Q1 2025 · 13F-HR
Better Money Decisions, LLCholdings as filed
Filed 2025-04-10 · accession 0001667731-25-000409
$149.8M
Reported value
68
Positions
2025-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 464288646 | IGSB | ISHARES TR | $15.0M | 10.00% | 285,967 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $14.8M | 9.88% | 195,657 | Common | NONE |
| 78468R101 | SPTS | SPDR SER TR | $14.0M | 9.37% | 480,187 | Common | NONE |
| 78463X509 | SPEM | SPDR INDEX SHS FDS | $9.9M | 6.63% | 252,371 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $9.2M | 6.11% | 177,859 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $7.9M | 5.28% | 135,662 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $6.8M | 4.52% | 13,182 | Common | NONE |
| 78468R200 | FLRN | SPDR SER TR | $5.9M | 3.94% | 191,311 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $4.4M | 2.97% | 19,999 | Common | NONE |
| 78464A649 | SPAB | SPDR SER TR | $4.4M | 2.93% | 171,888 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $4.2M | 2.83% | 19,115 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $4.2M | 2.80% | 51,234 | Common | NONE |
| 67092P805 | NUDM | NUSHARES ETF TR | $3.9M | 2.63% | 123,919 | Common | NONE |
| 46436E569 | XVV | ISHARES TR | $3.7M | 2.48% | 86,777 | Common | NONE |
| 464288521 | USRT | ISHARES TR | $2.4M | 1.60% | 41,510 | Common | NONE |
| 46435U549 | EAGG | ISHARES TR | $2.1M | 1.37% | 43,217 | Common | NONE |
| 78464A508 | SPYV | SPDR SER TR | $1.8M | 1.21% | 35,585 | Common | NONE |
| 464288513 | HYG | ISHARES TR | $1.7M | 1.15% | 21,821 | Common | NONE |
| 46435G243 | SUSB | ISHARES TR | $1.7M | 1.12% | 67,397 | Common | NONE |
| 46435G672 | IAGG | ISHARES TR | $1.4M | 0.92% | 27,650 | Common | NONE |
| 78463X889 | SPDW | SPDR INDEX SHS FDS | $1.3M | 0.88% | 36,284 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $1.3M | 0.87% | 3,477 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $1.3M | 0.86% | 6,797 | Common | NONE |
| 78464A805 | SPTM | SPDR SER TR | $1.3M | 0.84% | 18,551 | Common | NONE |
| 46436E544 | XJR | ISHARES TR | $1.2M | 0.83% | 32,981 | Common | NONE |
| 78464A409 | SPYG | SPDR SER TR | $1.2M | 0.82% | 15,213 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $1.1M | 0.72% | 9,962 | Common | NONE |
| 46435G441 | HYXF | ISHARES TR | $1.0M | 0.69% | 22,441 | Common | NONE |
| 92204A504 | VHT | VANGUARD WORLD FD | $1.0M | 0.69% | 3,882 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $982,762 | 0.66% | 9,398 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $979,886 | 0.65% | 1,744 | Common | NONE |
| 464287721 | IYW | ISHARES TR | $880,538 | 0.59% | 6,270 | Common | NONE |
| 46436E551 | XJH | ISHARES TR | $816,290 | 0.54% | 20,893 | Common | NONE |
| 67092P300 | NULV | NUSHARES ETF TR | $802,951 | 0.54% | 19,831 | Common | NONE |
| 67092P888 | NUEM | NUSHARES ETF TR | $785,558 | 0.52% | 26,857 | Common | NONE |
| 46435U440 | BGRN | ISHARES TR | $745,928 | 0.50% | 15,750 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO. | $724,371 | 0.48% | 2,953 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $644,644 | 0.43% | 3,323 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $637,160 | 0.43% | 4,120 | Common | NONE |
| 64110L106 | NFLX | NETFLIX INC | $623,863 | 0.42% | 669 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $622,543 | 0.42% | 18,871 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $604,378 | 0.40% | 2,199 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $580,401 | 0.39% | 4,501 | Common | NONE |
| 888787108 | TOST | TOAST INC | $544,088 | 0.36% | 16,403 | Common | NONE |
| 69344A206 | PHYL | PGIM ETF TR | $511,567 | 0.34% | 14,692 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $503,821 | 0.34% | 946 | Common | NONE |
| 166764100 | CVX | CHEVRON CORP NEW | $503,710 | 0.34% | 3,011 | Common | NONE |
| 92206C409 | VCSH | VANGUARD SCOTTSDALE FDS | $462,865 | 0.31% | 5,864 | Common | NONE |
| 464287754 | IYJ | ISHARES TR | $457,102 | 0.31% | 3,511 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $446,357 | 0.30% | 1,726 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $413,328 | 0.28% | 739 | Common | NONE |
| 921910733 | ESGV | VANGUARD WORLD FD | $411,023 | 0.27% | 4,196 | Common | NONE |
| 33939L696 | ESG | FLEXSHARES TR | $407,823 | 0.27% | 3,036 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $405,505 | 0.27% | 704 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $404,522 | 0.27% | 7,958 | Common | NONE |
| 78464A474 | SPSB | SPDR SER TR | $384,713 | 0.26% | 12,781 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $362,234 | 0.24% | 383 | Common | NONE |
| 548661107 | LOW | LOWES COS INC | $339,350 | 0.23% | 1,455 | Common | NONE |
| 191216100 | KO | COCA COLA CO | $316,974 | 0.21% | 4,426 | Common | NONE |
| 97717W604 | DES | WISDOMTREE TR | $306,163 | 0.20% | 9,580 | Common | NONE |
| 25434V880 | DFAX | DIMENSIONAL ETF TRUST | $292,247 | 0.20% | 11,154 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $284,621 | 0.19% | 1,107 | Common | NONE |
| 46435U218 | SUSL | ISHARES TR | $268,710 | 0.18% | 2,805 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $245,496 | 0.16% | 524 | Common | NONE |
| 922908512 | VOE | VANGUARD INDEX FDS | $220,904 | 0.15% | 1,376 | Common | NONE |
| 92204A702 | VGT | VANGUARD WORLD FD | $217,064 | 0.14% | 400 | Common | NONE |
| 48251W104 | KKR | KKR & CO INC | $216,422 | 0.14% | 1,872 | Common | NONE |
| 808524508 | SCHM | SCHWAB STRATEGIC TR | $212,831 | 0.14% | 8,123 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.