Q1 2026 · 13F-HR
PENNEY FINANCIAL, LLCholdings as filed
Filed 2026-04-22 · accession 0002049857-26-000003
$260.6M
Reported value
48
Positions
2026-03-31
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 381430503 | GSLC | GOLDMAN SACHS ETF TR | $59.8M | 22.9% | 477,721 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $41.2M | 15.8% | 128,417 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $22.0M | 8.45% | 343,634 | Common | NONE |
| 46436E718 | SGOV | ISHARES TR | $17.4M | 6.66% | 172,506 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $12.7M | 4.86% | 140,064 | Common | NONE |
| 46641Q159 | JPIE | J P MORGAN EXCHANGE TRADED F | $9.6M | 3.69% | 208,599 | Common | NONE |
| 808524797 | SCHD | SCHWAB STRATEGIC TR | $9.5M | 3.63% | 308,191 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $9.0M | 3.45% | 60,660 | Common | NONE |
| 35473P868 | FLMI | FRANKLIN TEMPLETON ETF TR | $7.3M | 2.79% | 293,015 | Common | NONE |
| 922020748 | VCRB | VANGUARD MALVERN FDS | $7.1M | 2.73% | 91,913 | Common | NONE |
| 61774R841 | EVTR | MORGAN STANLEY ETF TRUST | $7.1M | 2.71% | 139,022 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $6.4M | 2.45% | 24,416 | Common | NONE |
| 46641Q332 | JEPI | J P MORGAN EXCHANGE TRADED F | $5.6M | 2.17% | 99,620 | Common | NONE |
| 14020Y201 | CGMU | CAPITAL GRP FIXED INCM ETF T | $5.0M | 1.93% | 185,115 | Common | NONE |
| 25434V849 | DFNM | DIMENSIONAL ETF TRUST | $4.7M | 1.78% | 97,028 | Common | NONE |
| 464287226 | AGG | ISHARES TR | $4.5M | 1.72% | 45,254 | Common | NONE |
| 46654Q724 | HELO | J P MORGAN EXCHANGE TRADED F | $4.3M | 1.67% | 68,023 | Common | NONE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $3.9M | 1.49% | 78,066 | Common | NONE |
| 921909768 | VXUS | VANGUARD STAR FDS | $3.2M | 1.22% | 41,340 | Common | NONE |
| 808524102 | SCHB | SCHWAB STRATEGIC TR | $2.8M | 1.08% | 112,248 | Common | NONE |
| 464288158 | SUB | ISHARES TR | $2.6M | 1.00% | 24,446 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $2.3M | 0.87% | 8,889 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $1.3M | 0.50% | 2,162 | Common | NONE |
| 166764100 | CVX | CHEVRON CORPORATION | $899,742 | 0.35% | 4,349 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $897,511 | 0.34% | 1,374 | Common | NONE |
| 464287622 | IWB | ISHARES TR | $848,613 | 0.33% | 2,380 | Common | NONE |
| 16411R208 | LNG | CHENIERE ENERGY INC | $773,246 | 0.30% | 2,725 | Common | NONE |
| 464287150 | ITOT | ISHARES TR | $747,188 | 0.29% | 5,246 | Common | NONE |
| 46641Q761 | JQUA | J P MORGAN EXCHANGE TRADED F | $695,553 | 0.27% | 11,343 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $694,997 | 0.27% | 3,337 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $688,886 | 0.26% | 1,861 | Common | NONE |
| 31816X106 | FLY | FIREFLY AEROSPACE INC | $648,917 | 0.25% | 22,793 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $546,344 | 0.21% | 2,203 | Common | NONE |
| 46641Q837 | JPST | J P MORGAN EXCHANGE TRADED F | $404,880 | 0.16% | 8,000 | Common | NONE |
| 31428X106 | FDX | FEDEX CORP | $360,098 | 0.14% | 1,011 | Common | NONE |
| 387328107 | GVA | GRANITE CONSTR INC | $317,322 | 0.12% | 2,647 | Common | NONE |
| 921937827 | BSV | VANGUARD BD INDEX FDS | $302,741 | 0.12% | 3,861 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $287,913 | 0.11% | 1,697 | Common | NONE |
| 29446M102 | EQNR | EQUINOR ASA | $280,588 | 0.11% | 6,649 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $265,132 | 0.10% | 607 | Common | NONE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $251,684 | 0.10% | 9,816 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $241,420 | 0.09% | 3,575 | Common | NONE |
| 78463X848 | CWI | SPDR INDEX SHS FDS | $239,299 | 0.09% | 6,540 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $238,387 | 0.09% | 829 | Common | NONE |
| 922908744 | VTV | VANGUARD INDEX FDS | $232,889 | 0.09% | 1,187 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $228,280 | 0.09% | 399 | Common | NONE |
| 110448107 | BTI | BRITISH AMERN TOB PLC | $210,667 | 0.08% | 3,603 | Common | NONE |
| 46429B663 | HDV | ISHARES TR | $206,973 | 0.08% | 1,525 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.