Q4 2024 · 13F-HR
Better Money Decisions, LLCholdings as filed
Filed 2025-01-24 · accession 0001667731-25-000121
$144.3M
Reported value
67
Positions
2024-12-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 464288646 | IGSB | ISHARES TR | $13.9M | 9.61% | 268,340 | Common | NONE |
| 78468R101 | SPTS | SPDR SER TR | $13.5M | 9.35% | 465,167 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $13.3M | 9.23% | 189,442 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $9.8M | 6.80% | 176,231 | Common | NONE |
| 78463X509 | SPEM | SPDR INDEX SHS FDS | $9.5M | 6.56% | 246,604 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $8.6M | 5.93% | 137,362 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $7.7M | 5.36% | 14,358 | Common | NONE |
| 78468R200 | FLRN | SPDR SER TR | $5.3M | 3.65% | 171,503 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $4.5M | 3.13% | 18,793 | Common | NONE |
| 78464A649 | SPAB | SPDR SER TR | $4.3M | 2.97% | 171,324 | Common | NONE |
| 46436E569 | XVV | ISHARES TR | $4.2M | 2.94% | 93,750 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $4.1M | 2.87% | 16,541 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $3.8M | 2.62% | 47,137 | Common | NONE |
| 67092P805 | NUDM | NUSHARES ETF TR | $3.3M | 2.29% | 110,129 | Common | NONE |
| 78464A508 | SPYV | SPDR SER TR | $1.9M | 1.35% | 38,118 | Common | NONE |
| 46435U549 | EAGG | ISHARES TR | $1.8M | 1.28% | 39,708 | Common | NONE |
| 464288513 | HYG | ISHARES TR | $1.8M | 1.25% | 22,847 | Common | NONE |
| 46435G243 | SUSB | ISHARES TR | $1.6M | 1.11% | 65,054 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $1.5M | 1.04% | 6,822 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $1.5M | 1.01% | 10,871 | Common | NONE |
| 46435G672 | IAGG | ISHARES TR | $1.4M | 0.97% | 27,927 | Common | NONE |
| 78464A805 | SPTM | SPDR SER TR | $1.4M | 0.95% | 19,239 | Common | NONE |
| 78464A409 | SPYG | SPDR SER TR | $1.3M | 0.87% | 14,331 | Common | NONE |
| 78463X889 | SPDW | SPDR INDEX SHS FDS | $1.2M | 0.86% | 36,229 | Common | NONE |
| 46436E544 | XJR | ISHARES TR | $1.2M | 0.83% | 28,955 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $1.2M | 0.81% | 2,759 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $1.0M | 0.70% | 8,712 | Common | NONE |
| 464287721 | IYW | ISHARES TR | $999,646 | 0.69% | 6,267 | Common | NONE |
| 92204A504 | VHT | VANGUARD WORLD FD | $990,486 | 0.69% | 3,904 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $957,785 | 0.66% | 1,627 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $847,375 | 0.59% | 3,535 | Common | NONE |
| 67092P300 | NULV | NUSHARES ETF TR | $805,071 | 0.56% | 20,449 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $793,395 | 0.55% | 4,191 | Common | NONE |
| 46436E551 | XJH | ISHARES TR | $778,024 | 0.54% | 18,597 | Common | NONE |
| 46435G441 | HYXF | ISHARES TR | $719,076 | 0.50% | 15,566 | Common | NONE |
| 67092P888 | NUEM | NUSHARES ETF TR | $711,529 | 0.49% | 24,519 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $706,803 | 0.49% | 20,434 | Common | NONE |
| 46435U440 | BGRN | ISHARES TR | $703,682 | 0.49% | 15,094 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $661,067 | 0.46% | 5,181 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $647,635 | 0.45% | 3,307 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $608,758 | 0.42% | 1,039 | Common | NONE |
| 64110L106 | NFLX | NETFLIX INC | $603,424 | 0.42% | 677 | Common | NONE |
| 464287754 | IYJ | ISHARES TR | $467,849 | 0.32% | 3,504 | Common | NONE |
| 166764100 | CVX | CHEVRON CORP NEW | $460,736 | 0.32% | 3,181 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $459,626 | 0.32% | 1,014 | Common | NONE |
| 69344A206 | PHYL | PGIM ETF TR | $456,846 | 0.32% | 13,150 | Common | NONE |
| 921910733 | ESGV | VANGUARD WORLD FD | $444,120 | 0.31% | 4,234 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $418,325 | 0.29% | 714 | Common | NONE |
| 33939L696 | ESG | FLEXSHARES TR | $417,450 | 0.29% | 3,030 | Common | NONE |
| 78464A474 | SPSB | SPDR SER TR | $381,633 | 0.26% | 12,781 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $363,298 | 0.25% | 1,375 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $332,606 | 0.23% | 363 | Common | NONE |
| 191216100 | KO | COCA COLA CO | $324,735 | 0.23% | 5,216 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $317,470 | 0.22% | 1,095 | Common | NONE |
| 97717W604 | DES | WISDOMTREE TR | $313,752 | 0.22% | 9,134 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $313,340 | 0.22% | 1,162 | Common | NONE |
| 46435U218 | SUSL | ISHARES TR | $288,191 | 0.20% | 2,797 | Common | NONE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $285,569 | 0.20% | 3,661 | Common | NONE |
| 48251W104 | KKR | KKR & CO INC | $276,888 | 0.19% | 1,872 | Common | NONE |
| 25434V880 | DFAX | DIMENSIONAL ETF TRUST | $276,589 | 0.19% | 11,126 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $267,646 | 0.19% | 524 | Common | NONE |
| 81369Y803 | XLK | SELECT SECTOR SPDR TR | $256,387 | 0.18% | 1,103 | Common | NONE |
| 874039100 | TSM | TAIWAN SEMICONDUCTOR MFG LTD | $232,841 | 0.16% | 1,179 | Common | NONE |
| 808524508 | SCHM | SCHWAB STRATEGIC TR | $224,510 | 0.16% | 8,102 | Common | NONE |
| 922908512 | VOE | VANGUARD INDEX FDS | $218,191 | 0.15% | 1,349 | Common | NONE |
| 92204A702 | VGT | VANGUARD WORLD FD | $209,414 | 0.15% | 337 | Common | NONE |
| 92826C839 | V | VISA INC | $207,322 | 0.14% | 656 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.