Q1 2025 · 13F-HR
Sterling Financial Planning, Inc.holdings as filed
Filed 2025-04-29 · accession 0001085146-25-002403
$275.7M
Reported value
109
Positions
2025-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 464285204 | IAU | ISHARES GOLD TR | $17.9M | 6.50% | 304,027 | Common | NONE |
| 464287705 | IJJ | ISHARES TR | $16.7M | 6.07% | 139,790 | Common | NONE |
| 464287887 | IJT | ISHARES TR | $14.7M | 5.33% | 117,936 | Common | NONE |
| 464287606 | IJK | ISHARES TR | $14.5M | 5.27% | 174,554 | Common | NONE |
| 464287309 | IVW | ISHARES TR | $14.3M | 5.20% | 154,375 | Common | NONE |
| 25434V807 | DFIV | DIMENSIONAL ETF TRUST | $12.4M | 4.50% | 315,493 | Common | NONE |
| 808524771 | FNDX | SCHWAB STRATEGIC TR | $9.6M | 3.50% | 408,307 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $9.2M | 3.33% | 71,305 | Common | NONE |
| 25434V781 | DISV | DIMENSIONAL ETF TRUST | $8.4M | 3.06% | 289,717 | Common | NONE |
| 464287879 | IJS | ISHARES TR | $7.8M | 2.83% | 80,080 | Common | NONE |
| 921937819 | BIV | VANGUARD BD INDEX FDS | $7.8M | 2.82% | 101,426 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $7.1M | 2.57% | 12,587 | Common | NONE |
| 45783Y780 | XBJA | INNOVATOR ETFS TRUST | $7.1M | 2.56% | 249,942 | Common | NONE |
| 25434V815 | DFSV | DIMENSIONAL ETF TRUST | $6.6M | 2.38% | 232,928 | Common | NONE |
| 25434V856 | DFIP | DIMENSIONAL ETF TRUST | $5.3M | 1.91% | 125,011 | Common | NONE |
| 25434V658 | DFGR | DIMENSIONAL ETF TRUST | $4.9M | 1.78% | 187,091 | Common | NONE |
| 25434V740 | DFEV | DIMENSIONAL ETF TRUST | $4.8M | 1.72% | 175,669 | Common | NONE |
| 464287408 | IVE | ISHARES TR | $4.5M | 1.62% | 23,384 | Common | NONE |
| 464288885 | EFG | ISHARES TR | $4.2M | 1.52% | 41,934 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $4.2M | 1.52% | 71,761 | Common | NONE |
| 46429B267 | GOVT | ISHARES TR | $4.1M | 1.48% | 177,861 | Common | NONE |
| 78463V107 | GLD | SPDR GOLD TR | $4.0M | 1.45% | 13,923 | Common | NONE |
| 921937827 | BSV | VANGUARD BD INDEX FDS | $3.7M | 1.34% | 47,328 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $3.5M | 1.26% | 15,612 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $3.2M | 1.15% | 6,760 | Common | NONE |
| 922908512 | VOE | VANGUARD INDEX FDS | $3.2M | 1.14% | 19,655 | Common | NONE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $3.1M | 1.12% | 62,394 | Common | NONE |
| 922908553 | VNQ | VANGUARD INDEX FDS | $2.9M | 1.06% | 32,302 | Common | NONE |
| 464288448 | IDV | ISHARES TR | $2.9M | 1.04% | 92,480 | Common | NONE |
| 921935870 | VTES | VANGUARD WELLINGTON FD | $2.9M | 1.04% | 28,424 | Common | NONE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $2.7M | 0.98% | 34,376 | Common | NONE |
| 808524748 | FNDC | SCHWAB STRATEGIC TR | $2.3M | 0.85% | 64,819 | Common | NONE |
| 922908538 | VOT | VANGUARD INDEX FDS | $2.3M | 0.85% | 9,547 | Common | NONE |
| 922908611 | VBR | VANGUARD INDEX FDS | $2.2M | 0.79% | 11,729 | Common | NONE |
| 922020805 | VTIP | VANGUARD MALVERN FDS | $2.1M | 0.76% | 42,196 | Common | NONE |
| 92203J407 | BNDX | VANGUARD CHARLOTTE FDS | $2.1M | 0.76% | 42,919 | Common | NONE |
| 922908595 | VBK | VANGUARD INDEX FDS | $2.0M | 0.74% | 8,103 | Common | NONE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $2.0M | 0.74% | 12,295 | Common | NONE |
| 97717W281 | DGS | WISDOMTREE TR | $1.9M | 0.70% | 39,954 | Common | NONE |
| 464288414 | MUB | ISHARES TR | $1.8M | 0.66% | 17,243 | Common | NONE |
| 464287176 | TIP | ISHARES TR | $1.8M | 0.64% | 15,876 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $1.7M | 0.60% | 32,599 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $1.6M | 0.58% | 13,355 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $1.5M | 0.53% | 2,623 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $1.4M | 0.50% | 3,688 | Common | NONE |
| 46137V613 | PRF | INVESCO EXCHANGE TRADED FD T | $1.4M | 0.50% | 33,870 | Common | NONE |
| 464288273 | SCZ | ISHARES TR | $1.3M | 0.48% | 20,772 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $1.3M | 0.46% | 2,404 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $1.2M | 0.43% | 11,380 | Common | NONE |
| 25434V823 | DFAR | DIMENSIONAL ETF TRUST | $1.0M | 0.38% | 44,137 | Common | NONE |
| 816300107 | SIGI | SELECTIVE INS GROUP INC | $1.0M | 0.38% | 11,418 | Common | NONE |
| 25434V666 | DFLV | DIMENSIONAL ETF TRUST | $763,914 | 0.28% | 24,989 | Common | NONE |
| 756109104 | O | REALTY INCOME CORP | $740,074 | 0.27% | 12,758 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $714,755 | 0.26% | 1,927 | Common | NONE |
| 75513E101 | RTX | RTX CORPORATION | $709,853 | 0.26% | 5,359 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $686,874 | 0.25% | 726 | Common | NONE |
| 45782C508 | PJAN | INNOVATOR ETFS TRUST | $676,915 | 0.25% | 16,323 | Common | NONE |
| 532457108 | LLY | ELI LILLY & CO | $659,212 | 0.24% | 798 | Common | NONE |
| 88579Y101 | MMM | 3M CO | $641,120 | 0.23% | 4,366 | Common | NONE |
| 459200101 | IBM | INTERNATIONAL BUSINESS MACHS | $617,710 | 0.22% | 2,484 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $612,457 | 0.22% | 1,063 | Common | NONE |
| 25434V401 | DFUS | DIMENSIONAL ETF TRUST | $612,260 | 0.22% | 10,123 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $604,452 | 0.22% | 3,116 | Common | NONE |
| 921937835 | BND | VANGUARD BD INDEX FDS | $593,917 | 0.22% | 8,086 | Common | NONE |
| 075887109 | BDX | BECTON DICKINSON & CO | $584,480 | 0.21% | 2,552 | Common | NONE |
| 742718109 | PG | PROCTER AND GAMBLE CO | $557,273 | 0.20% | 3,270 | Common | NONE |
| 46137V357 | RSP | INVESCO EXCHANGE TRADED FD T | $541,513 | 0.20% | 3,126 | Common | NONE |
| 74386T105 | PFS | PROVIDENT FINL SVCS INC | $540,409 | 0.20% | 31,474 | Common | NONE |
| 46137V597 | PRFZ | INVESCO EXCHANGE TRADED FD T | $534,062 | 0.19% | 14,106 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $524,697 | 0.19% | 2,139 | Common | NONE |
| 78464A839 | MDYV | SPDR SER TR | $502,170 | 0.18% | 6,517 | Common | NONE |
| 808524706 | SCHE | SCHWAB STRATEGIC TR | $496,883 | 0.18% | 18,023 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $495,018 | 0.18% | 1,914 | Common | NONE |
| 713448108 | PEP | PEPSICO INC | $492,065 | 0.18% | 3,282 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $443,817 | 0.16% | 2,870 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $438,740 | 0.16% | 2,306 | Common | NONE |
| 244199105 | DE | DEERE & CO | $414,905 | 0.15% | 884 | Common | NONE |
| 464288281 | EMB | ISHARES TR | $395,821 | 0.14% | 4,369 | Common | NONE |
| 25434V773 | DFIS | DIMENSIONAL ETF TRUST | $347,610 | 0.13% | 13,452 | Common | NONE |
| 166764100 | CVX | CHEVRON CORP NEW | $339,048 | 0.12% | 2,027 | Common | NONE |
| 437076102 | HD | HOME DEPOT INC | $321,882 | 0.12% | 878 | Common | NONE |
| 14448C104 | CARR | CARRIER GLOBAL CORPORATION | $318,712 | 0.12% | 5,027 | Common | NONE |
| 46432F339 | QUAL | ISHARES TR | $310,581 | 0.11% | 1,817 | Common | NONE |
| 369550108 | GD | GENERAL DYNAMICS CORP | $301,608 | 0.11% | 1,106 | Common | NONE |
| 580135101 | MCD | MCDONALDS CORP | $296,714 | 0.11% | 950 | Common | NONE |
| 02079K107 | GOOG | ALPHABET INC | $293,712 | 0.11% | 1,880 | Common | NONE |
| 92343V104 | VZ | VERIZON COMMUNICATIONS INC | $288,580 | 0.10% | 6,362 | Common | NONE |
| 00287Y109 | ABBV | ABBVIE INC | $283,271 | 0.10% | 1,352 | Common | NONE |
| 744573106 | PEG | PUBLIC SVC ENTERPRISE GRP IN | $283,003 | 0.10% | 3,439 | Common | NONE |
| 922042858 | VWO | VANGUARD INTL EQUITY INDEX F | $282,844 | 0.10% | 6,249 | Common | NONE |
| 45782C672 | UAUG | INNOVATOR ETFS TRUST | $280,526 | 0.10% | 8,103 | Common | NONE |
| 58933Y105 | MRK | MERCK & CO INC | $275,384 | 0.10% | 3,068 | Common | NONE |
| 548661107 | LOW | LOWES COS INC | $273,812 | 0.10% | 1,174 | Common | NONE |
| 45783Y301 | XBAP | INNOVATOR ETFS TRUST | $270,378 | 0.10% | 7,745 | Common | NONE |
| 12811T787 | CPSY | CALAMOS ETF TR | $264,716 | 0.10% | 11,317 | Common | NONE |
| 464287168 | DVY | ISHARES TR | $259,675 | 0.09% | 1,934 | Common | NONE |
| 68902V107 | OTIS | OTIS WORLDWIDE CORP | $259,342 | 0.09% | 2,513 | Common | NONE |
| 402031835 | DIVS | GUINNESS ATKINSON FDS | $259,185 | 0.09% | 8,876 | Common | NONE |
| 293792107 | EPD | ENTERPRISE PRODS PARTNERS L | $251,151 | 0.09% | 7,356 | Common | NONE |
| 12811T803 | CPSJ | CALAMOS ETF TR | $234,413 | 0.09% | 9,447 | Common | NONE |
| 46138E214 | IDHQ | INVESCO EXCH TRADED FD TR II | $233,280 | 0.08% | 7,792 | Common | NONE |
| 92206C714 | VONV | VANGUARD SCOTTSDALE FDS | $224,847 | 0.08% | 2,724 | Common | NONE |
| 744320102 | PRU | PRUDENTIAL FINL INC | $221,706 | 0.08% | 1,985 | Common | NONE |
| 464288810 | IHI | ISHARES TR | $218,152 | 0.08% | 3,624 | Common | NONE |
| 30040W108 | ES | EVERSOURCE ENERGY | $214,404 | 0.08% | 3,452 | Common | NONE |
| 78464A821 | MDYG | SPDR SER TR | $210,069 | 0.08% | 2,644 | Common | NONE |
| 808524102 | SCHB | SCHWAB STRATEGIC TR | $206,958 | 0.08% | 9,613 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $200,742 | 0.07% | 1,852 | Common | NONE |
| 09251A104 | BDJ | BLACKROCK ENHANCED EQUITY DI | $118,947 | 0.04% | 13,831 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.