Q4 2023 · 13F-HR
Better Money Decisions, LLCholdings as filed
Filed 2024-01-23 · accession 0001800502-24-000002
$120.5M
Reported value
61
Positions
2023-12-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 46432F842 | IEFA | ISHARES TR | $17.8M | 14.7% | 252,472 | Common | NONE |
| 464288646 | IGSB | ISHARES TR | $12.7M | 10.5% | 246,743 | Common | NONE |
| 78468R101 | SPTS | SPDR SER TR | $11.7M | 9.67% | 401,063 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $7.3M | 6.06% | 26,351 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $7.3M | 6.03% | 34,027 | Common | NONE |
| 78463X509 | SPEM | SPDR INDEX SHS FDS | $6.4M | 5.31% | 180,504 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $5.3M | 4.44% | 12,242 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $5.1M | 4.20% | 96,651 | Common | NONE |
| 46436E569 | XVV | ISHARES TR | $3.5M | 2.92% | 96,695 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $3.5M | 2.89% | 18,057 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $3.0M | 2.49% | 36,882 | Common | NONE |
| 78468R200 | FLRN | SPDR SER TR | $2.9M | 2.42% | 95,218 | Common | NONE |
| 67092P805 | NUDM | NUSHARES ETF TR | $2.8M | 2.32% | 94,797 | Common | NONE |
| 78464A649 | SPAB | SPDR SER TR | $2.4M | 2.01% | 94,359 | Common | NONE |
| 46435G243 | SUSB | ISHARES TR | $2.0M | 1.63% | 80,163 | Common | NONE |
| 46435U549 | EAGG | ISHARES TR | $1.6M | 1.32% | 33,260 | Common | NONE |
| 78464A508 | SPYV | SPDR SER TR | $1.4M | 1.13% | 29,296 | Common | NONE |
| 78464A409 | SPYG | SPDR SER TR | $1.3M | 1.08% | 20,062 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $1.2M | 1.03% | 8,183 | Common | NONE |
| 46435G672 | IAGG | ISHARES TR | $1.2M | 1.01% | 24,550 | Common | NONE |
| 464288513 | HYG | ISHARES TR | $1.1M | 0.94% | 14,688 | Common | NONE |
| 78463X889 | SPDW | SPDR INDEX SHS FDS | $1.1M | 0.90% | 31,856 | Common | NONE |
| 78464A805 | SPTM | SPDR SER TR | $1.1M | 0.89% | 18,411 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $1.0M | 0.86% | 9,522 | Common | NONE |
| 92204A504 | VHT | VANGUARD WORLD FDS | $942,624 | 0.78% | 3,760 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $919,836 | 0.76% | 2,446 | Common | NONE |
| 46436E544 | XJR | ISHARES TR | $898,212 | 0.75% | 23,478 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $834,878 | 0.69% | 4,900 | Common | NONE |
| 464287721 | IYW | ISHARES TR | $752,696 | 0.62% | 6,132 | Common | NONE |
| 46435U440 | BGRN | ISHARES TR | $738,336 | 0.61% | 15,633 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $656,623 | 0.55% | 22,464 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $567,728 | 0.47% | 1,189 | Common | NONE |
| 46436E551 | XJH | ISHARES TR | $554,482 | 0.46% | 14,698 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $516,713 | 0.43% | 3,699 | Common | NONE |
| 67092P888 | NUEM | NUSHARES ETF TR | $465,795 | 0.39% | 17,284 | Common | NONE |
| 166764100 | CVX | CHEVRON CORP NEW | $441,812 | 0.37% | 2,962 | Common | NONE |
| 67092P300 | NULV | NUSHARES ETF TR | $421,986 | 0.35% | 11,751 | Common | NONE |
| 921910733 | ESGV | VANGUARD WORLD FD | $420,476 | 0.35% | 4,943 | Common | NONE |
| 464287754 | IYJ | ISHARES TR | $397,061 | 0.33% | 3,472 | Common | NONE |
| 46435G524 | IGRO | ISHARES TR | $390,857 | 0.32% | 6,053 | Common | NONE |
| 64110L106 | NFLX | NETFLIX INC | $377,819 | 0.31% | 776 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $366,646 | 0.30% | 1,028 | Common | NONE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $343,683 | 0.29% | 694 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $324,489 | 0.27% | 2,907 | Common | NONE |
| 921937827 | BSV | VANGUARD BD INDEX FDS | $313,145 | 0.26% | 4,066 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $310,201 | 0.26% | 653 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $309,578 | 0.26% | 469 | Common | NONE |
| 191216100 | KO | COCA COLA CO | $306,892 | 0.25% | 5,208 | Common | NONE |
| 78468R697 | SIMS | SPDR SER TR | $298,932 | 0.25% | 8,647 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $294,290 | 0.24% | 1,265 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO | $289,680 | 0.24% | 1,703 | Common | NONE |
| 46435U366 | IDRV | ISHARES TR | $289,113 | 0.24% | 8,092 | Common | NONE |
| 25434V880 | DFAX | DIMENSIONAL ETF TRUST | $272,040 | 0.23% | 11,140 | Common | NONE |
| 78464A474 | SPSB | SPDR SER TR | $272,026 | 0.23% | 9,135 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $249,289 | 0.21% | 1,051 | Common | NONE |
| 81369Y803 | XLK | SELECT SECTOR SPDR TR | $242,423 | 0.20% | 1,259 | Common | NONE |
| 464287622 | IWB | ISHARES TR | $240,785 | 0.20% | 918 | Common | NONE |
| 78468R655 | CNRG | SPDR SER TR | $233,495 | 0.19% | 3,255 | Common | NONE |
| 46090E103 | QQQ | INVESCO QQQ TR | $226,249 | 0.19% | 552 | Common | NONE |
| 92204A702 | VGT | VANGUARD WORLD FDS | $213,014 | 0.18% | 440 | Common | NONE |
| 922908637 | VV | VANGUARD INDEX FDS | $212,816 | 0.18% | 976 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.