Q4 2024 · 13F-HR
CITIZENS & NORTHERN CORPholdings as filed
Filed 2025-01-31 · accession 0001104659-25-007887
$365.1M
Reported value
126
Positions
2024-12-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 92206C680 | VONG | Vanguard Russell 1000 Growth ETF | $43.2M | 11.8% | 418,554 | Common | SOLE |
| 316092857 | FREL | Fidelity MSCI Real Estate Index ETF | $21.2M | 5.80% | 783,067 | Common | SOLE |
| 464287374 | IGE | iShares North American Natural Resources ETF | $18.7M | 5.13% | 438,469 | Common | SOLE |
| 46434G103 | IEMG | iShares Core MSCI Emerging Mkts ETF | $18.4M | 5.03% | 351,646 | Common | SOLE |
| 464287507 | IJH | iShares S&P MidCap 400 Index Fd | $15.6M | 4.27% | 249,959 | Common | SOLE |
| 78464A847 | SPMD | SPDR Portfolio S&P 400 Mid Cap ETF | $15.3M | 4.20% | 280,513 | Common | SOLE |
| 037833100 | AAPL | Apple Computer Inc | $15.1M | 4.14% | 60,417 | Common | SOLE |
| 594918104 | MSFT | Microsoft Corp | $13.7M | 3.77% | 32,618 | Common | SOLE |
| 67066G104 | NVDA | Nvidia Corp | $12.3M | 3.36% | 91,399 | Common | SOLE |
| 464288281 | EMB | iShares JPMorgan USD Emerging Markets Bond ETF | $11.4M | 3.13% | 128,456 | Common | SOLE |
| 02079K107 | GOOG | Alphabet Inc Class C | $8.9M | 2.43% | 46,486 | Common | SOLE |
| 023135106 | AMZN | Amazon Communications Inc | $8.7M | 2.39% | 39,690 | Common | SOLE |
| 174615104 | CZFS | Citizens Financial Services Inc | $7.3M | 2.01% | 115,922 | Common | SOLE |
| 172922106 | CZNC | Citizens & Northern Corp | $6.3M | 1.73% | 338,687 | Common | SOLE |
| 46625H100 | JPM | JPMorgan Chase & Co | $6.2M | 1.69% | 25,722 | Common | SOLE |
| 25434V708 | DFAC | Dimensional U.S. Core Equity 2 ETF | $5.7M | 1.55% | 163,552 | Common | SOLE |
| 30303M102 | META | Meta Platforms Inc | $5.3M | 1.46% | 9,117 | Common | SOLE |
| 22160K105 | COST | Costco Wholesale Corp (New) | $5.1M | 1.40% | 5,573 | Common | SOLE |
| 57636Q104 | MA | Mastercard Inc Class A | $4.3M | 1.18% | 8,172 | Common | SOLE |
| 169656105 | CMG | Chipotle Mexican Grill Inc Corp Common | $3.5M | 0.95% | 57,598 | Common | SOLE |
| 742718109 | PG | Procter & Gamble Co | $3.1M | 0.85% | 18,526 | Common | SOLE |
| 464288588 | MBB | iShares Barclays MBS Bond Fund ETF | $3.1M | 0.85% | 33,681 | Common | SOLE |
| 30231G102 | XOM | Exxon Mobil Corp | $3.1M | 0.84% | 28,610 | Common | SOLE |
| 79466L302 | CRM | Salesforce, Inc. | $3.0M | 0.83% | 9,036 | Common | SOLE |
| 437076102 | HD | Home Depot Inc | $2.6M | 0.72% | 6,765 | Common | SOLE |
| 68389X105 | ORCL | Oracle Corp | $2.5M | 0.70% | 15,232 | Common | SOLE |
| 002824100 | ABT | Abbott Labs | $2.5M | 0.69% | 22,129 | Common | SOLE |
| 655844108 | NSC | Norfolk Southern Corp | $2.2M | 0.61% | 9,474 | Common | SOLE |
| 09260D107 | BX | Blackstone Inc | $2.2M | 0.60% | 12,807 | Common | SOLE |
| 872540109 | TJX | Tjx Companies (New) | $2.2M | 0.59% | 17,874 | Common | SOLE |
| 697435105 | PANW | Palo Alto Networks Inc Common | $2.1M | 0.58% | 11,619 | Common | SOLE |
| 032654105 | ADI | Analog Devices Inc | $2.1M | 0.58% | 9,951 | Common | SOLE |
| 438516106 | HON | Honeywell Intl Inc | $2.1M | 0.57% | 9,189 | Common | SOLE |
| 369550108 | GD | General Dynamics Corp | $2.1M | 0.56% | 7,825 | Common | SOLE |
| 33939L407 | GUNR | Flexshares Morningstar Global Upstream Nat Res Index ETF | $2.0M | 0.56% | 56,338 | Common | SOLE |
| 17275R102 | CSCO | Cisco Systems Inc | $2.0M | 0.54% | 33,156 | Common | SOLE |
| 609207105 | MDLZ | Mondelez Intl Inc Class A | $1.9M | 0.53% | 32,205 | Common | SOLE |
| 025072703 | AVDE | Avantis International Equity ETF | $1.9M | 0.52% | 31,199 | Common | SOLE |
| 81762P102 | NOW | Servicenow Inc | $1.8M | 0.49% | 1,693 | Common | SOLE |
| 00724F101 | ADBE | Adobe Systems Inc | $1.8M | 0.48% | 3,980 | Common | SOLE |
| 571748102 | MRSH | Marsh & McLennan Cos Inc | $1.8M | 0.48% | 8,282 | Common | SOLE |
| 384802104 | GWW | W W Grainger Inc | $1.7M | 0.48% | 1,649 | Common | SOLE |
| 03027X100 | AMT | American Tower REIT Inc | $1.7M | 0.47% | 9,409 | Common | SOLE |
| G1151C101 | ACN | Accenture PLC | $1.7M | 0.47% | 4,851 | Common | SOLE |
| 20030N101 | CMCSA | Comcast Corp Class A | $1.7M | 0.46% | 44,927 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF Trust | $1.7M | 0.46% | 2,871 | Common | SOLE |
| 03073E105 | COR | Cencora, Inc. | $1.7M | 0.45% | 7,354 | Common | SOLE |
| 45866F104 | ICE | Intercontinental Exchange Inc Common | $1.6M | 0.45% | 11,027 | Common | SOLE |
| 808513105 | SCHW | Charles Schwab Corp | $1.6M | 0.44% | 21,468 | Common | SOLE |
| 89832Q109 | TFC | Truist Financial Corporation | $1.6M | 0.43% | 36,575 | Common | SOLE |
| 574599106 | MAS | Masco Corp | $1.5M | 0.42% | 21,318 | Common | SOLE |
| 191216100 | KO | Coca Cola Co | $1.5M | 0.42% | 24,429 | Common | SOLE |
| 09290D101 | BLK | Blackrock Funding Inc | $1.5M | 0.41% | 1,448 | Common | SOLE |
| 580135101 | MCD | McDonalds Corp | $1.4M | 0.39% | 4,966 | Common | SOLE |
| 37733W204 | GSK | GSK PLC ADR | $1.4M | 0.38% | 41,143 | Common | SOLE |
| G29183103 | ETN | Eaton Corp | $1.4M | 0.38% | 4,148 | Common | SOLE |
| 98956P102 | ZBH | Zimmer Biomet Holdings, Inc. | $1.4M | 0.37% | 12,811 | Common | SOLE |
| 806857108 | SLB | Schlumberger Ltd | $1.4M | 0.37% | 35,238 | Common | SOLE |
| 654106103 | NKE | Nike, Inc. Class B | $1.3M | 0.36% | 17,606 | Common | SOLE |
| 070830104 | BBWI | Bath & Body Works | $1.3M | 0.36% | 33,810 | Common | SOLE |
| 254687106 | DIS | Disney Walt Co | $1.3M | 0.36% | 11,742 | Common | SOLE |
| 65339F101 | NEE | Nextera Energy Inc | $1.3M | 0.36% | 18,217 | Common | SOLE |
| 907818108 | UNP | Union Pacific Corp | $1.3M | 0.36% | 5,694 | Common | SOLE |
| 31428X106 | FDX | Fedex Corp | $1.3M | 0.35% | 4,579 | Common | SOLE |
| 70450Y103 | PYPL | Paypal Holdings, Inc. | $1.3M | 0.35% | 15,014 | Common | SOLE |
| 166764100 | CVX | Chevron Corp | $1.3M | 0.35% | 8,820 | Common | SOLE |
| 025072885 | AVUS | Avantis US Equity ETF | $1.1M | 0.31% | 11,823 | Common | SOLE |
| 12514G108 | CDW | CDW Corporation | $1.1M | 0.31% | 6,580 | Common | SOLE |
| 075887109 | BDX | Becton, Dickinson & Co. | $1.1M | 0.31% | 5,004 | Common | SOLE |
| 26875P101 | EOG | EOG Resources, Inc. | $1.1M | 0.31% | 9,253 | Common | SOLE |
| 097023105 | BA | Boeing Co | $1.1M | 0.30% | 6,154 | Common | SOLE |
| 78467X109 | DIA | SPDR Dow Jones Industrial Average ETF Trust | $1.1M | 0.30% | 2,543 | Common | SOLE |
| 110122108 | BMY | Bristol Myers Squibb Co | $1.1M | 0.30% | 19,120 | Common | SOLE |
| 92203J407 | BNDX | Vanguard Total International Bond Index Fund ETF | $1.1M | 0.29% | 21,459 | Common | SOLE |
| 459200101 | IBM | International Business Machines | $992,313 | 0.27% | 4,514 | Common | SOLE |
| 464287614 | IWF | iShares Trust Russell 1000 Growth ETF | $973,028 | 0.27% | 2,423 | Common | SOLE |
| 717081103 | PFE | Pfizer Inc | $972,218 | 0.27% | 36,646 | Common | SOLE |
| 219350105 | GLW | Corning Inc | $946,884 | 0.26% | 19,926 | Common | SOLE |
| 78464A664 | SPTL | SPDR Portfolio Long Term Treasury ETF | $919,845 | 0.25% | 35,122 | Common | SOLE |
| 26614N102 | DD | DuPont de Nemours Inc | $875,579 | 0.24% | 11,483 | Common | SOLE |
| 406216101 | HAL | Halliburton Co | $823,721 | 0.23% | 30,295 | Common | SOLE |
| 921908844 | VIG | Vanguard Dividend Appreciation Index ETF | $806,428 | 0.22% | 4,118 | Common | SOLE |
| 084670702 | BRK/B | Berkshire Hathaway Inc Class B New | $786,441 | 0.22% | 1,735 | Common | SOLE |
| 126650100 | CVS | CVS Health Corporation | $746,655 | 0.20% | 16,633 | Common | SOLE |
| 007903107 | AMD | Advanced Micro Devices Inc | $729,088 | 0.20% | 6,036 | Common | SOLE |
| 35671D857 | FCX | Freeport-McMoran, Inc. | $719,979 | 0.20% | 18,907 | Common | SOLE |
| 92343V104 | VZ | Verizon Communications | $641,919 | 0.18% | 16,052 | Common | SOLE |
| 464288828 | IHF | iShares US Healthcare Providers ETF | $629,629 | 0.17% | 13,120 | Common | SOLE |
| 464288158 | SUB | iShares Short-Term National Muni Bond ETF | $625,391 | 0.17% | 5,929 | Common | SOLE |
| 776696106 | ROP | Roper Industries Inc New | $579,633 | 0.16% | 1,115 | Common | SOLE |
| 595017104 | MCHP | Microchip Technology Inc | $575,048 | 0.16% | 10,027 | Common | SOLE |
| 464288513 | HYG | iShares iBoxx $ High Yield Corp Bond ETF | $555,033 | 0.15% | 7,057 | Common | SOLE |
| 464287598 | IWD | iShares Russell 1000 Value ETF | $549,281 | 0.15% | 2,967 | Common | SOLE |
| 464287176 | TIP | iShares Barclays TIPS Bond Fund | $539,463 | 0.15% | 5,063 | Common | SOLE |
| 55261F104 | MTB | M & T Bank Corp | $523,420 | 0.14% | 2,784 | Common | SOLE |
| 452308109 | ITW | Illinois Tool Works Inc | $484,807 | 0.13% | 1,912 | Common | SOLE |
| 00206R102 | T | AT&T Inc | $478,398 | 0.13% | 21,010 | Common | SOLE |
| 25434V799 | DFIC | DFA Dimensional International Core Equity 2 ETF | $447,790 | 0.12% | 17,326 | Common | SOLE |
| 09062X103 | BIIB | Biogen Idec Inc | $442,550 | 0.12% | 2,894 | Common | SOLE |
| 025072604 | AVEM | Avantis Emerging Markets Equity ETF | $421,172 | 0.12% | 7,164 | Common | SOLE |
| 931142103 | WMT | Walmart Inc. | $416,785 | 0.11% | 4,613 | Common | SOLE |
| 244199105 | DE | Deere & Co | $375,398 | 0.10% | 886 | Common | SOLE |
| 478160104 | JNJ | Johnson & Johnson | $369,504 | 0.10% | 2,555 | Common | SOLE |
| 91324P102 | UNH | Unitedhealth Group, Inc. | $363,713 | 0.10% | 719 | Common | SOLE |
| 33939L696 | ESG | FlexShares STOXX US ESG Select Index ETF | $344,734 | 0.09% | 2,502 | Common | SOLE |
| 464287200 | IVV | iShares Core S&P 500 ETF | $344,378 | 0.09% | 585 | Common | SOLE |
| 149123101 | CAT | Caterpillar Inc | $335,553 | 0.09% | 925 | Common | SOLE |
| 78464A102 | XNTK | SPDR NYSE Technology ETF | $299,703 | 0.08% | 1,485 | Common | SOLE |
| 532457108 | LLY | Eli Lilly & Co | $288,728 | 0.08% | 374 | Common | SOLE |
| 11135F101 | AVGO | Broadcom Inc Common | $278,208 | 0.08% | 1,200 | Common | SOLE |
| 548661107 | LOW | Lowes Cos Inc | $277,897 | 0.08% | 1,126 | Common | SOLE |
| 464287556 | IBB | iShares Biotechnology ETF | $275,526 | 0.08% | 2,084 | Common | SOLE |
| 922907746 | VTEB | Vanguard Tax-Exempt Bond Index ETF | $271,203 | 0.07% | 5,410 | Common | SOLE |
| 464287523 | SOXX | iShares PHLX Semiconductor ETF | $269,578 | 0.07% | 1,251 | Common | SOLE |
| 12572Q105 | CME | CME Group Inc | $259,865 | 0.07% | 1,119 | Common | SOLE |
| 33939L670 | BNDC | FlexShares Core Select Bond Fund ETF | $246,497 | 0.07% | 11,341 | Common | SOLE |
| 636180101 | NFG | National Fuel Gas Co N J | $243,448 | 0.07% | 4,012 | Common | SOLE |
| 74834L100 | DGX | Quest Diagnostics Inc | $242,281 | 0.07% | 1,606 | Common | SOLE |
| 92826C839 | V | Visa Inc Class A | $241,139 | 0.07% | 763 | Common | SOLE |
| 922042742 | VT | Vanguard Total World Stock Index Fund ETF | $234,960 | 0.06% | 2,000 | Common | SOLE |
| 773903109 | ROK | Rockwell Automation Inc Common | $228,632 | 0.06% | 800 | Common | SOLE |
| 921910816 | MGK | Vanguard World Mega Cap 300 Growth ETF | $223,217 | 0.06% | 650 | Common | SOLE |
| 743315103 | PGR | Progressive Corp Ohio common | $221,639 | 0.06% | 925 | Common | SOLE |
| 203607106 | CBU | Community Financial System, Inc | $209,342 | 0.06% | 3,394 | Common | SOLE |
| 231021106 | CMI | Cummins Inc | $209,160 | 0.06% | 600 | Common | SOLE |
| 345370860 | F | Ford Motor Co Del Par $0.01 | $122,493 | 0.03% | 12,373 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.