486 | Common | SOLE |
| 92826C839 | V | VISA INC CL A | $4.8M | 0.54% | 13,738 | Common | SOLE |
| 464288323 | NYF | ISHARES NEW YORK MUNI BOND ETF | $4.7M | 0.52% | 88,704 | Common | SOLE |
| 30303M102 | META | META PLATFORMS INC CL A | $4.5M | 0.51% | 7,890 | Common | SOLE |
| 79466L302 | CRM | SALESFORCE INC | $4.4M | 0.49% | 16,230 | Common | SOLE |
| 532457108 | LLY | LILLY ELI & CO | $4.2M | 0.47% | 5,141 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF TRUST | $4.1M | 0.46% | 7,326 | Common | SOLE |
| 30231G102 | XOM | EXXON MOBIL CORP | $3.9M | 0.43% | 32,705 | Common | SOLE |
| 46438G653 | IBDZ | ISHARES IBONDS DEC 2034 TM CORP | $3.8M | 0.43% | 148,400 | Common | SOLE |
| 22160K105 | COST | COSTCO WHOLESALE CORP | $3.5M | 0.39% | 3,700 | Common | SOLE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $3.4M | 0.38% | 20,608 | Common | SOLE |
| 863667101 | SYK | STRYKER CORPORATION | $3.4M | 0.38% | 9,063 | Common | SOLE |
| 031162100 | AMGN | AMGEN INC | $3.4M | 0.38% | 10,822 | Common | SOLE |
| 09290D101 | BLK | BLACKROCK INC | $3.4M | 0.38% | 3,562 | Common | SOLE |
| 45866F104 | ICE | INTERCONTINENTAL EXCHANGE GROUP, INC | $3.4M | 0.38% | 19,519 | Common | SOLE |
| 17275R102 | CSCO | CISCO SYSTEMS INC | $3.3M | 0.37% | 53,862 | Common | SOLE |
| 742718109 | PG | PROCTER & GAMBLE CO | $3.3M | 0.37% | 19,261 | Common | SOLE |
| 64110L106 | NFLX | NETFLIX INC | $3.3M | 0.37% | 3,511 | Common | SOLE |
| 032095101 | APH | AMPHENOL CORP CL A | $3.2M | 0.36% | 48,648 | Common | SOLE |
| 872590104 | TMUS | T-MOBILE US INC | $3.0M | 0.34% | 11,391 | Common | SOLE |
| 931142103 | WMT | WALMART INC | $2.9M | 0.32% | 32,888 | Common | SOLE |
| 872540109 | TJX | TJX COS INC | $2.8M | 0.31% | 23,015 | Common | SOLE |
| 580135101 | MCD | MCDONALDS CORP | $2.8M | 0.31% | 8,894 | Common | SOLE |
| 060505104 | BAC | BANK OF AMERICA CORP | $2.8M | 0.31% | 66,144 | Common | SOLE |
| 002824100 | ABT | ABBOTT LABS | $2.6M | 0.29% | 19,482 | Common | SOLE |
| 969457100 | WMB | WILLIAMS COS INC | $2.5M | 0.28% | 41,843 | Common | SOLE |
| 883556102 | TMO | THERMO FISHER SCIENTIFIC INC | $2.4M | 0.27% | 4,869 | Common | SOLE |
| 149123101 | CAT | CATERPILLAR INC | $2.4M | 0.27% | 7,337 | Common | SOLE |
| 89417E109 | TRV | TRAVELERS COMPANIES INC | $2.4M | 0.27% | 9,117 | Common | SOLE |
| 00724F101 | ADBE | ADOBE INC | $2.4M | 0.27% | 6,256 | Common | SOLE |
| 254687106 | DIS | DISNEY WALT CO NEW | $2.4M | 0.27% | 24,214 | Common | SOLE |
| 191216100 | KO | COCA COLA CO | $2.3M | 0.26% | 32,273 | Common | SOLE |
| 91324P102 | UNH | UNITEDHEALTH GROUP INC | $2.3M | 0.25% | 4,326 | Common | SOLE |
| 438516106 | HON | HONEYWELL INTERNATIONAL INC | $2.2M | 0.24% | 10,325 | Common | SOLE |
| 57636Q104 | MA | MASTERCARD INC CL A | $2.1M | 0.23% | 3,772 | Common | SOLE |
| 907818108 | UNP | UNION PAC CORP | $2.1M | 0.23% | 8,721 | Common | SOLE |
| 617446448 | MS | MORGAN STANLEY | $2.0M | 0.23% | 17,258 | Common | SOLE |
| 02079K107 | GOOG | ALPHABET INC CL C | $1.9M | 0.21% | 12,042 | Common | SOLE |
| 72201R833 | MINT | PIMCO ENHANCED SHORT MATURITY ETF | $1.8M | 0.21% | 18,379 | Common | SOLE |
| 81369Y803 | XLK | TECHNOLOGY SELECT SECTOR SPDR FUND | $1.8M | 0.21% | 8,956 | Common | SOLE |
| 369550108 | GD | GENERAL DYNAMICS CORP | $1.8M | 0.20% | 6,517 | Common | SOLE |
| 921937835 | BND | VANGUARD TOTAL BOND MARKET ETF | $1.7M | 0.19% | 23,393 | Common | SOLE |
| 697435105 | PANW | PALO ALTO NETWORKS INC | $1.7M | 0.19% | 10,010 | Common | SOLE |
| 235851102 | DHR | DANAHER CORP | $1.6M | 0.18% | 8,012 | Common | SOLE |
| 92532F100 | VRTX | VERTEX PHARMACEUTICALS INC | $1.6M | 0.18% | 3,385 | Common | SOLE |
| 20825C104 | COP | CONOCOPHILLIPS | $1.6M | 0.18% | 15,427 | Common | SOLE |
| 574599106 | MAS | MASCO CORP | $1.6M | 0.18% | 22,551 | Common | SOLE |
| 713448108 | PEP | PEPSICO INC | $1.5M | 0.17% | 10,332 | Common | SOLE |
| 231021106 | CMI | CUMMINS INC | $1.5M | 0.17% | 4,796 | Common | SOLE |
| 988498101 | YUM | YUM BRANDS INC | $1.5M | 0.17% | 9,499 | Common | SOLE |
| 45687V106 | IR | INGERSOLL-RAND INC | $1.5M | 0.16% | 18,230 | Common | SOLE |
| 166764100 | CVX | CHEVRON CORPORATION | $1.4M | 0.15% | 8,277 | Common | SOLE |
| 459200101 | IBM | INTL. BUSINESS MACHINES CORP | $1.3M | 0.15% | 5,249 | Common | SOLE |
| 464288414 | MUB | ISHARES NATIONAL MUNI BOND ETF | $1.3M | 0.15% | 12,378 | Common | SOLE |
| 00287Y109 | ABBV | ABBVIE INC | $1.2M | 0.14% | 5,956 | Common | SOLE |
| 81369Y100 | XLB | MATERIALS SELECT SECTOR SPDR FUND | $1.2M | 0.14% | 14,397 | Common | SOLE |
| 81369Y886 | XLU | UTILITIES SELECT SECTOR SPDR FUND | $1.2M | 0.14% | 15,599 | Common | SOLE |
| 88160R101 | TSLA | TESLA INC | $1.2M | 0.13% | 4,501 | Common | SOLE |
| 548661107 | LOW | LOWES COS INC | $1.1M | 0.13% | 4,864 | Common | SOLE |
| 81369Y605 | XLF | FINANCIAL SELECT SECTOR SPDR FUND | $1.1M | 0.12% | 22,328 | Common | SOLE |
| 573874104 | MRVL | MARVELL TECHNOLOGY INC | $1.1M | 0.12% | 18,041 | Common | SOLE |
| 74762E102 | QURE | QUANTA SERVICES INC | $1.1M | 0.12% | 4,168 | Common | SOLE |
| 030420103 | AWK | AMERICAN WATER WORKS CO INC | $1.0M | 0.11% | 6,841 | Common | SOLE |
| 75513E101 | RTX | RTX CORPORATION | $991,066 | 0.11% | 7,482 | Common | SOLE |
| 880770102 | TER | TERADYNE INC | $979,140 | 0.11% | 11,854 | Common | SOLE |
| 81369Y209 | XLV | HEALTH CARE SELECT SECTOR SPDR FUND | $952,716 | 0.11% | 6,525 | Common | SOLE |
| 526057104 | LEN | LENNAR CORP CL A | $931,096 | 0.10% | 8,112 | Common | SOLE |
| 871829107 | SYY | SYSCO CORP | $923,142 | 0.10% | 12,302 | Common | SOLE |
| 58933Y105 | MRK | MERCK & CO INC | $886,470 | 0.10% | 9,876 | Common | SOLE |
| 053015103 | ADP | AUTOMATIC DATA PROCESSING INC | $879,315 | 0.10% | 2,878 | Common | SOLE |
| 25746U109 | D | DOMINION ENERGY INC | $853,329 | 0.10% | 15,219 | Common | SOLE |
| 81369Y704 | XLI | INDUSTRIAL SELECT SECTOR SPDR FUND | $734,910 | 0.08% | 5,607 | Common | SOLE |
| 277432100 | EMN | EASTMAN CHEMICAL CO | $729,022 | 0.08% | 8,274 | Common | SOLE |
| 194162103 | CL | COLGATE PALMOLIVE CO | $726,831 | 0.08% | 7,757 | Common | SOLE |
| 278865100 | ECL | ECOLAB INC | $725,828 | 0.08% | 2,863 | Common | SOLE |
| 025816109 | AXP | AMERICAN EXPRESS CO | $721,861 | 0.08% | 2,683 | Common | SOLE |
| 88579Y101 | MMM | 3M CO | $685,836 | 0.08% | 4,670 | Common | SOLE |
| 922908553 | VNQ | VANGUARD REAL ESTATE ETF | $684,845 | 0.08% | 7,564 | Common | SOLE |
| 464287200 | IVV | ISHARES CORE S&P 500 ETF | $679,899 | 0.08% | 1,210 | Common | SOLE |
| 882508104 | TXN | TEXAS INSTRUMENTS INC | $659,140 | 0.07% | 3,668 | Common | SOLE |
| 65339F101 | NEE | NEXTERA ENERGY INC | $632,622 | 0.07% | 8,924 | Common | SOLE |
| N53745100 | LYB | LYONDELLBASELL INDUSTRIES NV | $626,630 | 0.07% | 8,901 | Common | SOLE |
| 369604301 | GE | GE AEROSPACE | $624,268 | 0.07% | 3,119 | Common | SOLE |
| 46435G243 | SUSB | ISHARES ESG AWARE 1-5 YEAR USD ETF | $613,380 | 0.07% | 24,545 | Common | SOLE |
| 81369Y407 | XLY | CONS DISC SELECT SECTOR SPDR FUND | $613,114 | 0.07% | 3,105 | Common | SOLE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS | $531,392 | 0.06% | 11,715 | Common | SOLE |
| 78463V107 | GLD | SPDR GOLD TRUST | $519,228 | 0.06% | 1,802 | Common | SOLE |
| 718172109 | PM | PHILIP MORRIS INTERNATIONAL | $512,698 | 0.06% | 3,230 | Common | SOLE |
| 833445109 | SNOW | SNOWFLAKE INC CL A | $504,106 | 0.06% | 3,449 | Common | SOLE |
| 337738108 | FISV | FISERV INC | $496,868 | 0.06% | 2,250 | Common | SOLE |
| 110122108 | BMY | BRISTOL MYERS SQUIBB CO | $466,208 | 0.05% | 7,644 | Common | SOLE |
| 461202103 | INTU | INTUIT INC | $460,493 | 0.05% | 750 | Common | SOLE |
| 855244109 | SBUX | STARBUCKS CORP | $450,723 | 0.05% | 4,595 | Common | SOLE |
| 81369Y852 | XLC | COMM. SERV. SELECT SECTOR SPDR FUND | $450,036 | 0.05% | 4,666 | Common | SOLE |
| 291011104 | EMR | EMERSON ELEC CO | $437,025 | 0.05% | 3,986 | Common | SOLE |
| 704326107 | PAYX | PAYCHEX INC | $434,761 | 0.05% | 2,818 | Common | SOLE |
| 949746101 | WMT2 | WELLS FARGO & CO | $423,489 | 0.05% | 5,899 | Common | SOLE |
| 78464A409 | SPYG | SPDR PORTFOLIO S&P 500 GROWTH ETF | $389,152 | 0.04% | 4,842 | Common | SOLE |
| 922908769 | VTI | VANGUARD TOTAL STOCK MARKET ETF | $378,730 | 0.04% | 1,378 | Common | SOLE |
| 81369Y506 | XLE | ENERGY SELECT SECTOR SPDR FUND | $356,699 | 0.04% | 3,817 | Common | SOLE |
| 464287499 | IWR | ISHARES RUSSELL MIDCAP ETF | $346,745 | 0.04% | 4,076 | Common | SOLE |
| 464288646 | IGSB | ISHARES 1-5Y INV GRADE CORP ETF | $346,009 | 0.04% | 6,607 | Common | SOLE |
| 14448C104 | CARR | CARRIER GLOBAL CORP | $340,775 | 0.04% | 5,375 | Common | SOLE |
| 165303108 | CPK | CHESAPEAKE UTILITIES CORP | $318,506 | 0.04% | 2,480 | Common | SOLE |
| 717081103 | PFE | PFIZER INC | $308,895 | 0.03% | 12,190 | Common | SOLE |
| 02209S103 | MO | ALTRIA GROUP INC | $299,800 | 0.03% | 4,995 | Common | SOLE |
| 81369Y308 | XLP | CONS STAPLES SELECT SECT SPDR FUND | $299,565 | 0.03% | 3,668 | Common | SOLE |
| 464287457 | SHY | ISHARES BARCLAYS 1-3 YEAR TR ETF | $266,887 | 0.03% | 3,226 | Common | SOLE |
| 00206R102 | T | AT&T INC | $266,708 | 0.03% | 9,431 | Common | SOLE |
| 36828A101 | GEV | GE VERNOVA LLC | $244,835 | 0.03% | 802 | Common | SOLE |
| 038222105 | AMAT | APPLIED MATERIALS INC | $244,527 | 0.03% | 1,685 | Common | SOLE |
| 46435U259 | IBMO | ISHARES IBONDS DEC 2026 MUNI ETF | $241,568 | 0.03% | 9,451 | Common | SOLE |
| 46435U432 | — | ISHARES IBONDS DEC 2025 MUNI ETF | $240,911 | 0.03% | 9,006 | Common | SOLE |
| 46435U283 | IBMP | ISHARES IBONDS DEC 2027 MUNI ETF | $240,590 | 0.03% | 9,517 | Common | SOLE |
| 46435U325 | IBMQ | ISHARES IBONDS DEC 2028 TERM MUNI | $238,940 | 0.03% | 9,448 | Common | SOLE |
| 38141G104 | GS | GOLDMAN SACHS GROUP INC | $227,803 | 0.03% | 417 | Common | SOLE |
| 74144T108 | TROW | T ROWE PRICE GROUP INC | $225,541 | 0.03% | 2,455 | Common | SOLE |
| 78464A763 | SDY | SPDR S&P DIVIDEND ETF | $222,787 | 0.02% | 1,642 | Common | SOLE |
| 256746108 | DLTR | DOLLAR TREE INC | $217,403 | 0.02% | 2,896 | Common | SOLE |
| 68902V107 | OTIS | OTIS WORLDWIDE CORP | $214,140 | 0.02% | 2,075 | Common | SOLE |
| 636274409 | NGG | NATIONAL GRID PLC SPONS ADR | $212,117 | 0.02% | 3,233 | Common | SOLE |
| 345370860 | F | FORD MOTOR CO DEL | $105,315 | 0.01% | 10,500 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.