Q1 2026 · 13F-HR
CITIZENS & NORTHERN CORPholdings as filed
Filed 2026-04-27 · accession 0001104659-26-049177
$401.0M
Reported value
119
Positions
2026-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 92206C680 | VONG | Vanguard Russell 1000 Growth ETF | $42.2M | 10.5% | 384,641 | Common | SOLE |
| 316092857 | FREL | Fidelity MSCI Real Estate Index ETF | $30.1M | 7.52% | 1,119,933 | Common | SOLE |
| 464287374 | IGE | iShares North American Natural Resources ETF | $29.6M | 7.37% | 469,769 | Common | SOLE |
| 46434G103 | IEMG | iShares Core MSCI Emerging Mkts ETF | $23.2M | 5.79% | 332,751 | Common | SOLE |
| 464287507 | IJH | iShares S&P MidCap 400 Index Fd | $16.8M | 4.18% | 248,386 | Common | SOLE |
| 67066G104 | NVDA | Nvidia Corp | $14.5M | 3.60% | 82,890 | Common | SOLE |
| 78464A847 | SPMD | State Street SPDR Portfolio S&P 400 Mid Cap ETF | $14.1M | 3.52% | 238,467 | Common | SOLE |
| 037833100 | AAPL | Apple Computer Inc | $13.6M | 3.39% | 53,614 | Common | SOLE |
| 464288281 | EMB | iShares JPMorgan USD Emerging Markets Bond ETF | $12.8M | 3.18% | 135,929 | Common | SOLE |
| 02079K107 | GOOG | Alphabet Inc Class C | $11.5M | 2.87% | 40,148 | Common | SOLE |
| 594918104 | MSFT | Microsoft Corp | $11.0M | 2.74% | 29,660 | Common | SOLE |
| 25434V708 | DFAC | Dimensional U.S. Core Equity 2 ETF | $9.2M | 2.31% | 238,023 | Common | SOLE |
| 023135106 | AMZN | Amazon Communications Inc | $8.1M | 2.03% | 39,101 | Common | SOLE |
| 172922106 | CZNC | Citizens & Northern Corp | $8.0M | 2.00% | 359,853 | Common | SOLE |
| 174615104 | CZFS | Citizens Financial Services Inc | $7.2M | 1.79% | 117,063 | Common | SOLE |
| 46625H100 | JPM | JPMorgan Chase & Co | $5.9M | 1.48% | 20,197 | Common | SOLE |
| 30303M102 | META | Meta Platforms Inc | $5.7M | 1.42% | 9,981 | Common | SOLE |
| 025072703 | AVDE | Avantis International Equity ETF | $4.6M | 1.16% | 54,809 | Common | SOLE |
| 30231G102 | XOM | Exxon Mobil Corp | $4.4M | 1.10% | 26,103 | Common | SOLE |
| 22160K105 | COST | Costco Wholesale Corp (New) | $4.3M | 1.07% | 4,302 | Common | SOLE |
| 57636Q104 | MA | Mastercard Inc Class A | $4.1M | 1.02% | 8,189 | Common | SOLE |
| 464288588 | MBB | iShares Barclays MBS Bond Fund ETF | $3.5M | 0.87% | 36,655 | Common | SOLE |
| 149123101 | CAT | Caterpillar Inc | $3.2M | 0.79% | 4,487 | Common | SOLE |
| 032654105 | ADI | Analog Devices Inc | $3.1M | 0.78% | 9,817 | Common | SOLE |
| 007903107 | AMD | Advanced Micro Devices Inc | $3.1M | 0.78% | 15,313 | Common | SOLE |
| 872540109 | TJX | Tjx Companies (New) | $2.7M | 0.68% | 16,962 | Common | SOLE |
| 742718109 | PG | Procter & Gamble Co | $2.7M | 0.67% | 18,707 | Common | SOLE |
| 219350105 | GLW | Corning Inc | $2.7M | 0.67% | 19,658 | Common | SOLE |
| 75513E101 | RTX | RTX Corporation | $2.7M | 0.66% | 13,777 | Common | SOLE |
| 17275R102 | CSCO | Cisco Systems Inc | $2.5M | 0.63% | 32,671 | Common | SOLE |
| 03073E105 | COR | Cencora, Inc. | $2.2M | 0.55% | 7,051 | Common | SOLE |
| 37733W204 | GSK | GSK PLC ADR | $2.2M | 0.55% | 40,036 | Common | SOLE |
| 11135F101 | AVGO | Broadcom Inc Common | $2.1M | 0.53% | 6,886 | Common | SOLE |
| G29183103 | ETN | Eaton Corp | $2.1M | 0.53% | 5,937 | Common | SOLE |
| 68389X105 | ORCL | Oracle Corp | $2.1M | 0.53% | 14,371 | Common | SOLE |
| 808513105 | SCHW | Charles Schwab Corp | $2.0M | 0.50% | 21,373 | Common | SOLE |
| 478160104 | JNJ | Johnson & Johnson | $2.0M | 0.49% | 8,053 | Common | SOLE |
| 126650100 | CVS | CVS Health Corporation | $2.0M | 0.49% | 27,288 | Common | SOLE |
| G5960L103 | MDT | Medtronic PLC | $2.0M | 0.49% | 22,600 | Common | SOLE |
| 437076102 | HD | Home Depot Inc | $1.9M | 0.47% | 5,779 | Common | SOLE |
| 172967424 | C | Citigroup Inc Common New | $1.9M | 0.47% | 16,626 | Common | SOLE |
| 78462F103 | SPY | State Street SPDR S&P 500 ETF Trust | $1.9M | 0.47% | 2,877 | Common | SOLE |
| 097023105 | BA | Boeing Co | $1.8M | 0.46% | 9,252 | Common | SOLE |
| 369550108 | GD | General Dynamics Corp | $1.8M | 0.45% | 5,272 | Common | SOLE |
| 806857108 | SLB | SLB Limited | $1.8M | 0.45% | 34,991 | Common | SOLE |
| 291011104 | EMR | Emerson Electric Co | $1.8M | 0.45% | 13,718 | Common | SOLE |
| 191216100 | KO | Coca Cola Co | $1.8M | 0.44% | 23,347 | Common | SOLE |
| 09260D107 | BX | Blackstone Inc | $1.8M | 0.44% | 15,377 | Common | SOLE |
| 79466L302 | CRM | Salesforce, Inc. | $1.7M | 0.42% | 8,947 | Common | SOLE |
| 65339F101 | NEE | Nextera Energy Inc | $1.6M | 0.40% | 17,231 | Common | SOLE |
| 166764100 | CVX | Chevron Corp | $1.6M | 0.39% | 7,553 | Common | SOLE |
| 025072885 | AVUS | Avantis US Equity ETF | $1.5M | 0.38% | 13,829 | Common | SOLE |
| 03027X100 | AMT | American Tower REIT Inc | $1.5M | 0.38% | 8,773 | Common | SOLE |
| 35671D857 | FCX | Freeport-McMoran, Inc. | $1.5M | 0.38% | 25,755 | Common | SOLE |
| 48251W104 | KKR | KKR & Co Inc | $1.5M | 0.38% | 16,365 | Common | SOLE |
| 482480100 | KLAC | KLA Corporation | $1.4M | 0.35% | 952 | Common | SOLE |
| 609207105 | MDLZ | Mondelez Intl Inc Class A | $1.4M | 0.35% | 24,013 | Common | SOLE |
| 876030107 | TPR | Tapestry Inc Common | $1.4M | 0.34% | 9,795 | Common | SOLE |
| 717081103 | PFE | Pfizer Inc | $1.4M | 0.34% | 48,483 | Common | SOLE |
| 69047Q102 | OVV | Ovintiv Inc | $1.3M | 0.34% | 22,649 | Common | SOLE |
| 09062X103 | BIIB | Biogen Idec Inc | $1.3M | 0.33% | 7,137 | Common | SOLE |
| 45866F104 | ICE | Intercontinental Exchange Inc Common | $1.3M | 0.32% | 8,181 | Common | SOLE |
| 70450Y103 | PYPL | Paypal Holdings, Inc. | $1.3M | 0.31% | 27,918 | Common | SOLE |
| 254687106 | DIS | Disney Walt Co | $1.2M | 0.31% | 12,906 | Common | SOLE |
| 907818108 | UNP | Union Pacific Corp | $1.2M | 0.31% | 5,049 | Common | SOLE |
| 92203J407 | BNDX | Vanguard Total International Bond Index Fund ETF | $1.2M | 0.30% | 25,151 | Common | SOLE |
| 697435105 | PANW | Palo Alto Networks Inc Common | $1.2M | 0.30% | 7,495 | Common | SOLE |
| 78467X109 | DIA | State Street SPDR Dow Jones Industrial Average ETF Trust | $1.2M | 0.29% | 2,543 | Common | SOLE |
| 110122108 | BMY | Bristol Myers Squibb Co | $1.2M | 0.29% | 18,997 | Common | SOLE |
| 461202103 | INTU | Intuit | $1.1M | 0.28% | 2,621 | Common | SOLE |
| G1151C101 | ACN | Accenture PLC | $1.1M | 0.28% | 5,677 | Common | SOLE |
| 98956P102 | ZBH | Zimmer Biomet Holdings, Inc. | $1.1M | 0.28% | 12,228 | Common | SOLE |
| 571748102 | MRSH | Marsh | $1.1M | 0.27% | 6,340 | Common | SOLE |
| 988498101 | YUM | YUM Brands Inc | $1.1M | 0.27% | 6,926 | Common | SOLE |
| 64110L106 | NFLX | Netflix Inc Corp | $1.1M | 0.26% | 11,003 | Common | SOLE |
| 00724F101 | ADBE | Adobe Systems Inc | $986,662 | 0.25% | 4,059 | Common | SOLE |
| 075887109 | BDX | Becton, Dickinson & Co. | $967,436 | 0.24% | 6,153 | Common | SOLE |
| 580135101 | MCD | McDonalds Corp | $951,639 | 0.24% | 3,062 | Common | SOLE |
| 654106103 | NKE | Nike, Inc. Class B | $901,004 | 0.22% | 17,058 | Common | SOLE |
| 693718108 | PCAR | Paccar Inc | $875,375 | 0.22% | 7,579 | Common | SOLE |
| 464288513 | HYG | iShares iBoxx $ High Yield Corp Bond ETF | $873,251 | 0.22% | 10,976 | Common | SOLE |
| 78464A664 | SPTL | State Street SPDR Portfolio Long Term Treasury ETF | $868,268 | 0.22% | 33,014 | Common | SOLE |
| 464287614 | IWF | iShares Trust Russell 1000 Growth ETF | $866,445 | 0.22% | 2,032 | Common | SOLE |
| 025072604 | AVEM | Avantis Emerging Markets Equity ETF | $817,323 | 0.20% | 10,143 | Common | SOLE |
| 78468R101 | SPTS | State Street SPDR Portfolio Short Term Treasury ETF | $815,844 | 0.20% | 27,959 | Common | SOLE |
| 92343V104 | VZ | Verizon Communications | $775,088 | 0.19% | 15,440 | Common | SOLE |
| 55261F104 | MTB | M & T Bank Corp | $752,874 | 0.19% | 3,642 | Common | SOLE |
| 084670702 | BRK/B | Berkshire Hathaway Inc Class B New | $694,361 | 0.17% | 1,449 | Common | SOLE |
| 459200101 | IBM | International Business Machines | $674,571 | 0.17% | 2,783 | Common | SOLE |
| 464287598 | IWD | iShares Russell 1000 Value ETF | $647,206 | 0.16% | 3,029 | Common | SOLE |
| 464288158 | SUB | iShares Short-Term National Muni Bond ETF | $631,439 | 0.16% | 5,929 | Common | SOLE |
| 070830104 | BBWI | Bath & Body Works | $622,476 | 0.16% | 33,341 | Common | SOLE |
| 921908844 | VIG | Vanguard Dividend Appreciation Index ETF | $616,362 | 0.15% | 2,866 | Common | SOLE |
| 25434V799 | DFIC | DFA Dimensional International Core Equity 2 ETF | $615,593 | 0.15% | 17,326 | Common | SOLE |
| 464287176 | TIP | iShares Barclays TIPS Bond Fund | $611,394 | 0.15% | 5,540 | Common | SOLE |
| 452308109 | ITW | Illinois Tool Works Inc | $498,195 | 0.12% | 1,914 | Common | SOLE |
| 244199105 | DE | Deere & Co | $495,704 | 0.12% | 880 | Common | SOLE |
| 00206R102 | T | AT&T Inc | $493,903 | 0.12% | 17,037 | Common | SOLE |
| 25434V732 | DFEM | DFA Dimensional Emerging Markets Core Equity 2 ETF | $443,380 | 0.11% | 12,833 | Common | SOLE |
| 776696106 | ROP | Roper Industries Inc New | $394,554 | 0.10% | 1,115 | Common | SOLE |
| 636180101 | NFG | National Fuel Gas Co N J | $376,968 | 0.09% | 4,012 | Common | SOLE |
| 655844108 | NSC | Norfolk Southern Corp | $364,490 | 0.09% | 1,270 | Common | SOLE |
| 532457108 | LLY | Eli Lilly & Co | $357,791 | 0.09% | 389 | Common | SOLE |
| 002824100 | ABT | Abbott Labs | $346,614 | 0.09% | 3,376 | Common | SOLE |
| 231021106 | CMI | Cummins Inc | $324,426 | 0.08% | 603 | Common | SOLE |
| 74834L100 | DGX | Quest Diagnostics Inc | $303,769 | 0.08% | 1,550 | Common | SOLE |
| 20030N101 | CMCSA | Comcast Corp Class A | $303,005 | 0.08% | 10,554 | Common | SOLE |
| 922042742 | VT | Vanguard Total World Stock Index Fund ETF | $276,640 | 0.07% | 2,000 | Common | SOLE |
| 464287200 | IVV | iShares Core S&P 500 ETF | $264,550 | 0.07% | 405 | Common | SOLE |
| 548661107 | LOW | Lowes Cos Inc | $261,089 | 0.07% | 1,105 | Common | SOLE |
| 26875P101 | EOG | EOG Resources, Inc. | $256,612 | 0.06% | 1,775 | Common | SOLE |
| 438516106 | HON | Honeywell Intl Inc | $249,311 | 0.06% | 1,103 | Common | SOLE |
| 406216101 | HAL | Halliburton Co | $241,036 | 0.06% | 6,182 | Common | SOLE |
| 773903109 | ROK | Rockwell Automation Inc Common | $239,014 | 0.06% | 666 | Common | SOLE |
| 922908553 | VNQ | Vanguard REIT Index ETF | $237,982 | 0.06% | 2,683 | Common | SOLE |
| 453038408 | IMO | Imperial Oil Ltd | $235,476 | 0.06% | 1,800 | Common | SOLE |
| 02079K305 | GOOGL | Alphabet Inc Class A | $232,061 | 0.06% | 807 | Common | SOLE |
| 941848103 | WAT | Waters Corp | $225,137 | 0.06% | 756 | Common | SOLE |
| 922907746 | VTEB | Vanguard Tax-Exempt Bond Index ETF | $224,655 | 0.06% | 4,503 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.