Q2 2026 · 13F-HR
CITIZENS & NORTHERN CORPholdings as filed
Filed 2026-07-17 · accession 0001104659-26-084554
$437.7M
Reported value
117
Positions
2026-06-30
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 92206C680 | VONG | Vanguard Russell 1000 Growth ETF | $59.1M | 13.5% | 462,175 | Common | SOLE |
| 46434G103 | IEMG | iShares Core MSCI Emerging Mkts ETF | $28.2M | 6.44% | 340,138 | Common | SOLE |
| 316092857 | FREL | Fidelity MSCI Real Estate Index ETF | $27.9M | 6.38% | 953,634 | Common | SOLE |
| 464287374 | IGE | iShares North American Natural Resources ETF | $24.0M | 5.49% | 427,918 | Common | SOLE |
| 464287507 | IJH | iShares S&P MidCap 400 Index Fd | $16.8M | 3.83% | 217,637 | Common | SOLE |
| 67066G104 | NVDA | Nvidia Corp | $16.4M | 3.75% | 81,995 | Common | SOLE |
| 037833100 | AAPL | Apple Computer Inc | $15.5M | 3.54% | 53,521 | Common | SOLE |
| 78464A847 | SPMD | State Street SPDR Portfolio S&P 400 Mid Cap ETF | $14.1M | 3.21% | 208,139 | Common | SOLE |
| 02079K107 | GOOG | Alphabet Inc Class C | $13.9M | 3.18% | 39,454 | Common | SOLE |
| 464288281 | EMB | iShares JPMorgan USD Emerging Markets Bond ETF | $12.8M | 2.93% | 132,935 | Common | SOLE |
| 594918104 | MSFT | Microsoft Corp | $10.9M | 2.48% | 29,135 | Common | SOLE |
| 25434V708 | DFAC | Dimensional U.S. Core Equity 2 ETF | $10.6M | 2.41% | 238,023 | Common | SOLE |
| 023135106 | AMZN | Amazon Communications Inc | $9.0M | 2.06% | 37,831 | Common | SOLE |
| 174615104 | CZFS | Citizens Financial Services Inc | $8.5M | 1.94% | 117,063 | Common | SOLE |
| 172922106 | CZNC | Citizens & Northern Corp | $8.1M | 1.86% | 349,492 | Common | SOLE |
| 007903107 | AMD | Advanced Micro Devices Inc | $7.4M | 1.69% | 12,718 | Common | SOLE |
| 46625H100 | JPM | JPMorgan Chase & Co | $5.8M | 1.33% | 17,802 | Common | SOLE |
| 219350105 | GLW | Corning Inc | $5.0M | 1.15% | 19,658 | Common | SOLE |
| 30303M102 | META | Meta Platforms Inc | $4.9M | 1.13% | 8,787 | Common | SOLE |
| 025072703 | AVDE | Avantis International Equity ETF | $4.9M | 1.12% | 54,809 | Common | SOLE |
| 11135F101 | AVGO | Broadcom Inc Common | $4.8M | 1.10% | 12,690 | Common | SOLE |
| 949746101 | WMT2 | Wells Fargo & Co New | $4.3M | 0.98% | 51,763 | Common | SOLE |
| 149123101 | CAT | Caterpillar Inc | $4.1M | 0.94% | 3,846 | Common | SOLE |
| 57636Q104 | MA | Mastercard Inc Class A | $4.0M | 0.92% | 7,840 | Common | SOLE |
| 22160K105 | COST | Costco Wholesale Corp (New) | $4.0M | 0.92% | 4,291 | Common | SOLE |
| 30231G102 | XOM | Exxon Mobil Corp | $3.5M | 0.81% | 25,824 | Common | SOLE |
| 032654105 | ADI | Analog Devices Inc | $3.1M | 0.71% | 7,847 | Common | SOLE |
| 464288588 | MBB | iShares Barclays MBS Bond Fund ETF | $2.9M | 0.67% | 31,118 | Common | SOLE |
| 482480100 | KLAC | KLA Corporation | $2.9M | 0.65% | 9,472 | Common | SOLE |
| 17275R102 | CSCO | Cisco Systems Inc | $2.7M | 0.62% | 23,191 | Common | SOLE |
| 126650100 | CVS | CVS Health Corporation | $2.7M | 0.62% | 26,315 | Common | SOLE |
| 742718109 | PG | Procter & Gamble Co | $2.7M | 0.62% | 18,475 | Common | SOLE |
| 872540109 | TJX | Tjx Companies (New) | $2.5M | 0.58% | 16,787 | Common | SOLE |
| 697435105 | PANW | Palo Alto Networks Inc Common | $2.5M | 0.57% | 7,266 | Common | SOLE |
| 75513E101 | RTX | RTX Corporation | $2.4M | 0.55% | 12,701 | Common | SOLE |
| 172967424 | C | Citigroup Inc Common New | $2.3M | 0.52% | 16,391 | Common | SOLE |
| G29183103 | ETN | Eaton Corp | $2.3M | 0.52% | 5,356 | Common | SOLE |
| 808513105 | SCHW | Charles Schwab Corp | $2.3M | 0.52% | 24,570 | Common | SOLE |
| 78462F103 | SPY | State Street SPDR S&P 500 ETF Trust | $2.1M | 0.49% | 2,877 | Common | SOLE |
| 478160104 | JNJ | Johnson & Johnson | $2.1M | 0.48% | 8,218 | Common | SOLE |
| 68389X105 | ORCL | Oracle Corp | $2.1M | 0.47% | 14,024 | Common | SOLE |
| 37733W204 | GSK | GSK PLC ADR | $2.1M | 0.47% | 39,176 | Common | SOLE |
| 03073E105 | COR | Cencora, Inc. | $2.0M | 0.46% | 7,156 | Common | SOLE |
| G5960L103 | MDT | Medtronic PLC | $2.0M | 0.46% | 25,866 | Common | SOLE |
| 437076102 | HD | Home Depot Inc | $2.0M | 0.45% | 5,627 | Common | SOLE |
| 097023105 | BA | Boeing Co | $2.0M | 0.45% | 9,062 | Common | SOLE |
| 191216100 | KO | Coca Cola Co | $1.9M | 0.42% | 22,806 | Common | SOLE |
| 369550108 | GD | General Dynamics Corp | $1.8M | 0.41% | 5,113 | Common | SOLE |
| 09260D107 | BX | Blackstone Inc | $1.8M | 0.41% | 15,154 | Common | SOLE |
| 025072885 | AVUS | Avantis US Equity ETF | $1.8M | 0.40% | 13,829 | Common | SOLE |
| 79466L302 | CRM | Salesforce, Inc. | $1.7M | 0.40% | 11,156 | Common | SOLE |
| 291011104 | EMR | Emerson Electric Co | $1.7M | 0.40% | 12,112 | Common | SOLE |
| 35671D857 | FCX | Freeport-McMoran, Inc. | $1.7M | 0.39% | 26,951 | Common | SOLE |
| 806857108 | SLB | SLB Limited | $1.6M | 0.37% | 34,757 | Common | SOLE |
| 09062X103 | BIIB | Biogen Idec Inc | $1.5M | 0.34% | 6,943 | Common | SOLE |
| 48251W104 | KKR | KKR & Co Inc | $1.5M | 0.34% | 16,253 | Common | SOLE |
| 65339F101 | NEE | Nextera Energy Inc | $1.5M | 0.34% | 16,899 | Common | SOLE |
| 876030107 | TPR | Tapestry Inc Common | $1.4M | 0.33% | 9,887 | Common | SOLE |
| 03027X100 | AMT | American Tower REIT Inc | $1.4M | 0.33% | 8,767 | Common | SOLE |
| 907818108 | UNP | Union Pacific Corp | $1.4M | 0.31% | 5,049 | Common | SOLE |
| 609207105 | MDLZ | Mondelez Intl Inc Class A | $1.4M | 0.31% | 23,556 | Common | SOLE |
| 110122108 | BMY | Bristol Myers Squibb Co | $1.4M | 0.31% | 23,628 | Common | SOLE |
| 69047Q102 | OVV | Ovintiv Inc | $1.4M | 0.31% | 25,711 | Common | SOLE |
| 78467X109 | DIA | State Street SPDR Dow Jones Industrial Average ETF Trust | $1.3M | 0.30% | 2,543 | Common | SOLE |
| 64110L106 | NFLX | Netflix Inc Corp | $1.2M | 0.28% | 17,453 | Common | SOLE |
| 166764100 | CVX | Chevron Corp | $1.2M | 0.28% | 7,408 | Common | SOLE |
| 254687106 | DIS | Disney Walt Co | $1.2M | 0.28% | 12,553 | Common | SOLE |
| 38141G104 | GS | The Goldman Sachs Group Inc | $1.2M | 0.27% | 1,185 | Common | SOLE |
| 075887109 | BDX | Becton, Dickinson & Co. | $1.2M | 0.27% | 7,783 | Common | SOLE |
| 70450Y103 | PYPL | Paypal Holdings, Inc. | $1.2M | 0.27% | 27,154 | Common | SOLE |
| 717081103 | PFE | Pfizer Inc | $1.2M | 0.26% | 47,939 | Common | SOLE |
| 988498101 | YUM | YUM Brands Inc | $1.1M | 0.26% | 7,052 | Common | SOLE |
| 693718108 | PCAR | Paccar Inc | $1.1M | 0.25% | 9,187 | Common | SOLE |
| 98956P102 | ZBH | Zimmer Biomet Holdings, Inc. | $1.1M | 0.24% | 12,277 | Common | SOLE |
| 45866F104 | ICE | Intercontinental Exchange Inc Common | $978,725 | 0.22% | 7,950 | Common | SOLE |
| 025072604 | AVEM | Avantis Emerging Markets Equity ETF | $978,698 | 0.22% | 10,143 | Common | SOLE |
| 464287614 | IWF | iShares Trust Russell 1000 Growth ETF | $948,410 | 0.22% | 7,638 | Common | SOLE |
| 55261F104 | MTB | M & T Bank Corp | $866,832 | 0.20% | 3,642 | Common | SOLE |
| 00724F101 | ADBE | Adobe Systems Inc | $808,599 | 0.18% | 3,944 | Common | SOLE |
| 580135101 | MCD | McDonalds Corp | $796,333 | 0.18% | 2,946 | Common | SOLE |
| 070830104 | BBWI | Bath & Body Works | $770,414 | 0.18% | 33,308 | Common | SOLE |
| 78464A664 | SPTL | State Street SPDR Portfolio Long Term Treasury ETF | $766,650 | 0.18% | 29,228 | Common | SOLE |
| 78468R101 | SPTS | State Street SPDR Portfolio Short Term Treasury ETF | $764,094 | 0.17% | 26,339 | Common | SOLE |
| 084670702 | BRK/B | Berkshire Hathaway Inc Class B New | $725,065 | 0.17% | 1,449 | Common | SOLE |
| 459200101 | IBM | International Business Machines | $712,024 | 0.16% | 2,532 | Common | SOLE |
| 92343V104 | VZ | Verizon Communications | $707,247 | 0.16% | 16,704 | Common | SOLE |
| G1151C101 | ACN | Accenture PLC | $700,971 | 0.16% | 5,633 | Common | SOLE |
| 461202103 | INTU | Intuit | $695,304 | 0.16% | 2,664 | Common | SOLE |
| 921908844 | VIG | Vanguard Dividend Appreciation Index ETF | $678,153 | 0.15% | 2,866 | Common | SOLE |
| 654106103 | NKE | Nike, Inc. Class B | $675,724 | 0.15% | 16,461 | Common | SOLE |
| 464287598 | IWD | iShares Russell 1000 Value ETF | $674,198 | 0.15% | 2,781 | Common | SOLE |
| 25434V799 | DFIC | DFA Dimensional International Core Equity 2 ETF | $645,567 | 0.15% | 17,326 | Common | SOLE |
| 464288158 | SUB | iShares Short-Term National Muni Bond ETF | $631,261 | 0.14% | 5,929 | Common | SOLE |
| 244199105 | DE | Deere & Co | $558,210 | 0.13% | 880 | Common | SOLE |
| 25434V732 | DFEM | DFA Dimensional Emerging Markets Core Equity 2 ETF | $521,533 | 0.12% | 12,833 | Common | SOLE |
| 231021106 | CMI | Cummins Inc | $430,066 | 0.10% | 603 | Common | SOLE |
| 532457108 | LLY | Eli Lilly & Co | $403,008 | 0.09% | 336 | Common | SOLE |
| 773903109 | ROK | Rockwell Automation Inc Common | $329,723 | 0.08% | 666 | Common | SOLE |
| 74834L100 | DGX | Quest Diagnostics Inc | $326,403 | 0.07% | 1,540 | Common | SOLE |
| 452308109 | ITW | Illinois Tool Works Inc | $324,023 | 0.07% | 1,198 | Common | SOLE |
| 922042742 | VT | Vanguard Total World Stock Index Fund ETF | $313,900 | 0.07% | 2,000 | Common | SOLE |
| 636180101 | NFG | National Fuel Gas Co N J | $309,767 | 0.07% | 4,012 | Common | SOLE |
| 464287200 | IVV | iShares Core S&P 500 ETF | $303,300 | 0.07% | 405 | Common | SOLE |
| 02079K305 | GOOGL | Alphabet Inc Class A | $288,398 | 0.07% | 807 | Common | SOLE |
| 00206R102 | T | AT&T Inc | $262,931 | 0.06% | 12,702 | Common | SOLE |
| 922908553 | VNQ | Vanguard REIT Index ETF | $258,722 | 0.06% | 2,683 | Common | SOLE |
| 655844108 | NSC | Norfolk Southern Corp | $249,470 | 0.06% | 793 | Common | SOLE |
| 548661107 | LOW | Lowes Cos Inc | $243,641 | 0.06% | 1,105 | Common | SOLE |
| 144285103 | CRS | Carpenter Technology Corporation | $235,633 | 0.05% | 382 | Common | SOLE |
| 922907746 | VTEB | Vanguard Tax-Exempt Bond Index ETF | $227,762 | 0.05% | 4,503 | Common | SOLE |
| 743315103 | PGR | Progressive Corp Ohio common | $220,416 | 0.05% | 1,009 | Common | SOLE |
| 384802104 | GWW | W W Grainger Inc | $213,583 | 0.05% | 157 | Common | SOLE |
| 882508104 | TXN | Texas Instruments Inc | $212,524 | 0.05% | 713 | Common | SOLE |
| 05561Q201 | BOKF | BOK Financial Corp | $211,098 | 0.05% | 1,520 | Common | SOLE |
| 203607106 | CBU | Community Financial System, Inc | $206,931 | 0.05% | 3,083 | Common | SOLE |
| 922908629 | VO | Vanguard Mid-Cap ETF | $203,681 | 0.05% | 2,528 | Common | SOLE |
| 453038408 | IMO | Imperial Oil Ltd | $201,636 | 0.05% | 1,800 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.