Q3 2023 · 13F-HR
Better Money Decisions, LLCholdings as filed
Filed 2023-11-08 · accession 0001858428-23-000002
$113.6M
Reported value
58
Positions
2023-09-30
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 46432F842 | IEFA | ISHARES TR | $20.9M | 18.4% | 325,299 | Common | NONE |
| 464288646 | IGSB | ISHARES TR | $13.5M | 11.9% | 271,828 | Common | NONE |
| 78468R101 | SPTS | SPDR SER TR | $12.6M | 11.1% | 438,529 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $7.6M | 6.69% | 40,216 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $5.9M | 5.23% | 23,826 | Common | NONE |
| 78463X509 | SPEM | SPDR INDEX SHS FDS | $5.6M | 4.91% | 166,268 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $4.4M | 3.91% | 11,300 | Common | NONE |
| 78468R200 | FLRN | SPDR SER TR | $3.2M | 2.84% | 104,861 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $3.0M | 2.65% | 17,558 | Common | NONE |
| 92206C870 | VCIT | VANGUARD SCOTTSDALE FDS | $2.7M | 2.35% | 35,118 | Common | NONE |
| 46436E569 | XVV | ISHARES TR | $2.3M | 1.99% | 69,588 | Common | NONE |
| 67092P805 | NUDM | NUSHARES ETF TR | $2.2M | 1.95% | 81,154 | Common | NONE |
| 78464A649 | SPAB | SPDR SER TR | $2.0M | 1.75% | 81,670 | Common | NONE |
| 46435G243 | SUSB | ISHARES TR | $2.0M | 1.74% | 82,955 | Common | NONE |
| 78464A409 | SPYG | SPDR SER TR | $1.9M | 1.69% | 32,300 | Common | NONE |
| 46435U549 | EAGG | ISHARES TR | $1.5M | 1.35% | 33,960 | Common | NONE |
| 46435G672 | IAGG | ISHARES TR | $1.2M | 1.02% | 23,847 | Common | NONE |
| 78464A508 | SPYV | SPDR SER TR | $1.1M | 0.98% | 27,029 | Common | NONE |
| 921910733 | ESGV | VANGUARD WORLD FD | $1.0M | 0.90% | 13,598 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $1.0M | 0.89% | 7,976 | Common | NONE |
| 464287804 | IJR | ISHARES TR | $967,003 | 0.85% | 10,251 | Common | NONE |
| 25434V609 | DFAT | DIMENSIONAL ETF TRUST | $956,946 | 0.84% | 20,944 | Common | NONE |
| 464288513 | HYG | ISHARES TR | $943,404 | 0.83% | 12,797 | Common | NONE |
| 78464A805 | SPTM | SPDR SER TR | $935,580 | 0.82% | 17,824 | Common | NONE |
| 78463X889 | SPDW | SPDR INDEX SHS FDS | $901,479 | 0.79% | 29,071 | Common | NONE |
| 92204A504 | VHT | VANGUARD WORLD FDS | $876,534 | 0.77% | 3,728 | Common | NONE |
| 921908844 | VIG | VANGUARD SPECIALIZED FUNDS | $772,208 | 0.68% | 4,970 | Common | NONE |
| 46435U440 | BGRN | ISHARES TR | $760,660 | 0.67% | 16,855 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $737,608 | 0.65% | 2,336 | Common | NONE |
| 464287721 | IYW | ISHARES TR | $649,921 | 0.57% | 6,194 | Common | NONE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $586,740 | 0.52% | 22,395 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $508,825 | 0.45% | 1,185 | Common | NONE |
| 46436E544 | XJR | ISHARES TR | $505,108 | 0.44% | 15,278 | Common | NONE |
| 166764100 | CVX | CHEVRON CORP NEW | $483,434 | 0.43% | 2,867 | Common | NONE |
| 921937827 | BSV | VANGUARD BD INDEX FDS | $436,132 | 0.38% | 5,802 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $428,436 | 0.38% | 3,274 | Common | NONE |
| 45782C656 | PSEP | INNOVATOR ETFS TR | $424,472 | 0.37% | 13,101 | Common | NONE |
| 78464A474 | SPSB | SPDR SER TR | $395,979 | 0.35% | 13,505 | Common | NONE |
| 084670702 | BRK/B | BERKSHIRE HATHAWAY INC DEL | $360,108 | 0.32% | 1,028 | Common | NONE |
| 464287754 | IYJ | ISHARES TR | $349,191 | 0.31% | 3,461 | Common | NONE |
| 46435G524 | IGRO | ISHARES TR | $348,341 | 0.31% | 5,873 | Common | NONE |
| 67092P888 | NUEM | NUSHARES ETF TR | $303,804 | 0.27% | 11,587 | Common | NONE |
| 478160104 | JNJ | JOHNSON & JOHNSON | $302,540 | 0.27% | 1,942 | Common | NONE |
| 46436E551 | XJH | ISHARES TR | $300,901 | 0.26% | 8,884 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $299,772 | 0.26% | 2,901 | Common | NONE |
| 46435U366 | IDRV | ISHARES TR | $298,065 | 0.26% | 8,015 | Common | NONE |
| 64110L106 | NFLX | NETFLIX INC | $293,018 | 0.26% | 776 | Common | NONE |
| 191216100 | KO | COCA COLA CO | $291,469 | 0.26% | 5,207 | Common | NONE |
| 78462F103 | SPY | SPDR S&P 500 ETF TR | $281,808 | 0.25% | 659 | Common | NONE |
| 78468R697 | SIMS | SPDR SER TR | $274,617 | 0.24% | 8,629 | Common | NONE |
| 78468R655 | CNRG | SPDR SER TR | $267,711 | 0.24% | 3,969 | Common | NONE |
| 22160K105 | COST | COSTCO WHSL CORP NEW | $266,096 | 0.23% | 471 | Common | NONE |
| 25434V880 | DFAX | DIMENSIONAL ETF TRUST | $249,255 | 0.22% | 11,068 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO | $233,482 | 0.21% | 1,610 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $232,326 | 0.20% | 1,094 | Common | NONE |
| 464287622 | IWB | ISHARES TR | $215,241 | 0.19% | 916 | Common | NONE |
| 922908629 | VO | VANGUARD INDEX FDS | $212,674 | 0.19% | 1,021 | Common | NONE |
| 81369Y803 | XLK | SELECT SECTOR SPDR TR | $210,835 | 0.19% | 1,286 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.