Q1 2025 · 13F-HR
CITIZENS & NORTHERN CORPholdings as filed
Filed 2025-04-21 · accession 0001104659-25-036924
$354.7M
Reported value
118
Positions
2025-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 92206C680 | VONG | Vanguard Russell 1000 Growth ETF | $38.8M | 11.0% | 418,613 | Common | SOLE |
| 464287374 | IGE | iShares North American Natural Resources ETF | $22.7M | 6.40% | 499,591 | Common | SOLE |
| 316092857 | FREL | Fidelity MSCI Real Estate Index ETF | $21.7M | 6.12% | 790,369 | Common | SOLE |
| 46434G103 | IEMG | iShares Core MSCI Emerging Mkts ETF | $20.0M | 5.65% | 371,237 | Common | SOLE |
| 464287507 | IJH | iShares S&P MidCap 400 Index Fd | $17.0M | 4.78% | 290,628 | Common | SOLE |
| 78464A847 | SPMD | SPDR Portfolio S&P 400 Mid Cap ETF | $14.9M | 4.20% | 291,195 | Common | SOLE |
| 037833100 | AAPL | Apple Computer Inc | $13.2M | 3.72% | 59,330 | Common | SOLE |
| 594918104 | MSFT | Microsoft Corp | $12.0M | 3.38% | 31,921 | Common | SOLE |
| 464288281 | EMB | iShares JPMorgan USD Emerging Markets Bond ETF | $11.6M | 3.26% | 127,591 | Common | SOLE |
| 67066G104 | NVDA | Nvidia Corp | $10.3M | 2.90% | 94,945 | Common | SOLE |
| 023135106 | AMZN | Amazon Communications Inc | $7.8M | 2.19% | 40,906 | Common | SOLE |
| 02079K107 | GOOG | Alphabet Inc Class C | $6.8M | 1.91% | 43,435 | Common | SOLE |
| 172922106 | CZNC | Citizens & Northern Corp | $6.7M | 1.90% | 334,649 | Common | SOLE |
| 174615104 | CZFS | Citizens Financial Services Inc | $6.7M | 1.90% | 115,922 | Common | SOLE |
| 46625H100 | JPM | JPMorgan Chase & Co | $6.4M | 1.80% | 26,041 | Common | SOLE |
| 25434V708 | DFAC | Dimensional U.S. Core Equity 2 ETF | $5.3M | 1.51% | 161,912 | Common | SOLE |
| 22160K105 | COST | Costco Wholesale Corp (New) | $5.2M | 1.48% | 5,541 | Common | SOLE |
| 30303M102 | META | Meta Platforms Inc | $5.2M | 1.47% | 9,019 | Common | SOLE |
| 57636Q104 | MA | Mastercard Inc Class A | $4.5M | 1.27% | 8,231 | Common | SOLE |
| 30231G102 | XOM | Exxon Mobil Corp | $3.4M | 0.96% | 28,638 | Common | SOLE |
| 742718109 | PG | Procter & Gamble Co | $3.1M | 0.89% | 18,462 | Common | SOLE |
| 464288588 | MBB | iShares Barclays MBS Bond Fund ETF | $3.1M | 0.88% | 33,290 | Common | SOLE |
| 169656105 | CMG | Chipotle Mexican Grill Inc Corp Common | $2.9M | 0.81% | 57,560 | Common | SOLE |
| 002824100 | ABT | Abbott Labs | $2.9M | 0.81% | 21,580 | Common | SOLE |
| 437076102 | HD | Home Depot Inc | $2.4M | 0.69% | 6,657 | Common | SOLE |
| 79466L302 | CRM | Salesforce, Inc. | $2.4M | 0.67% | 8,913 | Common | SOLE |
| 655844108 | NSC | Norfolk Southern Corp | $2.2M | 0.63% | 9,498 | Common | SOLE |
| 872540109 | TJX | Tjx Companies (New) | $2.2M | 0.61% | 17,670 | Common | SOLE |
| 609207105 | MDLZ | Mondelez Intl Inc Class A | $2.1M | 0.60% | 31,288 | Common | SOLE |
| 17275R102 | CSCO | Cisco Systems Inc | $2.1M | 0.59% | 34,077 | Common | SOLE |
| 68389X105 | ORCL | Oracle Corp | $2.1M | 0.59% | 14,933 | Common | SOLE |
| 369550108 | GD | General Dynamics Corp | $2.1M | 0.58% | 7,570 | Common | SOLE |
| 025072703 | AVDE | Avantis International Equity ETF | $2.1M | 0.58% | 30,955 | Common | SOLE |
| 571748102 | MRSH | Marsh & McLennan Cos Inc | $2.0M | 0.57% | 8,333 | Common | SOLE |
| 03073E105 | COR | Cencora, Inc. | $2.0M | 0.57% | 7,285 | Common | SOLE |
| 032654105 | ADI | Analog Devices Inc | $2.0M | 0.57% | 9,970 | Common | SOLE |
| 697435105 | PANW | Palo Alto Networks Inc Common | $2.0M | 0.56% | 11,733 | Common | SOLE |
| 03027X100 | AMT | American Tower REIT Inc | $2.0M | 0.56% | 9,124 | Common | SOLE |
| 438516106 | HON | Honeywell Intl Inc | $1.9M | 0.55% | 9,183 | Common | SOLE |
| 45866F104 | ICE | Intercontinental Exchange Inc Common | $1.9M | 0.53% | 10,994 | Common | SOLE |
| 126650100 | CVS | CVS Health Corporation | $1.9M | 0.53% | 27,520 | Common | SOLE |
| 09260D107 | BX | Blackstone Inc | $1.8M | 0.52% | 13,105 | Common | SOLE |
| 808513105 | SCHW | Charles Schwab Corp | $1.7M | 0.49% | 22,196 | Common | SOLE |
| 191216100 | KO | Coca Cola Co | $1.7M | 0.49% | 24,081 | Common | SOLE |
| 20030N101 | CMCSA | Comcast Corp Class A | $1.6M | 0.46% | 44,683 | Common | SOLE |
| 384802104 | GWW | W W Grainger Inc | $1.6M | 0.45% | 1,606 | Common | SOLE |
| G1151C101 | ACN | Accenture PLC | $1.6M | 0.45% | 5,059 | Common | SOLE |
| 806857108 | SLB | Schlumberger Ltd | $1.6M | 0.44% | 37,648 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF Trust | $1.6M | 0.44% | 2,793 | Common | SOLE |
| 89832Q109 | TFC | Truist Financial Corporation | $1.6M | 0.44% | 37,743 | Common | SOLE |
| 37733W204 | GSK | GSK PLC ADR | $1.5M | 0.44% | 39,989 | Common | SOLE |
| 00724F101 | ADBE | Adobe Systems Inc | $1.5M | 0.42% | 3,927 | Common | SOLE |
| 574599106 | MAS | Masco Corp | $1.5M | 0.42% | 21,181 | Common | SOLE |
| 166764100 | CVX | Chevron Corp | $1.5M | 0.41% | 8,755 | Common | SOLE |
| 580135101 | MCD | McDonalds Corp | $1.5M | 0.41% | 4,677 | Common | SOLE |
| 81762P102 | NOW | Servicenow Inc | $1.4M | 0.40% | 1,802 | Common | SOLE |
| 98956P102 | ZBH | Zimmer Biomet Holdings, Inc. | $1.4M | 0.40% | 12,616 | Common | SOLE |
| 09290D101 | BLK | Blackrock Funding Inc | $1.4M | 0.39% | 1,443 | Common | SOLE |
| 907818108 | UNP | Union Pacific Corp | $1.3M | 0.38% | 5,694 | Common | SOLE |
| 254687106 | DIS | Disney Walt Co | $1.3M | 0.36% | 12,876 | Common | SOLE |
| 65339F101 | NEE | Nextera Energy Inc | $1.3M | 0.35% | 17,636 | Common | SOLE |
| G29183103 | ETN | Eaton Corp | $1.2M | 0.35% | 4,523 | Common | SOLE |
| 110122108 | BMY | Bristol Myers Squibb Co | $1.2M | 0.33% | 19,442 | Common | SOLE |
| 31428X106 | FDX | Fedex Corp | $1.2M | 0.33% | 4,852 | Common | SOLE |
| 26875P101 | EOG | EOG Resources, Inc. | $1.2M | 0.33% | 9,152 | Common | SOLE |
| 075887109 | BDX | Becton, Dickinson & Co. | $1.1M | 0.32% | 4,988 | Common | SOLE |
| 097023105 | BA | Boeing Co | $1.1M | 0.32% | 6,600 | Common | SOLE |
| 025072885 | AVUS | Avantis US Equity ETF | $1.1M | 0.31% | 11,823 | Common | SOLE |
| 654106103 | NKE | Nike, Inc. Class B | $1.1M | 0.31% | 17,190 | Common | SOLE |
| 12514G108 | CDW | CDW Corporation | $1.1M | 0.31% | 6,781 | Common | SOLE |
| 070830104 | BBWI | Bath & Body Works | $1.1M | 0.30% | 35,453 | Common | SOLE |
| 78467X109 | DIA | SPDR Dow Jones Industrial Average ETF Trust | $1.1M | 0.30% | 2,543 | Common | SOLE |
| 92203J407 | BNDX | Vanguard Total International Bond Index Fund ETF | $1.1M | 0.30% | 21,702 | Common | SOLE |
| 70450Y103 | PYPL | Paypal Holdings, Inc. | $1.0M | 0.30% | 16,087 | Common | SOLE |
| 007903107 | AMD | Advanced Micro Devices Inc | $963,496 | 0.27% | 9,378 | Common | SOLE |
| 717081103 | PFE | Pfizer Inc | $937,605 | 0.26% | 37,001 | Common | SOLE |
| 084670702 | BRK/B | Berkshire Hathaway Inc Class B New | $932,015 | 0.26% | 1,750 | Common | SOLE |
| 219350105 | GLW | Corning Inc | $904,521 | 0.26% | 19,758 | Common | SOLE |
| 26614N102 | DD | DuPont de Nemours Inc | $861,135 | 0.24% | 11,531 | Common | SOLE |
| 78464A664 | SPTL | SPDR Portfolio Long Term Treasury ETF | $856,155 | 0.24% | 31,407 | Common | SOLE |
| 459200101 | IBM | International Business Machines | $813,367 | 0.23% | 3,271 | Common | SOLE |
| 406216101 | HAL | Halliburton Co | $806,791 | 0.23% | 31,801 | Common | SOLE |
| 921908844 | VIG | Vanguard Dividend Appreciation Index ETF | $798,851 | 0.23% | 4,118 | Common | SOLE |
| 464287614 | IWF | iShares Trust Russell 1000 Growth ETF | $764,066 | 0.22% | 2,116 | Common | SOLE |
| 595017104 | MCHP | Microchip Technology Inc | $735,784 | 0.21% | 15,199 | Common | SOLE |
| 35671D857 | FCX | Freeport-McMoran, Inc. | $717,674 | 0.20% | 18,956 | Common | SOLE |
| 92343V104 | VZ | Verizon Communications | $714,102 | 0.20% | 15,743 | Common | SOLE |
| 776696106 | ROP | Roper Industries Inc New | $657,382 | 0.19% | 1,115 | Common | SOLE |
| 09062X103 | BIIB | Biogen Idec Inc | $644,927 | 0.18% | 4,713 | Common | SOLE |
| 464288158 | SUB | iShares Short-Term National Muni Bond ETF | $626,102 | 0.18% | 5,929 | Common | SOLE |
| 464287176 | TIP | iShares Barclays TIPS Bond Fund | $587,999 | 0.17% | 5,293 | Common | SOLE |
| 464287598 | IWD | iShares Russell 1000 Value ETF | $558,271 | 0.16% | 2,967 | Common | SOLE |
| 464288513 | HYG | iShares iBoxx $ High Yield Corp Bond ETF | $539,371 | 0.15% | 6,837 | Common | SOLE |
| 00206R102 | T | AT&T Inc | $497,813 | 0.14% | 17,603 | Common | SOLE |
| 55261F104 | MTB | M & T Bank Corp | $497,640 | 0.14% | 2,784 | Common | SOLE |
| 25434V799 | DFIC | DFA Dimensional International Core Equity 2 ETF | $481,143 | 0.14% | 17,326 | Common | SOLE |
| 452308109 | ITW | Illinois Tool Works Inc | $463,283 | 0.13% | 1,868 | Common | SOLE |
| 478160104 | JNJ | Johnson & Johnson | $428,199 | 0.12% | 2,582 | Common | SOLE |
| 244199105 | DE | Deere & Co | $415,844 | 0.12% | 886 | Common | SOLE |
| 931142103 | WMT | Walmart Inc. | $409,716 | 0.12% | 4,667 | Common | SOLE |
| 025072604 | AVEM | Avantis Emerging Markets Equity ETF | $362,404 | 0.10% | 6,023 | Common | SOLE |
| 636180101 | NFG | National Fuel Gas Co N J | $317,710 | 0.09% | 4,012 | Common | SOLE |
| 149123101 | CAT | Caterpillar Inc | $307,374 | 0.09% | 932 | Common | SOLE |
| 464287200 | IVV | iShares Core S&P 500 ETF | $302,864 | 0.09% | 539 | Common | SOLE |
| 74834L100 | DGX | Quest Diagnostics Inc | $285,779 | 0.08% | 1,689 | Common | SOLE |
| 532457108 | LLY | Eli Lilly & Co | $276,680 | 0.08% | 335 | Common | SOLE |
| 92826C839 | V | Visa Inc Class A | $271,607 | 0.08% | 775 | Common | SOLE |
| 548661107 | LOW | Lowes Cos Inc | $262,617 | 0.07% | 1,126 | Common | SOLE |
| 922042742 | VT | Vanguard Total World Stock Index Fund ETF | $231,900 | 0.07% | 2,000 | Common | SOLE |
| 922907746 | VTEB | Vanguard Tax-Exempt Bond Index ETF | $228,847 | 0.06% | 4,612 | Common | SOLE |
| 743315103 | PGR | Progressive Corp Ohio common | $217,352 | 0.06% | 768 | Common | SOLE |
| 046353108 | AZNN | Astrazeneca PLC ADR | $213,224 | 0.06% | 2,901 | Common | SOLE |
| 11135F101 | AVGO | Broadcom Inc Common | $211,464 | 0.06% | 1,263 | Common | SOLE |
| 922908553 | VNQ | Vanguard REIT Index ETF | $201,542 | 0.06% | 2,226 | Common | SOLE |
| 303075105 | FDS | FactSet Research Systems Inc | $201,406 | 0.06% | 443 | Common | SOLE |
| 921910816 | MGK | Vanguard World Mega Cap 300 Growth ETF | $200,772 | 0.06% | 650 | Common | SOLE |
| 25434V732 | DFEM | DFA Dimensional Emerging Markets Core Equity 2 ETF | $200,038 | 0.06% | 7,560 | Common | SOLE |
| 345370860 | F | Ford Motor Co Del Par $0.01 | $124,101 | 0.03% | 12,373 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.