Q2 2026 · 13F-HR
PENNEY FINANCIAL, LLCholdings as filed
Filed 2026-07-22 · accession 0002049857-26-000004
$286.1M
Reported value
53
Positions
2026-06-30
Period end
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 25434V401 | DFUS | DIMENSIONAL ETF TRUST | $73.2M | 25.6% | 893,449 | Common | NONE |
| 922908769 | VTI | VANGUARD INDEX FDS | $45.2M | 15.8% | 122,064 | Common | NONE |
| 921943858 | VEA | VANGUARD TAX-MANAGED FDS | $24.4M | 8.53% | 342,359 | Common | NONE |
| 922020748 | VCRB | VANGUARD MALVERN FDS | $20.1M | 7.02% | 259,865 | Common | NONE |
| 46436E718 | SGOV | ISHARES TR | $15.6M | 5.46% | 155,055 | Common | NONE |
| 46432F842 | IEFA | ISHARES TR | $12.8M | 4.48% | 132,569 | Common | NONE |
| 46641Q159 | JPIE | J P MORGAN EXCHANGE TRADED F | $9.8M | 3.41% | 211,958 | Common | NONE |
| 921946406 | VYM | VANGUARD WHITEHALL FDS | $9.5M | 3.33% | 60,279 | Common | NONE |
| 808524797 | SCHD | SCHWAB STRATEGIC TR | $9.3M | 3.25% | 293,595 | Common | NONE |
| 922907712 | VCRM | VANGUARD MUN BD FDS | $8.7M | 3.03% | 113,444 | Common | NONE |
| 14020Y201 | CGMU | CAPITAL GRP FIXED INCM ETF T | $5.8M | 2.03% | 211,497 | Common | NONE |
| 46641Q332 | JEPI | J P MORGAN EXCHANGE TRADED F | $5.7M | 1.98% | 100,261 | Common | NONE |
| 46641Q837 | JPST | J P MORGAN EXCHANGE TRADED F | $4.3M | 1.49% | 84,243 | Common | NONE |
| 25434V864 | DFSD | DIMENSIONAL ETF TRUST | $4.0M | 1.38% | 82,902 | Common | NONE |
| 921909768 | VXUS | VANGUARD STAR FDS | $3.6M | 1.27% | 42,475 | Common | NONE |
| 46654Q724 | HELO | J P MORGAN EXCHANGE TRADED F | $3.6M | 1.25% | 52,887 | Common | NONE |
| 35473P868 | FLMI | FRANKLIN TEMPLETON ETF TR | $3.1M | 1.10% | 124,597 | Common | NONE |
| 808524102 | SCHB | SCHWAB STRATEGIC TR | $3.0M | 1.04% | 102,649 | Common | NONE |
| 037833100 | AAPL | APPLE INC | $2.6M | 0.90% | 8,892 | Common | NONE |
| 922907746 | VTEB | VANGUARD MUN BD FDS | $2.4M | 0.85% | 47,994 | Common | NONE |
| 25434V849 | DFNM | DIMENSIONAL ETF TRUST | $1.7M | 0.60% | 35,448 | Common | NONE |
| 922908363 | VOO | VANGUARD INDEX FDS | $1.5M | 0.53% | 2,211 | Common | NONE |
| 464288158 | SUB | ISHARES TR | $1.3M | 0.47% | 12,607 | Common | NONE |
| 38149W622 | GPIX | GOLDMAN SACHS ETF TR | $1.1M | 0.38% | 19,656 | Common | NONE |
| 464287200 | IVV | ISHARES TR | $1.0M | 0.36% | 1,374 | Common | NONE |
| 16411R208 | LNG | CHENIERE ENERGY INC | $1.0M | 0.35% | 4,221 | Common | NONE |
| 464287622 | IWB | ISHARES TR | $974,610 | 0.34% | 2,380 | Common | NONE |
| 464287150 | ITOT | ISHARES TR | $861,760 | 0.30% | 5,246 | Common | NONE |
| 381430503 | GSLC | GOLDMAN SACHS ETF TR | $819,974 | 0.29% | 5,779 | Common | NONE |
| 46641Q761 | JQUA | J P MORGAN EXCHANGE TRADED F | $819,872 | 0.29% | 11,343 | Common | NONE |
| 023135106 | AMZN | AMAZON COM INC | $795,341 | 0.28% | 3,337 | Common | NONE |
| 166764100 | CVX | CHEVRON CORPORATION | $720,838 | 0.25% | 4,349 | Common | NONE |
| 594918104 | MSFT | MICROSOFT CORP | $694,190 | 0.24% | 1,861 | Common | NONE |
| 31816X106 | FLY | FIREFLY AEROSPACE INC | $670,114 | 0.23% | 22,793 | Common | NONE |
| 464287655 | IWM | ISHARES TR | $661,891 | 0.23% | 2,203 | Common | NONE |
| 61774R841 | EVTR | MORGAN STANLEY ETF TRUST | $454,818 | 0.16% | 8,969 | Common | NONE |
| 387328107 | GVA | GRANITE CONSTR INC | $316,160 | 0.11% | 2,000 | Common | NONE |
| 922908736 | VUG | VANGUARD INDEX FDS | $313,722 | 0.11% | 3,642 | Common | NONE |
| 922908751 | VB | VANGUARD INDEX FDS | $304,636 | 0.11% | 1,005 | Common | NONE |
| 921937827 | BSV | VANGUARD BD INDEX FDS | $298,395 | 0.10% | 3,830 | Common | NONE |
| 02079K305 | GOOGL | ALPHABET INC | $296,260 | 0.10% | 829 | Common | NONE |
| 808524201 | SCHX | SCHWAB STRATEGIC TR | $288,887 | 0.10% | 9,816 | Common | NONE |
| 464287507 | IJH | ISHARES TR | $275,668 | 0.10% | 3,575 | Common | NONE |
| 78463X848 | CWI | SPDR INDEX SHS FDS | $265,982 | 0.09% | 6,540 | Common | NONE |
| 922908744 | VTV | VANGUARD INDEX FDS | $258,683 | 0.09% | 1,187 | Common | NONE |
| 30231G102 | XOM | EXXON MOBIL CORP | $232,014 | 0.08% | 1,697 | Common | NONE |
| 30303M102 | META | META PLATFORMS INC | $224,753 | 0.08% | 399 | Common | NONE |
| 110448107 | BTI | BRITISH AMERN TOB PLC | $222,521 | 0.08% | 3,603 | Common | NONE |
| 92826C839 | V | VISA INC | $221,293 | 0.08% | 645 | Common | NONE |
| 149123101 | CAT | CATERPILLAR INC | $214,708 | 0.08% | 202 | Common | NONE |
| 29446M102 | EQNR | EQUINOR ASA | $208,779 | 0.07% | 6,649 | Common | NONE |
| 46625H100 | JPM | JPMORGAN CHASE & CO | $204,581 | 0.07% | 625 | Common | NONE |
| 464287226 | AGG | ISHARES TR | $202,810 | 0.07% | 2,049 | Common | NONE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.