Q2 2025 · 13F-HR
CITIZENS & NORTHERN CORPholdings as filed
Filed 2025-07-30 · accession 0001104659-25-072066
$373.7M
Reported value
118
Positions
2025-06-30
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 92206C680 | VONG | Vanguard Russell 1000 Growth ETF | $43.6M | 11.7% | 398,999 | Common | SOLE |
| 316092857 | FREL | Fidelity MSCI Real Estate Index ETF | $22.2M | 5.93% | 820,011 | Common | SOLE |
| 464287374 | IGE | iShares North American Natural Resources ETF | $21.9M | 5.86% | 495,124 | Common | SOLE |
| 46434G103 | IEMG | iShares Core MSCI Emerging Mkts ETF | $21.5M | 5.74% | 357,392 | Common | SOLE |
| 464287507 | IJH | iShares S&P MidCap 400 Index Fd | $16.0M | 4.29% | 258,700 | Common | SOLE |
| 594918104 | MSFT | Microsoft Corp | $15.6M | 4.18% | 31,425 | Common | SOLE |
| 67066G104 | NVDA | Nvidia Corp | $13.9M | 3.72% | 88,057 | Common | SOLE |
| 78464A847 | SPMD | SPDR Portfolio S&P 400 Mid Cap ETF | $12.6M | 3.38% | 232,206 | Common | SOLE |
| 464288281 | EMB | iShares JPMorgan USD Emerging Markets Bond ETF | $12.0M | 3.22% | 129,961 | Common | SOLE |
| 037833100 | AAPL | Apple Computer Inc | $11.9M | 3.19% | 58,164 | Common | SOLE |
| 023135106 | AMZN | Amazon Communications Inc | $8.8M | 2.35% | 40,094 | Common | SOLE |
| 02079K107 | GOOG | Alphabet Inc Class C | $7.9M | 2.13% | 44,781 | Common | SOLE |
| 46625H100 | JPM | JPMorgan Chase & Co | $7.2M | 1.93% | 24,901 | Common | SOLE |
| 174615104 | CZFS | Citizens Financial Services Inc | $6.9M | 1.84% | 117,081 | Common | SOLE |
| 30303M102 | META | Meta Platforms Inc | $6.4M | 1.70% | 8,621 | Common | SOLE |
| 172922106 | CZNC | Citizens & Northern Corp | $6.1M | 1.64% | 323,151 | Common | SOLE |
| 25434V708 | DFAC | Dimensional U.S. Core Equity 2 ETF | $5.8M | 1.55% | 161,211 | Common | SOLE |
| 57636Q104 | MA | Mastercard Inc Class A | $4.6M | 1.23% | 8,168 | Common | SOLE |
| 22160K105 | COST | Costco Wholesale Corp (New) | $4.5M | 1.21% | 4,581 | Common | SOLE |
| 464288588 | MBB | iShares Barclays MBS Bond Fund ETF | $3.2M | 0.86% | 34,380 | Common | SOLE |
| 68389X105 | ORCL | Oracle Corp | $3.2M | 0.85% | 14,452 | Common | SOLE |
| 742718109 | PG | Procter & Gamble Co | $3.0M | 0.80% | 18,759 | Common | SOLE |
| 30231G102 | XOM | Exxon Mobil Corp | $3.0M | 0.80% | 27,598 | Common | SOLE |
| 002824100 | ABT | Abbott Labs | $3.0M | 0.79% | 21,796 | Common | SOLE |
| 169656105 | CMG | Chipotle Mexican Grill Inc Corp Common | $2.7M | 0.73% | 48,493 | Common | SOLE |
| 655844108 | NSC | Norfolk Southern Corp | $2.4M | 0.65% | 9,513 | Common | SOLE |
| 437076102 | HD | Home Depot Inc | $2.4M | 0.64% | 6,572 | Common | SOLE |
| 79466L302 | CRM | Salesforce, Inc. | $2.4M | 0.64% | 8,821 | Common | SOLE |
| 17275R102 | CSCO | Cisco Systems Inc | $2.4M | 0.63% | 33,990 | Common | SOLE |
| 09260D107 | BX | Blackstone Inc | $2.3M | 0.62% | 15,607 | Common | SOLE |
| 007903107 | AMD | Advanced Micro Devices Inc | $2.3M | 0.62% | 16,247 | Common | SOLE |
| 025072703 | AVDE | Avantis International Equity ETF | $2.3M | 0.61% | 30,873 | Common | SOLE |
| 03073E105 | COR | Cencora, Inc. | $2.2M | 0.60% | 7,441 | Common | SOLE |
| 369550108 | GD | General Dynamics Corp | $2.2M | 0.60% | 7,646 | Common | SOLE |
| 872540109 | TJX | Tjx Companies (New) | $2.2M | 0.58% | 17,484 | Common | SOLE |
| 609207105 | MDLZ | Mondelez Intl Inc Class A | $2.2M | 0.58% | 32,011 | Common | SOLE |
| 438516106 | HON | Honeywell Intl Inc | $2.1M | 0.57% | 9,116 | Common | SOLE |
| 03027X100 | AMT | American Tower REIT Inc | $2.1M | 0.55% | 9,302 | Common | SOLE |
| 808513105 | SCHW | Charles Schwab Corp | $2.0M | 0.54% | 21,944 | Common | SOLE |
| 126650100 | CVS | CVS Health Corporation | $2.0M | 0.52% | 28,324 | Common | SOLE |
| 81762P102 | NOW | Servicenow Inc | $1.9M | 0.51% | 1,853 | Common | SOLE |
| 11135F101 | AVGO | Broadcom Inc Common | $1.9M | 0.50% | 6,812 | Common | SOLE |
| 78462F103 | SPY | SPDR S&P 500 ETF Trust | $1.7M | 0.46% | 2,793 | Common | SOLE |
| 191216100 | KO | Coca Cola Co | $1.7M | 0.46% | 24,387 | Common | SOLE |
| 032654105 | ADI | Analog Devices Inc | $1.7M | 0.45% | 7,039 | Common | SOLE |
| 75513E101 | RTX | RTX Corporation | $1.7M | 0.44% | 11,383 | Common | SOLE |
| 70450Y103 | PYPL | Paypal Holdings, Inc. | $1.6M | 0.43% | 21,812 | Common | SOLE |
| G29183103 | ETN | Eaton Corp | $1.6M | 0.43% | 4,530 | Common | SOLE |
| 254687106 | DIS | Disney Walt Co | $1.6M | 0.43% | 13,032 | Common | SOLE |
| 20030N101 | CMCSA | Comcast Corp Class A | $1.6M | 0.43% | 44,900 | Common | SOLE |
| 37733W204 | GSK | GSK PLC ADR | $1.6M | 0.43% | 41,436 | Common | SOLE |
| 697435105 | PANW | Palo Alto Networks Inc Common | $1.6M | 0.42% | 7,752 | Common | SOLE |
| G1151C101 | ACN | Accenture PLC | $1.6M | 0.42% | 5,280 | Common | SOLE |
| 45866F104 | ICE | Intercontinental Exchange Inc Common | $1.6M | 0.42% | 8,585 | Common | SOLE |
| 00724F101 | ADBE | Adobe Systems Inc | $1.6M | 0.42% | 4,066 | Common | SOLE |
| 89832Q109 | TFC | Truist Financial Corporation | $1.6M | 0.42% | 36,476 | Common | SOLE |
| 09290D101 | BLK | Blackrock Funding Inc | $1.5M | 0.39% | 1,402 | Common | SOLE |
| 14448C104 | CARR | Carrier Global Corp | $1.5M | 0.39% | 20,056 | Common | SOLE |
| 571748102 | MRSH | Marsh & McLennan Cos Inc | $1.5M | 0.39% | 6,705 | Common | SOLE |
| 097023105 | BA | Boeing Co | $1.3M | 0.35% | 6,316 | Common | SOLE |
| 478160104 | JNJ | Johnson & Johnson | $1.3M | 0.35% | 8,536 | Common | SOLE |
| 65339F101 | NEE | Nextera Energy Inc | $1.2M | 0.33% | 17,993 | Common | SOLE |
| 806857108 | SLB | Schlumberger Ltd | $1.2M | 0.33% | 36,258 | Common | SOLE |
| 907818108 | UNP | Union Pacific Corp | $1.2M | 0.33% | 5,295 | Common | SOLE |
| 717081103 | PFE | Pfizer Inc | $1.2M | 0.32% | 49,935 | Common | SOLE |
| 12514G108 | CDW | CDW Corporation | $1.2M | 0.32% | 6,702 | Common | SOLE |
| 98956P102 | ZBH | Zimmer Biomet Holdings, Inc. | $1.2M | 0.32% | 12,908 | Common | SOLE |
| 654106103 | NKE | Nike, Inc. Class B | $1.2M | 0.31% | 16,410 | Common | SOLE |
| 025072885 | AVUS | Avantis US Equity ETF | $1.2M | 0.31% | 11,523 | Common | SOLE |
| 166764100 | CVX | Chevron Corp | $1.2M | 0.31% | 8,041 | Common | SOLE |
| 075887109 | BDX | Becton, Dickinson & Co. | $1.1M | 0.30% | 6,569 | Common | SOLE |
| 78467X109 | DIA | SPDR Dow Jones Industrial Average ETF Trust | $1.1M | 0.30% | 2,543 | Common | SOLE |
| 92203J407 | BNDX | Vanguard Total International Bond Index Fund ETF | $1.1M | 0.30% | 22,612 | Common | SOLE |
| 31428X106 | FDX | Fedex Corp | $1.1M | 0.29% | 4,829 | Common | SOLE |
| 26875P101 | EOG | EOG Resources, Inc. | $1.1M | 0.29% | 8,921 | Common | SOLE |
| 070830104 | BBWI | Bath & Body Works | $1.1M | 0.28% | 35,410 | Common | SOLE |
| 219350105 | GLW | Corning Inc | $1.0M | 0.28% | 19,658 | Common | SOLE |
| 580135101 | MCD | McDonalds Corp | $924,134 | 0.25% | 3,163 | Common | SOLE |
| 110122108 | BMY | Bristol Myers Squibb Co | $909,413 | 0.24% | 19,646 | Common | SOLE |
| 464287614 | IWF | iShares Trust Russell 1000 Growth ETF | $906,903 | 0.24% | 2,136 | Common | SOLE |
| 09062X103 | BIIB | Biogen Idec Inc | $882,647 | 0.24% | 7,028 | Common | SOLE |
| 921908844 | VIG | Vanguard Dividend Appreciation Index ETF | $843,854 | 0.23% | 4,123 | Common | SOLE |
| 459200101 | IBM | International Business Machines | $842,776 | 0.23% | 2,859 | Common | SOLE |
| 78464A664 | SPTL | SPDR Portfolio Long Term Treasury ETF | $811,833 | 0.22% | 30,543 | Common | SOLE |
| 35671D857 | FCX | Freeport-McMoran, Inc. | $781,124 | 0.21% | 18,019 | Common | SOLE |
| 26614N102 | DD | DuPont de Nemours Inc | $780,280 | 0.21% | 11,376 | Common | SOLE |
| 084670702 | BRK/B | Berkshire Hathaway Inc Class B New | $764,602 | 0.20% | 1,574 | Common | SOLE |
| 55261F104 | MTB | M & T Bank Corp | $754,815 | 0.20% | 3,891 | Common | SOLE |
| 92343V104 | VZ | Verizon Communications | $677,781 | 0.18% | 15,664 | Common | SOLE |
| 776696106 | ROP | Roper Industries Inc New | $632,027 | 0.17% | 1,115 | Common | SOLE |
| 464288158 | SUB | iShares Short-Term National Muni Bond ETF | $630,490 | 0.17% | 5,929 | Common | SOLE |
| 406216101 | HAL | Halliburton Co | $612,929 | 0.16% | 30,075 | Common | SOLE |
| 464287598 | IWD | iShares Russell 1000 Value ETF | $576,280 | 0.15% | 2,967 | Common | SOLE |
| 464288513 | HYG | iShares iBoxx $ High Yield Corp Bond ETF | $566,082 | 0.15% | 7,019 | Common | SOLE |
| 464287176 | TIP | iShares Barclays TIPS Bond Fund | $564,945 | 0.15% | 5,134 | Common | SOLE |
| 78468R101 | SPTS | SPDR Portfolio Short Term Treasury ETF | $554,313 | 0.15% | 18,925 | Common | SOLE |
| 25434V799 | DFIC | DFA Dimensional International Core Equity 2 ETF | $538,665 | 0.14% | 17,326 | Common | SOLE |
| 00206R102 | T | AT&T Inc | $493,340 | 0.13% | 17,047 | Common | SOLE |
| 452308109 | ITW | Illinois Tool Works Inc | $463,841 | 0.12% | 1,876 | Common | SOLE |
| 244199105 | DE | Deere & Co | $450,522 | 0.12% | 886 | Common | SOLE |
| 025072604 | AVEM | Avantis Emerging Markets Equity ETF | $412,816 | 0.11% | 6,023 | Common | SOLE |
| 149123101 | CAT | Caterpillar Inc | $369,188 | 0.10% | 951 | Common | SOLE |
| 636180101 | NFG | National Fuel Gas Co N J | $339,857 | 0.09% | 4,012 | Common | SOLE |
| 931142103 | WMT | Walmart Inc. | $323,945 | 0.09% | 3,313 | Common | SOLE |
| 464287200 | IVV | iShares Core S&P 500 ETF | $317,901 | 0.09% | 512 | Common | SOLE |
| 74834L100 | DGX | Quest Diagnostics Inc | $308,964 | 0.08% | 1,720 | Common | SOLE |
| 384802104 | GWW | W W Grainger Inc | $292,307 | 0.08% | 281 | Common | SOLE |
| 922042742 | VT | Vanguard Total World Stock Index Fund ETF | $257,040 | 0.07% | 2,000 | Common | SOLE |
| 548661107 | LOW | Lowes Cos Inc | $249,826 | 0.07% | 1,126 | Common | SOLE |
| 33939L670 | BNDC | FlexShares Core Select Bond Fund ETF | $244,317 | 0.07% | 10,973 | Common | SOLE |
| 303075105 | FDS | FactSet Research Systems Inc | $228,113 | 0.06% | 510 | Common | SOLE |
| 922907746 | VTEB | Vanguard Tax-Exempt Bond Index ETF | $226,126 | 0.06% | 4,612 | Common | SOLE |
| 773903109 | ROK | Rockwell Automation Inc Common | $221,225 | 0.06% | 666 | Common | SOLE |
| 532457108 | LLY | Eli Lilly & Co | $219,827 | 0.06% | 282 | Common | SOLE |
| 33939L696 | ESG | FlexShares STOXX US ESG Select Index ETF | $213,779 | 0.06% | 1,456 | Common | SOLE |
| 743315103 | PGR | Progressive Corp Ohio common | $208,685 | 0.06% | 782 | Common | SOLE |
| 25434V732 | DFEM | DFA Dimensional Emerging Markets Core Equity 2 ETF | $204,495 | 0.05% | 6,890 | Common | SOLE |
| 345370860 | F | Ford Motor Co Del Par $0.01 | $134,247 | 0.04% | 12,373 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.